0% Instalment Plans

0% interest up to 36 months, free from handling fee. One-time handling fee applies for 48M & 60M options. Contact merchant to convert. Maximum transaction limit is Rs. 3,000,000. General terms and conditions of the bank and merchant apply.

Contact merchant to convert to easy payment plans. Minimum transaction Rs. 10,000 and maximum Rs. 3,000,000. General terms and conditions apply.

Minimum transaction Rs. 10,000 and maximum Rs. 3 Million. Contact merchant to convert to Easy Payment Plans. General terms and conditions apply.

Minimum transaction Rs. 10,000 and maximum Rs. 3,000,000. Contact merchant to convert to easy payment plans. General terms and conditions apply.

Exclusive for Seylan Credit Cardholders. Minimum transaction LKR 10,000 and maximum LKR 2,000,000 per cardholder per transaction. Cardholders must call Seylan 24hr Call Centre 011 2008888 within 7 days of transaction to request conversion. Upfront handling fee is non-refundable even on early settlement. In case of early settlement, remaining instalment amount must be settled but the upfront handling fee will not be refunded. Bank reserves the right to change rates at any time. General Terms & Conditions of Seylan Bank PLC apply.

Exclusive for Seylan Credit Cardholders. Transaction value per cardholder, per transaction: minimum LKR 10,000 and maximum LKR 2,000,000. Handling Fee W.E.F 15.05.2024. Cardholders must call Seylan 24hr Call Centre (011 2008888) within 7 days of transaction to request conversion. Cardholder shall not be allowed to change terms or make accelerated payments once opted in. Early settlement subject to 4% early settlement fee on outstanding capital amount. Bank reserves the right to change rates at any time.

On Grid & Hybrid Solar System at a special price. Special Package Available for EV Charging. Contact merchant to convert to easy payment plans. Minimum transaction Rs. 10,000 and maximum Rs. 3 Million. General terms and conditions apply. Contact: 070 7030801 | 071 2030771 | 071 2030772.

Min transaction Rs. 10,000 and maximum Rs. 3,000,000. Contact merchant to convert to Easy Payment Plans. General terms and conditions apply.

Contact merchant to convert to Easy Payment Plans. Minimum transaction Rs. 10,000 and maximum Rs. 3 Million. General terms and conditions apply.

Contact merchant to convert to Easy Payment Plans. Minimum transaction Rs. 10,000 and maximum Rs. 3 Million. General terms and conditions apply.

All DFCC Credit Cardholders eligible. Excluding Corporate & Business Credit Cards. Minimum transaction amount Rs. 100,000/-. Setup fees apply per tenure: 12 months Rs. 2,500; 24 months Rs. 4,000; 36 months Rs. 10,000; 48 months Rs. 20,000. Processing fee 0% per month for all tenures.

Valid for transactions performed till 30th September 2026 at Antes Solar outlets. Minimum single transaction value LKR 50,000/-. Transaction to be converted at the merchant outlet. No processing fee applicable. For Call and Convert ESP (6 & 12 months): Cardmember must inform Call Centre within 30 days of transaction date. For up to 36 months ESP: converted at outlet. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial statement settlement attracts standard credit card interest on balance. Early settlement fee applies per Bank Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due. Valid only for personal (not commercial/business) transactions. General credit card terms and conditions apply.

No processing fee applicable. Minimum single transaction value of LKR 50,000/- or above required for ESP conversion. Transaction to be converted at the merchant outlet; no call and convert facility available. Total transaction amount blocked within existing credit limit; installments billed monthly. Excludes Corporate Cards. Cannot be exchanged for cash or combined with other promotions. Standard cardmember agreement and general credit card terms and conditions apply. Nations Trust Bank PLC reserves the right to modify, extend, shorten, or withdraw the promotion at any time without prior notice.

Valid for transactions performed till 30th September 2026 at Outlets. No call and convert facility available. Minimum single transaction value LKR 50,000/-. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial settlement attracts credit card interest on due balance. Early settlement fee applies. If card is terminated/cancelled/suspended, outstanding installments become immediately due. Excluding Corporate Cards. Primary and Supplementary card transactions combined as one account for eligibility.

Up to 30% savings on colour stones jewellery; up to 15% savings on stone studded jewellery. 12-month instalment plan: processing fee LKR 2,000; minimum transaction LKR 25,000 – maximum LKR 1 Mn. 24 & 36-month plans: processing fee LKR 3,500 or 2% of transaction value (whichever is higher); minimum transaction LKR 50,000 – maximum LKR 2 Mn. Valid for NDB Credit Cards only.

Valid for transactions performed till 30th September 2026. Minimum single transaction of LKR 50,000/- or above to be eligible for ESP conversion. For Call and Convert (6 & 12 month) plan: a processing fee of LKR 2,500 will be charged; cardmember must call the Call Centre within 30 days of transaction date to convert. The 36-month plan interest rate is not explicitly stated as 0%. Excluding Corporate Cards. Total transaction amount is blocked within existing credit limit; installments billed monthly. Primary and Supplementary card transactions combined as one account for eligibility. Early settlement fees apply per Bank Tariff. The Bank may at its sole discretion reject any ESP request not complying with terms.

Valid for transactions performed at Arpico Furniture outlets till 30th September 2026. Minimum single transaction value LKR 50,000/- or above. Excluding Corporate Cards. Early settlement fees apply as per the Bank's Tariff. If card is terminated or suspended, outstanding installments become immediately due.

9% handling fee with no processing fee applicable. Minimum transaction value LKR 50,000. Valid for transactions performed till 30th September 2026. Call 011 441 4141 to convert. Applicable to personal transactions only. Early settlement fees apply. If card is terminated or suspended, outstanding instalments become immediately due.

Valid for bills of LKR 50,000/- and above. 6 & 12 month plans: 0% interest with LKR 2,500 processing fee. 24 month plan: 5% handling fee, no processing fee. 36 month plan: 9% handling fee, no processing fee. Call 0114414141 to convert transactions. Conversion must be requested within 30 days from the transaction date. Valid for personal transactions only. Applies to all NTB American Express Credit Cards. Early settlement fees apply per Bank's Tariff.

Valid for American Express Credit Cards issued by Nations Trust Bank PLC. Minimum single transaction value LKR 50,000/- or above. No processing fee applicable. Call and Convert ESP (6 & 12 months): cardmember must inform the Call Centre within 30 days of the transaction date to convert; valid only on personal-nature transactions; Bank may reject non-compliant requests at its discretion. Up to 36 Months ESP: transaction to be converted at the merchant outlet. Total transaction amount is blocked within the existing credit limit and reduced as installments are billed monthly; interest applies on any unsettled due balance per the Bank's Cardmember agreement; early settlement fees apply per the Bank's Tariff; if the card is terminated, cancelled, or suspended, all outstanding installments become immediately due and payable. General credit card terms and conditions continue to apply.

