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Independent comparison for Sri Lanka. No bank pays for placement; rankings come from a fixed, published algorithm.

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© 2026 Before You Pick. Rates, fees and offers are extracted from public issuer sources and may lag the bank's own pages, so always confirm before applying.

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0% Instalments
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Sri Lanka

Credit Cards

Balanced view across fees, rates, rewards, lounge access

Ranked for

Overall Supermarket Cashback Dining Instalments Low Fee

59 cards of 103 · 44 affinity hidden — show · 38 restricted — hide

Each card shows its annual fee, foreign-transaction fee, and APR.

1
HNB Mastercard World
HNB Priority Circle
Mastercard · World
Annual: LKR 0Foreign tx: 3%APR: 26%

Ranked by an independent algorithm, with no paid placement. How we rank (cards-v2) →

Last computed 4 hr ago · 103 cards ranked. Score runs 0 to 100; the sparkline tracks it over time.

Network

All Visa Mastercard Amex

Annual fee

Any No annual fee

Eligibility

Include affinity (44)Hide restricted (38)

70.33

HNB Visa Gold Credit Card

Visa · Gold

Annual: LKR 2,900Foreign tx: 3%APR: 26%

HNB Prestige Prime

HNB leasing and home loan customers only

Visa · Platinum

Annual: LKR 4,000Foreign tx: 3%APR: 26%

HNB Visa Platinum Credit Card

Visa · Platinum

Annual: LKR 4,000Foreign tx: 3%APR: 26%

DFCC Visa Signature Card

Visa · Signature

Annual: LKR 5,000Foreign tx: 3.5%APR: 26%

HNB Visa Signature Credit Card

Visa · Signature

Annual: LKR 6,000Foreign tx: 3%APR: 26%

DFCC Visa Infinite Credit Card

Visa · Infinite

Annual: LKR 7,000Foreign tx: 3.5%APR: 26%

DFCC World Mastercard Credit Card

Mastercard · World

Annual: LKR 6,000Foreign tx: 3.5%APR: 26%

HNB Visa Infinite Credit Card

Visa · Infinite

Annual: LKR 7,500Foreign tx: 3%APR: 26%

DFCC Visa Platinum Card

Visa · Platinum

Annual: LKR 3,500Foreign tx: 3.5%APR: 26%

ComBank UnionPay Asia Prestige Platinum Card

UnionPay · Platinum

Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

Sampath Bank American Express® Everyday Credit Card

American Express · Everyday

Annual: LKR 3,000Foreign tx: 3.5%APR: 26%

People's VISA Signature / MasterCard World

— · Signature

Annual: LKR 4,000Foreign tx: 2.5%APR: 26%

ComBank Commercial Bank Visa Infinite Card

By invitation only

Visa · Infinite

Annual: LKR 10,000Foreign tx: 3.5%APR: 26%

NTB Amex Explorer

American Express · Signature

Annual: LKR 22,500Foreign tx: 1%APR: 25%

NTB Amex Magnet

American Express · —

Annual: LKR 5,000Foreign tx: Not publishedAPR: 26%

Sampath Visa Infinite Metal Credit Card

By invitation only

Visa · Infinite

Annual: LKR 10,000Foreign tx: 2%APR: 26%

ComBank Anagi Credit Card

Anagi savings account holders (women's banking segment)

