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Independent comparison for Sri Lanka. No bank pays for placement; rankings come from a fixed, published algorithm.

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© 2026 Before You Pick. Rates, fees and offers are extracted from public issuer sources and may lag the bank's own pages, so always confirm before applying.

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Sri Lanka

Credit Cards

Balanced view across fees, rates, rewards, lounge access

Ranked for
OverallSupermarketCashback

58 cards of 103 · 45 affinity hidden — show · 44 restricted — hide

Each card shows its annual fee, foreign-transaction fee, and APR.

  • 1

    HNB Mastercard World

    HNB Priority Circle

    Mastercard · World

    Annual: LKR 0Foreign tx: 3%APR: 26%

Ranked by an independent algorithm, with no paid placement. How we rank (cards-v2) →

Last computed 11 hr ago · 103 cards ranked. Score runs 0 to 100; the sparkline tracks it over time.

Dining
Instalments
Low Fee
Travel
Network
AllVisaMastercardAmex
Annual fee
AnyNo annual fee
Eligibility
Include affinity (45)Hide restricted (44)
64.81
  • 3

    HNB Visa Gold Credit Card

    Visa · Gold

    Annual: LKR 2,900Foreign tx: 3%APR: 26%

    57.43
  • 17

    HNB Prestige Prime

    HNB leasing and home loan customers only

    Visa · Platinum

    Annual: LKR 4,000Foreign tx: 3%APR: 26%

    55.87
  • 17

    HNB Visa Platinum Credit Card

    Visa · Platinum

    Annual: LKR 4,000Foreign tx: 3%APR: 26%

    55.87
  • 20

    DFCC Visa Signature Card

    Visa · Signature

    Annual: LKR 5,000Foreign tx: 3.5%APR: 26%

    54.99
  • 21

    DFCC World Mastercard Credit Card

    Mastercard · World

    Annual: LKR 6,000Foreign tx: 3.5%APR: 26%

    53.13
  • 22

    HNB Visa Signature Credit Card

    Visa · Signature

    Annual: LKR 6,000Foreign tx: 3%APR: 26%

    53.03
  • 23

    DFCC Visa Infinite Credit Card

    Reserved for our most discerning customers

    Visa · Infinite

    Annual: LKR 7,000Foreign tx: 3.5%APR: 26%

    52.15
  • 25

    HNB Visa Infinite Credit Card

    Visa · Infinite

    Annual: LKR 7,500Foreign tx: 3%APR: 26%

    50.89
  • 26

    DFCC Visa Platinum Card

    Visa · Platinum

    Annual: LKR 3,500Foreign tx: 3.5%APR: 26%

    50.62
  • 29

    NTB Amex Explorer

    American Express · Gold

    Annual: LKR 22,500Foreign tx: 1%APR: 25%

    49.65
  • 30

    NTB Platinum Mastercard

    Mastercard · Platinum

    Annual: LKR 2,500Foreign tx: 1%APR: 26%

    49.57
  • 31

    NTB Private Banking Mastercard

    Nations Trust Private Banking clients

    Mastercard · Private Banking

    Annual: LKR 0Foreign tx: Not publishedAPR: 25%

    48.02
  • 32

    NTB Amex Magnet

    American Express · Cashback

    Annual: LKR 5,000Foreign tx: Not publishedAPR: 26%

    47.6
  • 33

    People's VISA Signature / MasterCard World

    — · Signature

    Annual: LKR 4,000Foreign tx: 2.5%APR: 26%

    47.1
  • 34

    Sampath Visa Infinite Metal Credit Card

    By invitation only

    Visa · Infinite

    Annual: LKR 10,000Foreign tx: 2%APR: 26%

    46.31
  • 35

    NTB Amex Gold

    American Express · Gold

    Annual: LKR 5,000Foreign tx: 1%APR: 26%

    44.75
  • 36

    People's VISA Classic / MasterCard Classic

    — · Classic

    Annual: LKR 1,500Foreign tx: 2.5%APR: 26%

    44.08
  • 37

    People's Elegance Visa Infinite

    By invitation only

    Visa · Infinite

    Annual: LKR 7,000Foreign tx: 2.5%APR: 26%

    43.13
  • 39

    People's VISA Gold / MasterCard Gold

    — · Gold

    Annual: LKR 2,500Foreign tx: 2.5%APR: 26%

    42.73
  • 40

    Sampath Visa Corporate Fuel Card

    Corporate clients only

    Visa · Corporate

    Annual: LKR 1,500Foreign tx: 3.5%APR: 26%

    42.56
  • 41

    Sampath Mastercard / Visa Classic Credit Card

    Visa · Classic

    Annual: LKR 2,000Foreign tx: 3.5%APR: 26%

    41.92
  • 42

    Sampath Bank American Express® Everyday Credit Card

    American Express · Cashback

    Annual: LKR 3,000Foreign tx: 3.5%APR: 26%

    41.9
  • 43

    NTB World Mastercard

    Mastercard · World

    Annual: LKR 6,000Foreign tx: Not publishedAPR: 26%

    41.7
  • 44

    People's Vanitha Vasana VISA Platinum Credit Card

    Visa · Platinum

    Annual: LKR 3,500Foreign tx: 2.5%APR: 26%

    41.6
  • 47

    People's VISA Platinum / MasterCard Platinum

    — · Platinum

    Annual: LKR 3,500Foreign tx: 2.5%APR: 26%

    41.31
  • 48

    NTB Amex Platinum

    American Express · Platinum

