Sri Lanka · Methodology
Rankings are computed by a fixed, published algorithm. No bank pays for placement, ever.The same code scores every card on the same attributes; the only inputs are the data we extract from each issuer, every figure traceable to its source.
Overall: algorithm cards-v2 · 103 cards ranked · last computed 41 min ago. Each ranking below has its own published weights.
Each ranking has its own published weights. The same card can top one and sit mid-table in another.
Balanced view across fees, rates, rewards, lounge access · cards-v2 · 103 ranked
Best cashback + lowest cost on supermarket spend · cards-supermarket-v1 · 103 ranked
Best overall cashback across everyday spend · cards-cashback-v1 · 103 ranked
Best cashback + dining benefits · cards-dining-v1 · 103 ranked
Best 0% instalment plans — tenure depth + merchant reach · cards-installments-v1 · 81 ranked
Minimum-cost-to-hold cards (annual fees, supplementary) · cards-low-fee-v1 · 103 ranked
Lowest FX markup + lounge access for travellers · cards-travel-v1 · 103 ranked
A card is shown but not scoredwhen a core figure (its annual fee or purchase APR) is missing, or it's discontinued. It never silently disappears; it stays in the list with the reason shown.
Each ranking is independently versioned (e.g. cards-v2for Overall). Any change to a ranking's weights, scoring, or eligibility bumps its version and is recorded here, so a movement on a card's chart is unambiguous: the methodology changed, or the card did.