Valid for bills of LKR 50,000/- and above. Transaction to be converted at the merchant outlet. No processing fee applicable. Valid till 30th September 2026. Call and Convert ESP (6 & 12 months): available to all American Express Credit Cards issued by Nations Trust Bank PLC; minimum single transaction LKR 50,000/-; cardmember must inform the Call Centre of the eligible transaction within 30 days of the transaction date; valid only for personal-nature transactions; total transaction amount blocked within existing credit limit and reduced gradually as installments are repaid; early settlement fees apply per the Bank's Tariff; Bank may reject non-compliant requests at its discretion. Up to 36 Months Settlement Plan (ESP): available to all American Express Credit Cards issued by Nations Trust Bank PLC; valid for transactions performed till 30th September 2026 at outlets; minimum single transaction LKR 50,000/-; total transaction amount blocked within existing credit limit and reduced gradually as installments are repaid; early settlement fees apply per the Bank's Tariff. General credit card terms and conditions continue to apply for both plans.

Open to Nations Trust Bank American Express Credit Cardmembers only (excluding Corporate Cards). Minimum single transaction value LKR 50,000. 6/12-month plans carry a LKR 2,500 processing fee; 24-month plans carry a 5% handling fee (no processing fee); 36-month plans carry a 9% handling fee (no processing fee). Convert by calling 0114414141 within 30 days of the transaction date. Purchases must be for personal use only, not exchangeable for cash, cannot be combined with other promotions. Note: the page's general offer and the 36-month ESP T&C state validity till 30 September 2026, but the separate 6/12-month ESP T&C block states transactions must be performed till 30th September 2025 - likely a typo given the page's overall 2026 end date; treated here as the same 30 Sept 2026 campaign end.

Available to all American Express Credit Cards issued by Nations Trust Bank PLC. Valid for transactions performed till 30th September 2026 at Outlets. No call and covert facility available. Minimum single transaction value LKR 50,000/- or above to be eligible for ESP conversion. Total transaction amount blocked within existing credit limit; installments billed monthly, blocking reduced as each installment is repaid. Credit card interest applies to due balance if only partial statement value is settled. Early settlement fees apply per Bank's Tariff. Outstanding installments become immediately due and payable in full if the card is terminated, cancelled, not renewed, or suspended, or upon breach of terms. General credit card terms and conditions continue to apply.

Valid for transactions performed till 30th September 2026 at DAMRO outlets. Minimum single transaction value LKR 50,000/-. No call and convert facility available. No processing fee. Plans available in 6, 12, 24, and 36 month tenors. Total transaction amount blocked within existing credit limit; installments billed monthly. Partial statement settlement will attract applicable credit card interest on due balance. Early settlement requires notification to the Bank and relevant fees apply per Bank's Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due and payable. General credit card terms and conditions continue to apply.

Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with other existing offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and instalment period cannot be varied once approved. Instalment plan details cannot be changed once submitted; part acceleration not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and D R Industries (Pvt) Ltd apply. Bank's decision final in case of dispute; Bank reserves right to modify or change the Terms & Conditions.

Valid for transactions of LKR 50,000/- and above. Transaction to be converted at the merchant outlet. No processing fee applicable. No call and convert facility available. The total transaction amount will be blocked within the existing credit limit; installments billed monthly; blocking reduced with each repayment. Partial settlement of statement due will attract applicable credit card interest on due balance. Cardholder must inform the Bank for early settlement; relevant fees apply per Bank's Tariff. If card is terminated/cancelled/suspended or any breach occurs, outstanding installments become immediately due in full. Excluding Corporate Cards. Offer cannot be exchanged for cash or combined with other promotions. Primary and Supplementary card transactions combined as one account for eligibility.

12-Month Plan: Processing Fee LKR 2,000; Transaction Value Min LKR 25,000 - Max LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Min LKR 50,000 - Max LKR 2 Mn.

Up to 36 month installment plans for banquet hall reservation. 6 and 12 month 0% installment plans with a processing fee of LKR 2,500 applicable. 24 month plans have a 5% handling fee with no processing fee. 36 month plans have a 9% handling fee with no processing fee. Valid for transactions above LKR 50,000. Call 0114414155 to convert your transactions. Valid till 30th September 2026.

Valid on purchases made via POS or e-commerce for educational payments only. One-time processing fee applies: Rs. 2,000 for 12-month plan; Rs. 3,500 or 2% of transaction value (whichever is higher) for 24 & 36-month plans. Minimum transaction for 12 months: Rs. 25,000; maximum Rs. 1,000,000. Minimum transaction for 24 & 36 months: Rs. 50,000; maximum Rs. 2,000,000. Cardholders must call 011 74488 88 within 7 days of transaction to request conversion. Not valid on cash advances, fuel, casino transactions, or transactions not for personal usage. Bank reserves right to modify, extend, shorten, or cancel the promotion at any time without prior notice.

Valid for all American Express Credit Cards issued by Nations Trust Bank PLC. No call and convert facility available. Minimum single transaction value of LKR 50,000/- or above required for ESP conversion. No processing fee applicable. Total transaction amount blocked within existing credit limit; installments billed to statement monthly, blocking reduced as each installment is repaid. Standard credit card interest applies to any unpaid due balance. Early settlement fees apply per Bank's Tariff. General credit card terms and conditions continue to apply.

Valid for bills of LKR 50,000/- and above. Valid till 30th September 2026 (headline banner). Call 011 441 4141 to convert transactions. Note: the page's two T&C blocks state conflicting/older validity dates: the 6/12-month 0% ESP T&C block says valid for transactions performed till 30th June 2025, and the up-to-36-month ESP T&C block says valid for transactions performed till 30th June 2026 at Outlets; both appear to be stale boilerplate superseded by the headline 30th September 2026 date. Available to all NTB American Express Credit Cards. ESP conversion (6/12-month plan) requires informing the Call Centre within 30 days of the transaction date. Capital transactions (properties, vehicles) are not eligible. Total transaction amount is blocked within the existing credit limit and billed monthly; partial settlement incurs standard credit card interest; early settlement fees apply per the Bank's Tariff. General Cardmember Agreement and credit card terms continue to apply.

Valid for bills of LKR 50,000/- and above. Valid till 30th September 2026. Call 011 441 4141 to convert transactions. Minimum single transaction value LKR 50,000/-. Cardmember must request conversion within 30 days from transaction date. Not valid on Capital transactions (properties, vehicles). Call-and-convert only; bank may reject requests at its discretion. Early settlement fees apply. Personal transactions only. General credit card terms and conditions apply.

