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Independent comparison for Sri Lanka. No bank pays for placement; rankings come from a fixed, published algorithm.

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© 2026 Before You Pick. Rates, fees and offers are extracted from public issuer sources and may lag the bank's own pages, so always confirm before applying.

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Sri Lanka

Credit Cards

Balanced view across fees, rates, rewards, lounge access

Ranked for
OverallSupermarketCashback

58 cards of 103 · 45 affinity hidden — show · 44 restricted — hide

Each card shows its annual fee, foreign-transaction fee, and APR.

  • 1

    HNB Mastercard World

    HNB Priority Circle

    Mastercard · World

    Annual: LKR 0Foreign tx: 3%APR: 26%

Ranked by an independent algorithm, with no paid placement. How we rank (cards-v2) →

Last computed 1 day ago · 103 cards ranked. Score runs 0 to 100; the sparkline tracks it over time.

Dining
Instalments
Low Fee
Travel
Network
AllVisaMastercardAmex
Annual fee
AnyNo annual fee
Eligibility
Include affinity (45)Hide restricted (44)
▼down 0.02
64.42
  • 3

    HNB Visa Gold Credit Card

    Visa · Gold

    Annual: LKR 2,900Foreign tx: 3%APR: 26%

    57.3
  • 16

    HNB Prestige Prime

    Pre-approved Credit Cards

    Visa · Platinum

    Annual: LKR 4,000Foreign tx: 3%APR: 26%

    55.74
  • 16

    HNB Visa Platinum Credit Card

    Visa · Platinum

    Annual: LKR 4,000Foreign tx: 3%APR: 26%

    55.74
  • 19

    DFCC Visa Signature Card

    Visa · Signature

    Annual: LKR 5,000Foreign tx: 3.5%APR: 26%

    ▲up 0.0655.02
  • 21

    HNB Visa Signature Credit Card

    Visa · Signature

    Annual: LKR 6,000Foreign tx: 3%APR: 26%

    52.9
  • 22

    DFCC World Mastercard Credit Card

    Mastercard · World

    Annual: LKR 6,000Foreign tx: 3.5%APR: 26%

    ▲up 0.0152.75
  • 23

    DFCC Visa Infinite Credit Card

    Reserved for our most discerning customers

    Visa · Infinite

    Annual: LKR 7,000Foreign tx: 3.5%APR: 26%

    ▲up 0.0652.18
  • 24

    HNB Visa Infinite Credit Card

    Visa · Infinite

    Annual: LKR 7,500Foreign tx: 3%APR: 26%

    50.77
  • 26

    DFCC Visa Platinum Card

    Visa · Platinum

    Annual: LKR 3,500Foreign tx: 3.5%APR: 26%

    ▲up 0.0650.65
  • 29

    People's VISA Signature / MasterCard World

    — · Signature

    Annual: LKR 4,000Foreign tx: 2.5%APR: 26%

    ▲up 0.3650.08
  • 30

    Sampath Visa Infinite Metal Credit Card

    By invitation only

    Visa · Infinite

    Annual: LKR 10,000Foreign tx: 2%APR: 26%

    ▲up 0.3449.44
  • 31

    NTB Platinum Mastercard

    Mastercard · Platinum

    Annual: LKR 2,500Foreign tx: 1%APR: 26%

    ▲up 0.448.87
  • 32

    NTB Private Banking Mastercard

    Nations Trust Private Banking clients

    Mastercard · Private Banking

    Annual: LKR 0Foreign tx: Not publishedAPR: 25%

    ▲up 0.447.32
  • 33

    People's VISA Classic / MasterCard Classic

    — · Classic

    Annual: LKR 1,500Foreign tx: 2.5%APR: 26%

    ▲up 0.3647.06
  • 34

    NTB Amex Explorer

    American Express · Gold

    Annual: LKR 22,500Foreign tx: 1%APR: 25%

    ▲up 0.2846.7
  • 35

    People's Elegance Visa Infinite

    By invitation only

    Visa · Infinite

    Annual: LKR 7,000Foreign tx: 2.5%APR: 26%

    ▲up 0.3846.25
  • 37

    People's VISA Gold / MasterCard Gold

    — · Gold

    Annual: LKR 2,500Foreign tx: 2.5%APR: 26%

    ▲up 0.3646.21
  • 38

    Sampath Visa Corporate Fuel Card

    Corporate clients only

    Visa · Corporate

    Annual: LKR 1,500Foreign tx: 3.5%APR: 26%

    ▲up 0.3445.69
  • 39

    People's Vanitha Vasana VISA Platinum Credit Card

    Visa · Platinum

    Annual: LKR 3,500Foreign tx: 2.5%APR: 26%

    ▲up 0.3845.22
  • 42

    Sampath Mastercard / Visa Classic Credit Card

    Visa · Classic

    Annual: LKR 2,000Foreign tx: 3.5%APR: 26%

    ▲up 0.3445.05
  • 43

    People's VISA Platinum / MasterCard Platinum

    — · Platinum

    Annual: LKR 3,500Foreign tx: 2.5%APR: 26%

    ▲up 0.3644.79
  • 44

    NTB Amex Magnet

    American Express · Cashback

    Annual: LKR 5,000Foreign tx: Not publishedAPR: 26%

    ▲up 0.2844.31
  • 45

    Sampath Mastercard / Visa Gold Credit Card

    Visa · Gold

    Annual: LKR 2,900Foreign tx: 3.5%APR: 26%

    ▲up 0.3343.77
  • 47

    Sampath Bank American Express® Everyday Credit Card

    American Express · Cashback

    Annual: LKR 3,000Foreign tx: 3.5%APR: 26%

    ▲up 0.0842.48
  • 48

    Sampath Mastercard / Visa Platinum Credit Card

    Visa · Platinum

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    ▲up 0.3442.21
  • 48

    Sampath Visa Corporate Credit Card