Mastercard · Gold

Annual: LKR 2,500Foreign tx: Not publishedAPR: 26%

ComBank Commercial Bank Visa Signature Card

Visa · Signature

Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

People's VISA Classic / MasterCard Classic

— · Classic

Annual: LKR 1,500Foreign tx: 2.5%APR: 26%

NTB Platinum Mastercard

Mastercard · Platinum

Annual: LKR 2,500Foreign tx: 1%APR: 26%

NTB Private Banking Mastercard

Nations Trust Private Banking clients

Mastercard · Private Banking

Annual: LKR 0Foreign tx: Not publishedAPR: 25%

ComBank World Mastercard Card

Mastercard · World

Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

People's Elegance Visa Infinite

By invitation only

Visa · Infinite

Annual: LKR 7,000Foreign tx: 2.5%APR: 26%

People's Leasing CLASSIQUE VISA Infinite Credit Card

By invitation only

Visa · Infinite

Annual: LKR 7,000Foreign tx: 2.5%APR: 26%

DFCC Corporate Credit Card

Corporate clients only

visa · Corporate

Annual: LKR 4,500Foreign tx: 5.5%APR: 26%

People's VISA Gold / MasterCard Gold

— · Gold

Annual: LKR 2,500Foreign tx: 2.5%APR: 26%

Sampath Visa Corporate Fuel Card

Corporate clients only

Visa · Corporate

Annual: LKR 1,500Foreign tx: 3.5%APR: 26%

NDB Platinum Credit Card

visa · Platinum

Annual: LKR 5,500Foreign tx: 4.5%APR: 26%

ComBank Gold / Silver Credit Card

— · Gold

Annual: LKR 2,500Foreign tx: 3.5%APR: 26%

Sampath Mastercard / Visa Classic Credit Card

Mastercard · Classic

Annual: LKR 2,000Foreign tx: 3.5%APR: 26%

NTB Amex Gold

American Express · Gold

Annual: LKR 5,000Foreign tx: 1%APR: 26%

People's VISA Platinum / MasterCard Platinum

— · Platinum

Annual: LKR 3,500Foreign tx: 2.5%APR: 26%

People's Vanitha Vasana VISA Platinum Credit Card

Visa · Platinum

Annual: LKR 3,500Foreign tx: 2.5%APR: 26%

Sampath Mastercard Business Credit Card

Corporate clients only

Mastercard · Business

Annual: LKR 2,900Foreign tx: 3.5%APR: 26%

Sampath Mastercard / Visa Gold Credit Card

Mastercard / Visa · Gold

Annual: LKR 2,900Foreign tx: 3.5%APR: 26%

ComBank Commercial Bank Platinum Credit Card

— · Platinum

Annual: LKR 4,500Foreign tx: 3.5%APR: 26%

Sampath Mastercard Corporate Credit Card

Corporate clients only

Mastercard · Corporate

Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

Sampath Mastercard Purchasing Credit Card

Corporate clients only

Mastercard · Corporate

Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

Sampath Mastercard / Visa Platinum Credit Card

Mastercard · Platinum

Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

Sampath Visa Corporate Credit Card

Corporate clients only

Visa · Corporate

Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

Sampath Visa Purchasing Credit Card

Corporate clients only

Visa · Corporate

Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

NTB Amex Platinum

American Express · Platinum

Annual: LKR 7,500Foreign tx: 1%APR: 26%

ComBank NEGC Privilege World Mastercard Credit Card

Mastercard · World

Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

Sampath Mastercard World Credit Card

Mastercard · World

Annual: LKR 5,000Foreign tx: 3.5%APR: 26%

NTB World Mastercard

Mastercard · World

Annual: LKR 6,000Foreign tx: Not publishedAPR: 26%

NDB Signature Credit Card

visa · Signature

Annual: LKR 6,500Foreign tx: 4.5%APR: 26%

Sampath Visa Signature Credit Card

Visa · Signature

Annual: LKR 6,000Foreign tx: 3.5%APR: 26%

Sampath Bank American Express® Platinum Ultramiles Credit Card

American Express · Platinum

Annual: LKR 7,000Foreign tx: 3.5%APR: 26%

Sampath Visa Infinite Credit Card

By invitation only

Visa · Infinite

Annual: LKR 10,000Foreign tx: 2%APR: 26%

NDB Infinite Credit Card

visa · Infinite

Annual: LKR 8,500Foreign tx: 4.5%APR: 26%

ComBank UnionPay Asia Prestige Diamond Card

By invitation only

UnionPay · Diamond

Annual: LKR 15,000Foreign tx: 3.5%APR: 26%

Seylan VISA Infinite Metal Credit Card

Exclusively for Seylan Private Banking / Seylan Red clients

Visa · Infinite

Annual: LKR 0Foreign tx: 4.5%APR: 28%

Seylan World Mastercard Credit Card

Mastercard · World

Annual: LKR 6,000Foreign tx: 4.5%APR: 28%

Seylan Visa Signature Credit Card

Visa · Signature

Annual: LKR 6,000Foreign tx: 4.5%APR: 28%

Seylan Mastercard Freedom Credit Card

Mastercard · Freedom

Annual: LKR 0Foreign tx: 4.5%APR: 28%

Seylan VISA Gold Credit Card

Visa · Gold

Annual: LKR 2,500Foreign tx: 4.5%APR: 28%

Seylan VISA Platinum Credit Card

Visa · Platinum

Annual: LKR 3,500Foreign tx: 4.5%APR: 28%

Seylan Corporate Credit Card

Corporate clients only

Visa · Corporate

Annual: LKR 6,000Foreign tx: 4.5%APR: 28%