Valid for bills of LKR 50,000/- and above. Valid for transactions performed till 30th September 2026. Call 011 441 4141 to convert transactions (6 & 12 month plans must be requested within 30 days of transaction date). Processing fee of LKR 2,500 applies for 6 & 12 month plans; 5% handling fee for 24 months; 9% handling fee for 36 months (no processing fee for 24 & 36 month plans). Valid only for personal transactions (not corporate/business). Outstanding instalments become immediately due if card is terminated, cancelled, suspended, or not renewed. Early settlement fees apply. General credit card terms and conditions continue to apply. Issued by Nations Trust Bank PLC.

Valid for transactions performed till 30th September 2026. Minimum single transaction LKR 50,000/- or above. For 6 & 12 month plans: Cardmember must call the Call Centre (011 441 4141) within 30 days of transaction date to convert. Valid only on transactions of a personal nature. For 24 & 36 month plans: valid at Joseph Fraser outlets. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply per Bank's Tariff. If card is terminated/cancelled/suspended, outstanding instalments become immediately due. General credit card terms and conditions apply.

Valid for transactions performed till 30th September 2026. Minimum single transaction LKR 50,000. Cardmember must contact Call Centre within 30 days of the transaction date to convert. Valid only on personal-nature transactions. Early settlement fees apply per bank tariff. Outstanding instalments become immediately due if card is cancelled or suspended. 6 & 12 month plans: LKR 2,500 processing fee applies. 24 month plan: 5% handling fee, no processing fee. 36 month plan: 9% handling fee, no processing fee.

Offer valid at Kiribathgoda and Nittambuwa showrooms only. 12-month plan: processing fee LKR 2,000, transaction value min LKR 25,000 – max LKR 1,000,000. 24 & 36-month plans: processing fee LKR 3,500 or 2% of transaction value (whichever is higher), transaction value min LKR 50,000 – max LKR 2,000,000.

Valid for transactions at Lanka Waltiles outlets. Minimum single transaction value LKR 50,000. Excluding Corporate Cards. Transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply per Bank's Tariff. In the event the credit card is terminated, cancelled, not renewed or suspended, all outstanding instalments become immediately due. Offer valid till 30 September 2026. Interest rate not explicitly stated as 0% for this plan — verify with issuer.

No processing fee applicable. Transaction to be converted at the merchant outlet (for up to 36-month plan) or via Call Centre within 30 days of the transaction date (for 6/12-month Call and Convert ESP). Minimum single transaction value LKR 50,000/- to be eligible for ESP conversion. Valid only for personal (non-business) transactions. Bank may reject ESP requests at its sole discretion. Early settlement fees apply per Bank's Tariff. If the card is terminated, cancelled, not renewed, or suspended, outstanding installments become immediately due and payable in full. General credit card terms and conditions continue to apply.

Valid for transactions performed till 30th September 2026. Minimum single transaction LKR 50,000 or above. Cardmember must call 011 441 4141 within 30 days of transaction date to convert. 6 & 12-month plans: 0% interest with LKR 2,500 processing fee. 24-month plans: 5% handling fee, no processing fee. 36-month plans: 9% handling fee, no processing fee. Valid only on transactions of a personal nature. Total transaction amount blocked within existing credit limit; instalments billed monthly. Early settlement fees apply per Bank's Tariff. If card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due. General credit card terms and conditions apply.

Available to all American Express Credit Cards issued by Nations Trust Bank PLC. Minimum single transaction value LKR 50,000. Call and Convert ESP (6/12 months): cardmember must inform Call Centre within 30 days of the transaction date to convert; valid only for personal-nature transactions; transaction amount blocked within existing credit limit, reduced as installments are repaid; early settlement fees apply per Bank's Tariff; outstanding installments become immediately due if the card is terminated, cancelled or suspended for any reason. Up to 36 Months ESP: valid for transactions performed at Outlets till 30th September 2026; same blocking, interest-on-partial-settlement, early settlement, and termination terms apply. General credit card terms and conditions continue to apply. Call 011 441 4141 to convert transactions.

For NDB Bank Credit Cards only. 12-Month Plan: Processing Fee LKR 2,000; Transaction Value Minimum LKR 25,000 – Maximum LKR 1 Mn. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of the transaction value (whichever is higher applicable); Transaction Value Minimum LKR 50,000 – Maximum LKR 2 Mn.

Transaction to be converted at the merchant outlet. Open to American Express Credit Cardmembers issued by Nations Trust Bank PLC (excluding Corporate Cards). Cardmember must settle the total bill via the Nations Trust Bank American Express credit card to be eligible. Offers cannot be exchanged for cash or combined with other promotions. Jewellery purchases under this promotion are for personal use only. Bank may withdraw, modify, or change terms at any time without prior notice. General credit card terms and conditions continue to apply.

Valid for all American Express Credit Cards issued by Nations Trust Bank PLC. Minimum single transaction value LKR 50,000 or above to be eligible for ESP conversion. Call and Convert ESP: cardmember must inform the Call Centre of the eligible transaction within 30 days from the transaction date, valid only for personal-nature transactions, requests may be rejected at the Bank's sole discretion. Total transaction amount is blocked within the existing credit limit and reduced gradually as installments are repaid. Credit card interest applies to any unsettled due balance. Early settlement fees apply per the Bank's Tariff. Outstanding installments become immediately due and payable in full if the card is terminated, cancelled, not renewed, or suspended, or on breach of terms. General credit card terms and conditions continue to apply.

Valid for bills of LKR 50,000/- and above. Valid for transactions performed till 30th September 2026. A processing fee of LKR 2,500 applies for 6 & 12 month plans; 24-month plans carry a 5% handling fee (no processing fee); 36-month plans carry a 9% handling fee (no processing fee). Cardmember must call 0114414141 to convert transactions into ESP. Request must be made within 30 days of the transaction date. Applicable only on personal (non-business/corporate) transactions. The Bank may at its sole discretion reject any ESP requests. Early settlement fees apply as per the Bank's Tariff. If the card is terminated, cancelled, not renewed, or suspended, all outstanding instalments become immediately due and payable. General credit card terms and conditions apply.

Valid for transactions performed till 30th September 2026 at Singer & Sisil World outlets. Minimum single transaction value LKR 50,000/-. Two plan types available: (1) Call and Convert ESP (6 or 12 months) — cardmember must call the Call Centre within 30 days of the transaction date to request conversion; valid only on personal transactions; (2) Up to 36 Month ESP at merchant outlet — no call and convert facility. Total transaction amount blocked within existing credit limit; instalments billed monthly. Partial payment triggers interest on outstanding balance per Cardmember agreement. Early settlement fees apply. If card is terminated/cancelled/suspended, outstanding instalments become immediately due. General credit card terms and conditions apply.

