Sri Lanka Β· NDB
visa Β· Platinum Β· Verified 24 days ago
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.
Solara Beach House Dikwella
Aura by Epic Collection
Epic Unawatuna
Araliya Hotels
Split purchases into 0% easy payment plans of up to 36 months at 5 partner merchants & categories.
Primary source Β· tariff_pdf
https://ndbbankweb.ndbbank.com/downloads/b17fb321-a7d2-4223-90c5-b77ed4a55c85_untitled-2-new_merged-(1).pdfLast fetched 5 mo ago (stale) Β· LLM confidence 92%
Cited quotes (19)
supports cards[0].interest_rate_purchases_apr
βInterest Rate % p.a. (Retail Purchase) 26%β
supports cards[0].interest_rate_cash_apr
βInterest Rate % p.a. (Cash Advance) 26%β
supports cards[0].annual_fee_lkr
βAnnual Fee - Primary ... LKR 5500β
supports cards[0].joining_fee_lkr
βJoining Fee - Primary ... LKR 2500β
supports cards[0].supplementary_card_fee_lkr
βAnnual fee - Supplementary ... LKR 2750β
supports cards[0].late_payment_fee_lkr
βLKR 2100 OR 0.5% from the closing balance ( Whichever is high)β
Araliya Hotels
supports cards[0].over_limit_fee_lkr
βOver Limit Fee LKR 2000β
supports cards[0].cash_advance_fee_pct
βLKR 1,200+5% on face valueβ
supports cards[0].foreign_tx_fee_pct
βan additional amount (up to 4.5%) will be added to the rate at the time of billingβ
supports cards[0].fuel_surcharge_pct
β1% of the transaction value is applicable for fuel transactions as per card scheme guidelinesβ
supports cards[0].interest_free_days
βInterest free days on new purchases (Maximum) 51 Daysβ
supports cards[0].minimum_payment_pct
βMinimum Payment Due 4%β
supports cards[0].lounge_access
βLounge Key Access(One Time Membership Fee) ... Not Applicableβ
supports minimum_income_lkr
βYou must be permanently employed with a minimum gross monthly income of LKR 100,000.β
supports card_name
βNDB Platinum credit cardβ
supports benefits[0]
βDo all your banking transactions online from home, office or on the go. Simply log in to your mobile app.β
supports benefits[1]
βYear-Round Discounts & Promotions.β
supports benefits[2]
βFree SMS alert facilityβ
supports benefits[3]
βEnhanced security on Credit & Debit Card Transactionsβ
Editor verification
backfill: NDB cards are all Visa-issued - slug encodes network, verified against ndbbank.com
by admin Β· 2026-06-03T03:17:01.24226
Before You Pick is independent. We don't take fees from card issuers to influence rankings.