Sri Lanka · NDB
visa · Platinum · Verified 5 days ago
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.
Lockheed
Lockheed
Mobil
Mobil
Royal Retreat Sigiriya
Split purchases into 0% easy payment plans of up to 36 months at 12 partner merchants& categories.
Primary source · tariff_pdf
https://ndbbankweb.ndbbank.com/downloads/ed5c7f53-10f3-42bd-a432-d04d7830b5a2_cc-tariff-trilingual.pdfLast fetched 3 mo ago (stale) · LLM confidence 92%
Cited quotes (14)
supports cards[0].interest_rate_purchases_apr
“Interest Rate % p.a. (Retail Purchase) 26%”
supports cards[0].interest_rate_cash_apr
“Interest Rate % p.a. (Cash Advance) 26%”
supports cards[0].annual_fee_lkr
“Annual Fee - Primary ... LKR 5500”
supports cards[0].joining_fee_lkr
“Joining Fee - Primary ... LKR 2500”
supports cards[0].supplementary_card_fee_lkr
“Annual fee - Supplementary ... LKR 2750”
supports cards[0].late_payment_fee_lkr
“LKR 2100 OR 0.5% from the closing balance ( Whichever is high)”
supports cards[0].over_limit_fee_lkr
“Over Limit Fee LKR 2000”
supports cards[0].cash_advance_fee_pct
“LKR 1,200+5% on face value”
supports cards[0].foreign_tx_fee_pct
“an additional amount (up to 4.5%) will be added to the rate at the time of billing”
supports cards[0].fuel_surcharge_pct
“1% of the transaction value is applicable for fuel transactions as per card scheme guidelines”
supports cards[0].interest_free_days
“Interest free days on new purchases (Maximum) 51 Days”
supports cards[0].minimum_payment_pct
“Minimum Payment Due 4%”
supports cards[0].lounge_access
“Lounge Key Access(One Time Membership Fee) ... Not Applicable”
supports minimum_income_lkr
“You must be permanently employed with a minimum gross monthly income of LKR 100,000.”
Editor verification
backfill: NDB cards are all Visa-issued - slug encodes network, verified against ndbbank.com
by admin · 2026-06-03T03:17:01.24226
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