Valid for bills of LKR 50,000/- and above. Transaction to be converted at the merchant outlet. No processing fee applicable. Available to all Nations Trust Bank American Express Credit Cards. Minimum single transaction value LKR 50,000/- for ESP conversion. No call and convert facility available.

Valid for bills of LKR 50,000/- and above. Transaction to be converted at the merchant outlet. No processing fee applicable. No call and convert facility available. The total transaction amount will be blocked within the existing credit limit; installments billed monthly. Partial settlement of statement due will attract applicable credit card interest on the balance. Early settlement requests must be communicated to the Bank; relevant fees apply per Bank Tariff. If the credit card is terminated, cancelled, not renewed, or suspended, all outstanding installments become immediately due and payable. General credit card terms and conditions continue to apply. Valid for transactions performed till 30th September 2026 at Outlets.

Available to all Nations Trust Bank American Express Credit Cards. Valid for transactions performed till 30th September 2026 at Outlets. No call and convert facility available. Minimum single transaction value LKR 50,000 or above to be eligible for ESP conversion. Total transaction amount blocked within existing credit limit; installments billed monthly, with blocking reduced as each installment is repaid. Applicable credit card interest levied on due balance if only partial statement value settled. Early settlement of ESP requires informing the Bank; relevant fees apply per the Bank Tariff. If the card is terminated, cancelled, not renewed, or suspended, or in breach of terms, outstanding installments (including unbilled ones) become immediately due and payable in full. General credit card terms and conditions continue to apply.

12-Month Plan: Processing Fee LKR 2,000; minimum transaction LKR 25,000, maximum LKR 1,000,000. 24 & 36-Month Plans: Processing Fee LKR 3,500 or 2% of transaction value (whichever is higher); minimum transaction LKR 50,000, maximum LKR 2,000,000. Offer valid until 30th September 2026. Credit Cards only.

Available to all NTB American Express Credit Cards. Minimum single transaction LKR 50,000. Valid for transactions performed at outlets till 30th September 2026. Total transaction blocked within existing credit limit; instalments billed monthly. Early settlement fees apply per Bank's Tariff. If card is cancelled/suspended, outstanding instalments become immediately due. Interest rate not stated on page (not explicitly 0%).

Minimum single transaction value LKR 50,000/- or above, valid for transactions performed at Outlets. Total transaction amount blocked within existing credit limit, reduced as instalments are repaid. Early settlement fees apply per Bank's Tariff. Outstanding instalments become immediately due if the card is terminated, cancelled, not renewed, or suspended. Promotion valid for transactions performed till 30th September 2026.

Up to 36 months Settlement Plan (ESP) available to all Nations Trust Bank American Express Credit Cards for transactions performed at Outlets till 30th September 2026. Minimum single transaction value LKR 50,000/- or above. Early settlement fees apply per Bank's Tariff. General credit card terms and conditions continue to apply.

Processing fee of Rs. 4,500 applicable per transaction converted under the IPP promotion. Maximum transaction value convertible is Rs. 1,000,000. Eligible cardholders must call 011 74488 88 within 7 days of transaction date to request conversion. Valid on POS and e-commerce purchases for Travel (travel packages, air tickets, duty-free shops in Sri Lanka), homeware appliances/housing goods/solar, electronics, jewellery/watches, hotels/leisure, electronics/mobile phones, automobile and online stores. Not valid on cash advance, fuel, liquor, casino transactions, utility payments, grocery/supermarket transactions, insurance transactions, purchase of vehicles, advance payments for purchase of capital goods, or any transaction not for personal usage or deemed ineligible by the bank.

All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Single transaction must be Rs. 10,000 to Rs. 2.5 Mn and within available balance and authorized credit limit. Transaction must be converted within 5 calendar days from transaction date by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with other offers.

Applies to all DFCC Credit Cards, excluding Corporate & Business Credit Cards. 12-month EPP: min transaction Rs. 25,000/-, max Rs. 1,000,000/-, 0% p.m. processing fee, setup fee Rs. 2,500/-. 24-month EPP: min transaction Rs. 100,000/-, max Rs. 1,000,000/-, 0% p.m. processing fee, setup fee Rs. 4,000/-.

Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be between Rs.10,000 and Rs.1,000,000 and within available credit limit. Purchases must be performed during the promotional period and conversion requested within 5 calendar days via HNB Call Centre (0112 462 462) or online. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Cannot be combined with other promotions or exchanged for cash.

Valid on single/multiple transactions between Rs.10,000 and Rs.1,000,000 per transaction. Eligible for All HNB Credit Cards except Corporate, Business and Fuel Cards. Purchases must be performed during the promotional period and converted to an easy payment plan within 5 calendar days of the transaction by calling HNB Call Centre (011 2462 462) or visiting the HNB easy payment plans page. Transactions made within 5 days prior to the billing cycle convert only in the next billing period. Transaction must be within the approved credit limit; amounts from deposits over the limit are not eligible. Bill must be settled via an HNB credit card. Offer cannot be exchanged for cash or combined with other promotions.

EPP valid until 31st December 2026. Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1 million. General terms and conditions apply. Valid at Abans Retail, Abans Elite, Abans Apple Showrooms, and Abans Auto.

Eligibility: All HNB Credit Cards (except Corporate, Business & Fuel cards). Offer cannot be combined with any other offer. Card member may perform single/multiple purchase(s) and request easy payment plans up to 24 months, provided the single transaction is Rs.10,000 to Rs.2.5 Mn and within available balance/authorized limit. Purchases must be performed during the Promotional Period and informed to the call centre (011 2462 462) within 5 calendar days of the transaction to convert to an easy payment plan. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Transaction must be within approved Credit Limit; deposits over the credit limit are not eligible. Total bill must be settled via HNB credit card(s). Offers cannot be exchanged for cash or combined with other promotional programs. Contact: 0777120615.

Eligibility: All HNB Credit Cards (except Corporate, Business & Fuel cards). Offer cannot be combined with any other offer. Transaction must be Rs.10,000 to Rs.2.5 million and within available balance/authorized credit limit. Purchases must be performed during the promotional period and informed to the HNB Call Centre (011 2462 462) or via the easy payment plans webpage within 5 calendar days of the transaction to convert to an installment plan; conversions requested within 5 days of billing cycle are processed in the next billing period. Transactions funded by depositing over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotions. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Transaction value must be Rs.10,000 to Rs.2.5 million and within available balance/authorized limit. Purchases must be performed during the promotional period and reported to the call center (011 2462 462) or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans, providing transaction date, merchant name and value; conversion must be requested within 5 calendar days of the transaction. Transactions made within 5 days prior to the billing cycle will be converted only in the next billing period, with the cardholder required to settle the statement amount first; the installment plan takes effect from the next billing cycle. Transactions made by depositing funds over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash and/or combined with other promotions. Any disputes are decided finally by the service establishment and Hatton National Bank PLC. Contact: 0742967373.