    Corporate clients only

    Visa · Corporate

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    ▲up 0.3442.21
  • 48

    Sampath Visa Purchasing Credit Card

    Corporate clients only

    Visa · Corporate

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    ▲up 0.3442.21
  • 54

    NTB Amex Gold

    American Express · Gold

    Annual: LKR 5,000Foreign tx: 1%APR: 26%

    ▲up 0.2841.35
  • 55

    NTB World Mastercard

    Mastercard · World

    Annual: LKR 6,000Foreign tx: Not publishedAPR: 26%

    ▲up 0.441
  • 57

    Sampath Visa Signature Credit Card

    Visa · Signature

    Annual: LKR 6,000Foreign tx: 3.5%APR: 26%

    ▲up 0.3439.37
  • 59

    ComBank UnionPay Asia Prestige Platinum Card

    UnionPay · Platinum

    Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

    38.62
  • 60

    NTB Amex Platinum

    American Express · Platinum

    Annual: LKR 7,500Foreign tx: 1%APR: 26%

    ▲up 0.2838.25
  • 62

    Sampath Visa Infinite Credit Card

    By invitation only

    Visa · Infinite

    Annual: LKR 10,000Foreign tx: 2%APR: 26%

    ▲up 0.3437.44
  • 63

    Sampath Mastercard Business Credit Card

    Corporate clients only

    Mastercard · Business

    Annual: LKR 2,900Foreign tx: 3.5%APR: 26%

    ▲up 0.1437.37
  • 64

    NDB Platinum Credit Card

    visa · Platinum

    Annual: LKR 5,500Foreign tx: 4.5%APR: 26%

    ▲up 0.2837.13
  • 75

    ComBank Commercial Bank Visa Infinite Card

    By invitation only

    Visa · Infinite

    Annual: LKR 10,000Foreign tx: 3.5%APR: 26%

    ▲up 0.0636.91
  • 76

    Sampath Mastercard Corporate Credit Card

    Corporate clients only

    Mastercard · Corporate

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    ▲up 0.1535.81
  • 76

    Sampath Mastercard Purchasing Credit Card

    Corporate clients only

    Mastercard · Corporate

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    ▲up 0.1535.81
  • 80

    ComBank Commercial Bank Visa Signature Card

    Visa · Signature

    Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

    ▲up 0.0634.46
  • 81

    Seylan VISA Infinite Metal Credit Card

    Exclusively for Seylan Private Banking / Seylan Red clients

    Visa · Infinite

    Annual: LKR 0Foreign tx: 4.5%APR: 28%

    ▲up 0.2134.3
  • 83

    Seylan Visa Signature Credit Card

    Visa · Signature

    Annual: LKR 6,000Foreign tx: 4.5%APR: 28%

    ▲up 0.2133.98
  • 84

    ComBank Anagi Credit Card

    Anagi savings account holders (women's banking segment)

    Mastercard · Gold

    Annual: LKR 2,500Foreign tx: Not publishedAPR: 26%

    33.72
  • 86

    Seylan World Mastercard Credit Card

    Mastercard · World

    Annual: LKR 6,000Foreign tx: 4.5%APR: 28%

    ▲up 0.1833.41
  • 90

    Sampath Mastercard World Credit Card

    Mastercard · World

    Annual: LKR 5,000Foreign tx: 3.5%APR: 26%

    ▲up 0.1532.89
  • 91

    ComBank World Mastercard Card

    Mastercard · World

    Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

    32.62
  • 92

    ComBank Gold / Silver Credit Card

    — · Gold

    Annual: LKR 2,500Foreign tx: 3.5%APR: 26%

    31.72
  • 93

    NDB Signature Credit Card

    visa · Signature

    Annual: LKR 6,500Foreign tx: 4.5%APR: 26%

    ▲up 0.2831.71
  • 94

    Seylan VISA Platinum Credit Card

    Visa · Platinum

    Annual: LKR 3,500Foreign tx: 4.5%APR: 28%

    ▲up 0.2131.53
  • 95

    Sampath Bank American Express® Platinum Ultramiles Credit Card

    American Express · Platinum

    Annual: LKR 7,000Foreign tx: 3.5%APR: 26%

    ▲up 0.0731.24
  • 96

    Seylan Mastercard Freedom Credit Card

    Mastercard · Freedom

    Annual: LKR 0Foreign tx: 4.5%APR: 28%

    ▲up 0.1830.23
  • 97

    Seylan VISA Gold Credit Card

    Visa · Gold

    Annual: LKR 2,500Foreign tx: 4.5%APR: 28%

    ▲up 0.2129.45
  • 98

    DFCC Corporate Credit Card

    Corporate clients only

    visa · Corporate

    Annual: LKR 4,500Foreign tx: 5.5%APR: 26%

    ▲up 0.0528.89
  • 99

    ComBank Commercial Bank Platinum Credit Card

    — · Platinum

    Annual: LKR 4,500Foreign tx: 3.5%APR: 26%

    28.88
  • 100

    NDB Infinite Credit Card

    visa · Infinite

    Annual: LKR 8,500Foreign tx: 4.5%APR: 26%

    ▲up 0.2828.87
  • 101

    ComBank NEGC Privilege World Mastercard Credit Card

    Mastercard · World

    Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

    26.62
  • 102

    Seylan Corporate Credit Card

    Corporate clients only

    Visa · Corporate

    Annual: LKR 6,000Foreign tx: 4.5%APR: 28%

    ▲up 0.2124.48
  • 103

    ComBank UnionPay Asia Prestige Diamond Card

    By invitation only

    UnionPay · Diamond

    Annual: LKR 15,000Foreign tx: 3.5%APR: 26%

    23.07