    Annual: LKR 7,500Foreign tx: 1%APR: 26%

    41.2
  • 49

    Sampath Mastercard / Visa Gold Credit Card

    Visa · Gold

    Annual: LKR 2,900Foreign tx: 3.5%APR: 26%

    40.64
  • 51

    Sampath Mastercard / Visa Platinum Credit Card

    Visa · Platinum

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    39.08
  • 51

    Sampath Visa Corporate Credit Card

    Corporate clients only

    Visa · Corporate

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    39.08
  • 51

    Sampath Visa Purchasing Credit Card

    Corporate clients only

    Visa · Corporate

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    39.08
  • 55

    ComBank UnionPay Asia Prestige Platinum Card

    UnionPay · Platinum

    Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

    38.59
  • 61

    NDB Platinum Credit Card

    visa · Platinum

    Annual: LKR 5,500Foreign tx: 4.5%APR: 26%

    36.49
  • 72

    Sampath Mastercard Business Credit Card

    Corporate clients only

    Mastercard · Business

    Annual: LKR 2,900Foreign tx: 3.5%APR: 26%

    36.36
  • 73

    ComBank Commercial Bank Visa Infinite Card

    By invitation only

    Visa · Infinite

    Annual: LKR 10,000Foreign tx: 3.5%APR: 26%

    36.26
  • 74

    Sampath Visa Signature Credit Card

    Visa · Signature

    Annual: LKR 6,000Foreign tx: 3.5%APR: 26%

    36.24
  • 77

    Sampath Mastercard Corporate Credit Card

    Corporate clients only

    Mastercard · Corporate

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    34.8
  • 77

    Sampath Mastercard Purchasing Credit Card

    Corporate clients only

    Mastercard · Corporate

    Annual: LKR 4,000Foreign tx: 3.5%APR: 26%

    34.8
  • 79

    Sampath Visa Infinite Credit Card

    By invitation only

    Visa · Infinite

    Annual: LKR 10,000Foreign tx: 2%APR: 26%

    34.31
  • 81

    Seylan VISA Infinite Metal Credit Card

    Exclusively for Seylan Private Banking / Seylan Red clients

    Visa · Infinite

    Annual: LKR 0Foreign tx: 4.5%APR: 28%

    33.85
  • 82

    ComBank Commercial Bank Visa Signature Card

    Visa · Signature

    Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

    33.81
  • 83

    ComBank Anagi Credit Card

    Anagi savings account holders (women's banking segment)

    Mastercard · Gold

    Annual: LKR 2,500Foreign tx: Not publishedAPR: 26%

    33.69
  • 85

    Seylan Visa Signature Credit Card

    Visa · Signature

    Annual: LKR 6,000Foreign tx: 4.5%APR: 28%

    33.54
  • 86

    Seylan World Mastercard Credit Card

    Mastercard · World

    Annual: LKR 6,000Foreign tx: 4.5%APR: 28%

    32.97
  • 87

    ComBank World Mastercard Card

    Mastercard · World

    Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

    32.59
  • 91

    Sampath Mastercard World Credit Card

    Mastercard · World

    Annual: LKR 5,000Foreign tx: 3.5%APR: 26%

    31.88
  • 92

    ComBank Gold / Silver Credit Card

    — · Gold

    Annual: LKR 2,500Foreign tx: 3.5%APR: 26%

    31.69
  • 93

    NDB Signature Credit Card

    visa · Signature

    Annual: LKR 6,500Foreign tx: 4.5%APR: 26%

    31.07
  • 94

    Sampath Bank American Express® Platinum Ultramiles Credit Card

    American Express · Platinum

    Annual: LKR 7,000Foreign tx: 3.5%APR: 26%

    30.6
  • 95

    Seylan Mastercard Freedom Credit Card

    Mastercard · Freedom

    Annual: LKR 0Foreign tx: 4.5%APR: 28%

    29.79
  • 96

    Seylan VISA Gold Credit Card

    Visa · Gold

    Annual: LKR 2,500Foreign tx: 4.5%APR: 28%

    29.01
  • 97

    DFCC Corporate Credit Card

    Corporate clients only

    visa · Corporate

    Annual: LKR 4,500Foreign tx: 5.5%APR: 26%

    28.86
  • 98

    ComBank Commercial Bank Platinum Credit Card

    — · Platinum

    Annual: LKR 4,500Foreign tx: 3.5%APR: 26%

    28.85
  • 99

    NDB Infinite Credit Card

    visa · Infinite

    Annual: LKR 8,500Foreign tx: 4.5%APR: 26%

    28.23
  • 100

    Seylan VISA Platinum Credit Card

    Visa · Platinum

    Annual: LKR 3,500Foreign tx: 4.5%APR: 28%

    27.59
  • 101

    ComBank NEGC Privilege World Mastercard Credit Card

    Mastercard · World

    Annual: LKR 7,500Foreign tx: 3.5%APR: 26%

    26.59
  • 102

    Seylan Corporate Credit Card

    Corporate clients only

    Visa · Business

    Annual: LKR 6,000Foreign tx: 4.5%APR: 28%

    24.04
  • 103

    ComBank UnionPay Asia Prestige Diamond Card

    By invitation only

    UnionPay · Diamond

    Annual: LKR 15,000Foreign tx: 3.5%APR: 26%

    23.04