All DFCC Credit Cards (Excluding Corporate & Business Credit Cards). 12-month EPP: minimum transaction Rs. 25,000, setup fee Rs. 2,500, 0% p.m. processing fee. 24-month EPP: minimum transaction Rs. 100,000, setup fee Rs. 4,000, 0% p.m. processing fee. Maximum transaction value Rs. 2,000,000 for both tenures.

Eligible for All HNB Credit Cards except Corporate, Business & Fuel cards. Cardholder must perform transaction during promotional period and inform HNB Call Centre (011 2462 462) or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans within 5 calendar days of the transaction to convert it to an easy payment plan; conversion reflects in the next statement. Transaction must be within approved credit limit; over-limit deposits not eligible. Offer cannot be combined with any other offer. Card member must settle the total bill via HNB credit card(s) to be eligible. Reservation: 0778158787.

Valid only for Sampath Mastercard & Visa Credit Cardholders; full payment must be settled with a Sampath Mastercard or Visa Credit Card; not valid for Gift Vouchers & non-discountable items; cannot be combined with any other existing offers; minimum bill value must exceed Rs. 5,000/-; instalment amounts are non-refundable and instalment period cannot be varied once approved; part acceleration not allowed; Bank accepts no responsibility for goods/services purchased, disputes to be resolved directly with the Partner (Richard Pieris Distributors Ltd); spending under this promotion does not qualify for Ultra Rewards Loyalty points accumulation; general Terms & Conditions of Sampath Bank PLC and Richard Pieris Distributors Ltd apply; Bank's decision final in any dispute; Bank reserves right to modify or change Terms & Conditions.

All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be between Rs. 10,000 and Rs. 2,500,000. Must convert within 5 calendar days from the date of transaction by calling 0112 462 462 or via hnb.lk. Reflected in next credit card statement. Transactions within approved credit limit only — depositing funds over limit not eligible. Cannot be used in conjunction with any other promotional programs or offers.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Customer must inform HNB Call Centre (011 2462 462) or convert via hnb.lk within 5 calendar days of the transaction to enroll in the installment plan; transactions must be within the approved credit limit and settled via HNB credit card.

Single or multiple purchases eligible; single transaction must be Rs.10,000 to Rs.1,000,000 and within available credit limit. Cardholder must convert the transaction within 5 calendar days from date of purchase by calling HNB Call Centre on 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions performed by depositing funds over credit limit are not eligible. Offer cannot be combined with other promotions or exchanged for cash. All HNB Credit Cards eligible.

03, 06, 12 & 24 months 0% installment plans for transactions between Rs. 10,000 to Rs. 2.5 Mn. Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and informed to the call center (0112 462 462) or via the HNB EPP webpage within 5 calendar days of the transaction to convert to an easy payment plan. Transactions must be within the customer's approved credit limit; over-limit funded transactions not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible.

Eligibility: All HNB Credit Cards (except Corporate, Business & Fuel cards). Offer cannot be combined with any other offer. Single/multiple purchase(s) eligible for easy payment plans up to 24 months, provided the single transaction is Rs.10,000 to Rs.2.5 Mn and within available balance/authorized limit. Purchases must be performed during the Promotional Period and informed to the call center (0112 462 462 or online) within 5 calendar days of the transaction to convert to an installment plan; conversions within 5 days of billing cycle end apply from the next billing cycle. Card member(s) must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotions.

Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. All instalment amounts paid are non-refundable and the approved instalment period may not be varied. Once submitted, instalment plan details cannot be changed and part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Ceylon Furniture apply. Bank's decision is final in any dispute; Bank reserves the right to modify or change the Terms & Conditions.

All HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1 million and within available balance and authorized credit limit. Purchases must be performed during the promotional period. Customer must convert the transaction within 5 calendar days from the date of performing the transaction by calling 0112 462 462 or via HNB online. Transactions made 5 days prior to billing cycle will be converted only during the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Offer cannot be exchanged for cash or used in conjunction with any other promotional programs.

Valid for all DFCC Credit Cards, excluding Corporate & Business Credit Cardholders. Booking period until 31st August 2026. Concert Date: 25th September 2026. Travel Period: 24th-26th September 2026. Stay: 2 Nights/3 Days, double sharing basis, LKR 145,500 per person. Includes concert ticket, transfers, 2 nights B&B accommodation in Abu Dhabi, private airport transfers. Return air ticket and visa excluded. Processing Fee p.m.: 0% for both tenures. Minimum Transaction Value: Rs. 25,000/- (12 months), Rs. 100,000/- (24 months). Maximum Transaction Value: Rs. 1,000,000/- (both). Setup Fee: Rs. 2,500/- (12 months), Rs. 4,000/- (24 months). Contact: 0117 779 300.

Eligibility: All HNB Credit Cards (except Corporate, Business & Fuel cards). Single transaction value must be Rs.10,000 to Rs.2.5 million, within available balance and authorized limit at time of transaction. To enjoy the installment facility, purchases must be performed during the Promotional Period and informed to the HNB call center (011 2462 462) or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans within 5 calendar days of the transaction date, providing transaction date, merchant name, and value; it will reflect in the next credit card statement. Transactions made within 5 days prior to the billing cycle will be converted only in the next billing period, and the cardholder must settle the amount stated in the interim statement. Transaction must be within approved credit limit; deposits over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible. Offer cannot be combined with any other offer or exchanged for cash. Contact: 0778562424 / 0777331273.

Valid in store & online. Call 011 2008888 to convert. Minimum transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Card member may perform single/multiple purchases and request easy payment plans up to 24 months for a single transaction of Rs.10,000 to Rs.2.5 Mn, within available balance and authorized limit. Purchases must be performed during the promotional period and reported to the HNB Call Centre (011 2462 462) or via hnb.lk easy payment plans page, providing transaction date, merchant name, and value; conversion must be requested within 5 calendar days of the transaction (e.g. a transaction on 26 Aug 2026 must be reported by 31 Aug 2026). Transactions made within 5 days prior to the billing cycle are converted only in the next billing period, and the amount stated in the interim statement must be settled as billed; the installment plan takes effect from the next billing cycle. Transaction must be within the approved credit limit — over-limit deposits do not qualify. Total bill must be settled via an HNB credit card. Offers cannot be exchanged for cash or combined with other promotional programs. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Eligible Card Categories: All DFCC Credit Cards (Excluding Corporate & Business Credit Cards). Easy Payment Plan Setup Fee and Transaction Limits — 12 Months Plan: Minimum Transaction Value Rs. 25,000/-, Maximum Transaction Value Rs. 1,000,000/-, P.M Processing Fee 0%, Setup Fee Rs. 2,500/-. 24 Months Plan: Minimum Transaction Value Rs. 100,000/-, Maximum Transaction Value Rs. 1,000,000/-, P.M Processing Fee 0%, Setup Fee Rs. 4,000/-.

Valid on all HNB Credit Cards except Corporate, Business and Fuel Cards. Single/multiple purchase(s) allowed; transaction value must be Rs.10,000 to Rs.1 million and within available balance/authorized limit. Purchases must be made during the promotional period and converted to an EPP within 5 calendar days of the transaction date via HNB Call Centre (011 2462 462) or the HNB EPP webpage. Transactions made within 5 days of the billing cycle end are converted only in the next billing period, and the statement amount must be settled as billed until then; the installment plan takes effect from the next billing cycle. Transactions performed by depositing funds over the credit limit are not eligible. Total bill must be settled via HNB credit card(s). Offer cannot be exchanged for cash or combined with other promotions.

Call 011 2008888 to convert. Minimum transaction Rs.10,000 and maximum Rs.1 Million. General terms and conditions apply.

Contact merchant to convert to Easy Payment Plans. Additional fees apply for EPP tenor periods above 24 months. Min transaction Rs. 10,000 and maximum Rs. 3,000,000. Early settlement: future interest waived off and 4% early settlement fee applicable on remaining capital outstanding. General terms and conditions apply.

All HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be Rs. 10,000 to Rs. 2.5 Million and within available balance/authorized limit. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and converted to an easy payment plan within 5 calendar days by calling 0112 462 462 or via the HNB EPP webpage; conversions requested within 5 days of billing cycle end are processed in the next billing cycle. Transactions funded by depositing over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible.

Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single/multiple purchases eligible for easy payment plans up to 24 months provided single transaction value is Rs.10,000 to Rs.1 Mn and within available balance/authorized credit limit. Purchases must be performed during the promotional period and converted to EPP within 5 calendar days of the transaction by calling 011 2462 462 or via hnb.lk EPP page. Transactions made 5 days prior to billing cycle convert only in the next billing period; cardholder must settle the statement amount, with the installment plan taking effect from the next billing cycle. Transactions performed by depositing funds over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotions/offers. Disputes resolved at the final discretion of the service establishment and Hatton National Bank PLC.

Eligible Card Categories: All DFCC Credit Cards (Excluding Corporate & Business Credit Cards). 12-month plan: minimum transaction Rs. 25,000/-, maximum Rs. 1,000,000/-, 0% p.m. processing fee, setup fee Rs. 2,500/-. 24-month plan: minimum transaction Rs. 100,000/-, maximum Rs. 1,000,000/-, 0% p.m. processing fee, setup fee Rs. 4,000/-.

Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for purchasing of Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value should exceed Rs. 5,000/-. All instalment amounts paid are non-refundable and each instalment period cannot be varied once approved. Instalment plan details cannot be changed once submitted; part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Dinapala Group apply. Bank reserves the right to modify or change the Terms & Conditions of the offer.

Maximum transaction value Rs. 2.5 Mn per single transaction. Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and converted to an easy payment plan within 5 calendar days of the transaction by calling 011 2462 462 or via the HNB EPP webpage; conversions requested within 5 days prior to the billing cycle are applied from the next billing cycle. Transaction must be within the approved credit limit — deposits over the limit are not eligible. Card member must settle the total bill via HNB credit card(s) to qualify. Offers cannot be exchanged for cash or combined with other promotions. Contact: 011 2091550 / 077 7810770.

03, 06, 12 & 24 months 0% installment plans available for transactions between Rs. 10,000 to Rs. 2.5 Mn. Eligible for All HNB Credit Cards (except Corporate, Business & Fuel cards). Offer cannot be combined with any other offer. Purchases must be performed during the Promotional Period and informed to the call center within 5 calendar days from the date of the transaction (call 0112 462 462 or visit hnb.lk easy payment plans page). Transactions made 5 days prior to billing cycle will be converted only during the next billing period, with the amount stated in the statement to be settled first; installment plan effective from next billing cycle onward. Transaction must be within approved credit limit; deposits over the credit limit are not eligible. Card member(s) must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or used with other promotional programs. Disputes decided finally by the respective service establishment and Hatton National Bank PLC.

Applicable to all HNB Credit Cards except Corporate, Business & Fuel cards. Transaction value must be within Rs.10,000 to Rs.2.5 million and within available balance/authorized credit limit. Purchases must be converted to EPP within 5 calendar days of the transaction by calling 011 2462 462 or via the HNB EPP webpage. Transactions made 5 days prior to billing cycle are converted only in the next billing period; cardholder must settle the amount shown in the current statement, with the installment plan effective from the next billing cycle. Offer cannot be exchanged for cash or combined with other promotions. Card member must settle the total bill via HNB credit card to be eligible.

Eligibility: All HNB Credit Cards (except Corporate, Business & Fuel cards). Transaction value must be Rs. 10,000 to Rs. 2.5 Mn, within available balance and authorized credit limit. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and informed to the call center (0112 462 462) or via hnb.lk within 5 calendar days of the transaction to convert to an easy payment plan; conversions requested within 5 days of billing cycle are processed in the next billing period. Transactions funded by depositing over the credit limit are not eligible. Card member must settle the total bill via HNB credit card. Offers cannot be exchanged for cash or combined with other promotional programs. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Available for transactions between Rs. 10,000 to Rs. 2.5 Mn. Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and informed to the call center (0112 462 462) or via hnb.lk within 5 calendar days of the transaction date to convert to an easy payment plan. Transactions made 5 days prior to billing cycle will be converted in the next billing period; cardholder must settle the statement amount shown, with the installment plan starting from the next billing cycle. Transaction must be within the approved credit limit - over-limit funded transactions not eligible. Total bill must be settled via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotional programs. Disputes are decided finally by the service establishment and Hatton National Bank PLC.

Transaction value must be between Rs. 10,000 and Rs. 2.5 Mn and within available balance/authorized credit limit. Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Purchases must be made during the promotional period and converted to an installment plan by calling 011 2462 462 or via the HNB EPP page within 5 calendar days of the transaction date. Transactions made within 5 days prior to the billing cycle are converted only in the next billing period; cardholder must first settle the amount on that statement. Offer cannot be combined with any other offer. Full bill must be settled via HNB credit card to remain eligible.

All HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Single transaction must be Rs.10,000 to Rs.2.5 million and within available credit limit. Must convert transaction within 5 calendar days from purchase date by calling 0112 462 462 or via HNB website. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transactions funded by depositing over credit limit are not eligible. Offers cannot be exchanged for cash or used with other promotions.

All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Transaction value must be Rs.10,000 to Rs.2.5 million, single or multiple purchases, within available balance and authorized card limit at time of transaction. Purchases must be performed during the promotional period and informed to HNB Call Centre (011 2462 462) or via the easy payment plans page within 5 calendar days of the transaction to be converted to an installment plan; conversions will reflect in the next statement. If the 5-day window crosses a billing cycle, conversion occurs in the next billing period and the cardholder must first settle the amount shown on that statement. Transactions made by depositing funds over the credit limit are not eligible. Offer cannot be combined with any other offer or promotional program. Card member must settle the total bill via HNB credit card(s) to be eligible. Disputes are decided finally by the service establishment and Hatton National Bank PLC.

Eligibility: All HNB Credit Cards (except Corporate, Business & Fuel cards). Single/multiple purchase(s) eligible for easy payment plans up to 24 months, provided single transaction is Rs.10,000 to Rs.2.5 Mn and within available balance/authorized limit. Purchases must be made during the promotional period and informed to the call center (011 2462 462) or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans within 5 calendar days of the transaction, providing transaction date, merchant name and value; will reflect in next credit card statement. Transactions made 5 days prior to billing cycle convert only in the next billing period, cardholder must settle amount stated in that statement, installment plan effective from next billing cycle. Transaction must be within approved Credit Limit; over-limit deposits not eligible. Card member must settle total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotions/offers. Disputes decided finally by the respective service establishment and Hatton National Bank PLC.

Applicable for all HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction value must be Rs.10,000 to Rs.2.5 million and within available balance/authorized limit. Purchases must be made during the promotional period and informed to the HNB Call Center (0112 462 462) or via the HNB easy payment plans webpage within 5 calendar days of the transaction date to convert to an installment plan. Transactions made within 5 days prior to the billing cycle will be converted only in the next billing period. Transactions performed by depositing funds over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s). Offer cannot be exchanged for cash or used with other promotional programs. Disputes are settled at the final discretion of the merchant and Hatton National Bank PLC.

Eligibility: All HNB Credit Cards (except Corporate, Business & Fuel cards). Single/multiple purchase(s) up to 24 months EPP, transaction value between Rs.10,000 and Rs.2.5 million, within available balance and authorized credit limit. Purchases must be converted to EPP within 5 calendar days of the transaction by calling HNB Call Centre (011 2462 462) or via hnb.lk/personal/cards/value-added-services/easy-payment-plans; transactions within 5 days of billing cycle end are converted only in the next billing period, with the amount settled per the current statement first. Offer cannot be combined with any other offers. Cannot be exchanged for cash or used with other promotional programs. Card member must settle the total bill via HNB credit card(s).

Applicable for all HNB Credit Cards except Corporate, Business & Fuel cards. Transaction value must be between Rs. 10,000 and Rs. 2.5 Mn. Offer cannot be combined with any other offer. Purchases must be converted to an easy payment plan within 5 calendar days of the transaction date by calling 011 2462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made within 5 days prior to the billing cycle will only be converted in the next billing period, with the amount due settled per the current statement first; the installment plan begins from the next billing cycle. Transaction must be within the approved credit limit - deposits over the limit are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotional programs. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Transaction value must be between Rs. 10,000 and Rs. 2.5 Mn per single purchase, within available balance and authorized credit limit. Eligible for All HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and converted to an easy payment plan within 5 calendar days of the transaction by calling 011 2462 462 or via the HNB EPP webpage; transactions within 5 days of the billing cycle convert only in the next billing period. Transactions made by depositing funds over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or used with any other promotional programs. Contact: 0773054545.

Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath card. Not valid for gift vouchers & non-discountable items. Cannot be combined with other offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and tenure cannot be varied once submitted; no part acceleration allowed. Spending under this promotion does not qualify for Ultra Rewards Loyalty points accumulation.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Card member must inform HNB Call Centre (011 2462 462) or the easy payment plans page within 5 calendar days of the transaction to convert it to an installment plan; transactions performed within 5 days prior to the billing cycle will be converted only in the next billing period. Transaction must be within the approved credit limit. Cardholder must settle the total bill via HNB credit card to be eligible.

All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Offer cannot be combined with any other offers. Transaction must be Rs.10,000 to Rs.2.5 million and within available balance/authorized credit limit. Purchases must be made during the promotional period and converted to an EPP within 5 calendar days of the transaction by calling 011 2462 462 or via hnb.lk. Transactions within 5 days of billing cycle end convert only in the next billing period. Transactions made by depositing funds over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible. Reservations: 0778108108.

Applicable to all HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be a single purchase between Rs.10,000 and Rs.2.5 million, within available balance and authorized credit limit. Purchases must be converted to an easy payment plan within 5 calendar days of the transaction by calling 011 2462 462 or via the HNB EPP web page; conversions requested within 5 days prior to the billing cycle take effect from the next billing cycle. Amount stated in the interim statement must still be settled. Transactions made by depositing funds over the credit limit are not eligible. Total bill must be settled via HNB credit card. Offer cannot be exchanged for cash or combined with other promotions. For reservations call 011 2909522.

Transactions must be between Rs. 10,000 to Rs. 2.5 Mn. Eligible for all HNB Credit Cards except Corporate, Business and Fuel cards. Offer cannot be combined with any other offer.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Single/multiple purchases eligible for easy payment plans up to 24 months provided single transaction is Rs.10,000 to Rs.2.5 million and within available balance/authorized limit. Purchases must be performed during the promotional period and informed to the call center (011 2462 462) or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans, providing transaction date, merchant name and value; conversion must be requested within 5 calendar days of the transaction. Transactions made within 5 days prior to the billing cycle are converted only in the next billing period, and the cardholder must settle the amount shown on that statement first; the installment plan takes effect from the next billing cycle. Transactions must be within the approved credit limit; over-limit deposits are not eligible. Total bill must be settled via HNB credit card. Offers cannot be exchanged for cash or combined with other promotions. Disputes are settled at the final discretion of the service establishment and HNB.

Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. All instalment amounts paid are non-refundable and instalment period cannot be varied. Once submitted, instalment plan details cannot be changed and part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General T&Cs of Sampath Bank PLC and GNEXT Communications Retail apply.

Eligible for all HNB Credit Cards (except Corporate, Business & Fuel cards). Single/multiple purchase(s) up to 24 months easy payment plan, provided single transaction is Rs.10,000 to Rs.2.5 Mn and within available balance/authorized limit. Purchases must be made during promotional period and informed to HNB Call Centre (011 2462 462) or via hnb.lk within 5 calendar days of transaction to convert to EPP; conversions made within 5 days prior to billing cycle take effect from the next billing cycle. Transactions funded by depositing funds over the credit limit are not eligible. Card member must settle total bill via HNB credit card. Offers cannot be exchanged for cash or combined with other promotions. Disputes settled at the discretion of the service establishment and Hatton National Bank PLC.

Eligible for All HNB Credit Cards (except Corporate, Business and Fuel Cards). Purchases must be within Rs.10,000-Rs.1,000,000 per transaction, within the available balance and authorized limit of the credit card. Purchases must be performed during the Promotional Period and informed to the HNB Call Centre (011 2462 462) or via the Easy Payment Plans web page within 5 calendar days from the transaction date to convert to an installment plan; conversions reflect in the next statement. Transactions made within 5 days prior to the billing cycle convert only during the next billing period, with the cardholder settling the statement amount first. Transactions exceeding the approved credit limit are not eligible. Total bill must be settled via an HNB PLC credit card. Offer cannot be exchanged for cash or combined with other promotions. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Applicable to all HNB Credit Cards except Corporate, Business & Fuel cards. Single/multiple purchases eligible for up to 24-month easy payment plans provided the single transaction is Rs.10,000 to Rs.2.5 Mn and within the available balance/authorized credit limit. Purchases must be made during the promotional period and reported to the HNB Call Centre (011 2462 462) or via the HNB EPP webpage within 5 calendar days of the transaction to be converted; transactions within 5 days of the billing cycle convert only in the next billing period. Transactions made by depositing funds over the credit limit are not eligible. Cardholder must settle the total bill via HNB credit card. Offer cannot be combined with any other offer or promotional program. Reservations: 0702002224 / 0772216975.

Transactions between Rs. 10,000 to Rs. 2.5 Mn. Eligible for all HNB Credit Cards except Corporate, Business and Fuel cards. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and informed to the call center (0112 462 462) within 5 calendar days of the transaction to be converted to an easy payment plan; conversions requested within 5 days prior to billing cycle take effect from the next billing cycle. Transaction must be within approved credit limit; over-limit transactions are not eligible. Total bill must be settled via HNB credit card(s). Offers cannot be exchanged for cash or combined with other promotions.

Eligibility: All HNB Credit Cards (except Corporate, Business & Fuel cards). Offer cannot be combined with any other offer. Card member may perform single/multiple purchase(s) and request easy payment plans up to 24 months, provided the single transaction is Rs.10,000 to Rs.2.5 Mn and within available balance/authorized limit. Purchases must be performed during the Promotional Period and informed to the call center (0112 462 462) or via the HNB EPP web page, providing transaction date, merchant name and value, reflected in the next statement. Customers must convert the transaction within 5 calendar days from the date of the transaction; transactions within 5 days prior to billing cycle convert only during the next billing period. Transaction must be within approved Credit Limit. Card member(s) must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash and/or used with other promotional programs. Disputes decided finally by the service establishment and Hatton National Bank PLC.

Eligible Card Categories: All DFCC Credit Cards (Excluding Corporate & Business Credit Cards). Discount varies by tour package (Rs. 10,000 for most, Rs. 15,000 for Russia and Morocco tours). Bookings must be made on or before 31st August 2026. EPP Minimum Transaction Value: Rs. 25,000 (12 months) / Rs. 100,000 (24 months); Maximum Transaction Value: Rs. 1,000,000 for both tenures. Processing Fee: 0% p.m. for both. Setup Fee: Rs. 2,500 (12 months) / Rs. 4,000 (24 months).

Eligible for All HNB Credit Cards except Corporate, Business and Fuel Cards. Single/multiple purchase(s) can be converted to easy payment plans up to 24 months, provided the single transaction is Rs.10,000 to Rs.1 Mn and within available balance/authorized limit. Purchases must be made during the promotional period and reported to the call center (0112 462 462 or hnb.lk easy payment plans page) with transaction date, merchant name, and value within 5 calendar days of the transaction; conversion reflects in the next credit card statement. Transactions made within 5 days prior to billing cycle close will be converted only in the next billing period, and the cardholder must first settle the amount shown in that statement before the installment plan takes effect from the following billing cycle. Transaction must be within approved credit limit; over-limit deposits are not eligible. Card member must settle the total bill via HNB credit card(s) to remain eligible. Offer cannot be exchanged for cash or combined with other promotions. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Eligibility: All HNB Credit Cards except Corporate, Business & Fuel cards. Single/multiple purchase(s) between Rs.10,000 and Rs.2.5 million eligible for easy payment plans up to 24 months. Purchases must be performed during the promotional period and informed to the call center (011 2462 462) or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans, providing transaction date, merchant name and value. Transaction must be converted within 5 calendar days from the date of the transaction. Transactions made 5 days prior to the billing cycle will be converted only during the next billing period, with the installment plan taking effect from the next billing cycle. Transaction must be within the customer's approved credit limit; transactions from depositing funds over the credit limit are not eligible. Cardholder must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or used with other promotions offered by the service establishment. Any disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single/multiple purchase(s) for transactions of Rs.10,000 to Rs.1 Mn can be converted to 3, 6, 12 or 24 month easy payment plans at 0% interest. Purchases must be performed during the promotional period and reported to the HNB Call Centre (011 2462 462) or via the HNB EPP webpage within 5 calendar days of the transaction date to be converted. Transactions made within 5 days prior to the billing cycle will be converted only in the next billing period; cardholder must settle the amount stated in that statement, with the installment plan effective from the following billing cycle. Transaction must be within the approved credit limit — deposits over the limit are not eligible. Total bill must be settled via an HNB PLC credit card. Offer cannot be exchanged for cash or combined with other promotions. Any disputes are settled at the final discretion of the merchant and Hatton National Bank PLC.

All DFCC Credit Cardholders eligible (Excluding DFCC Corporate & Business Credit Cards). Minimum transaction value Rs. 100,000/- and maximum transaction value Rs. 2,000,000/- for both 12 and 24 month plans. P.M Processing Fee 0% for both tenures. Setup Fee Rs. 2,500/- for 12-month plan, Rs. 4,000/- for 24-month plan.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Transaction value must be Rs.10,000 to Rs.2.5 million and within available balance/authorized limit. Purchases must be made during the promotional period and informed to the call centre (011 2462 462) or via hnb.lk easy payment plans page, providing transaction date, merchant name and value. Conversion must be requested within 5 calendar days of the transaction; transactions made within 5 days of the billing cycle end are converted in the next billing period. Offer cannot be combined with any other offer or exchanged for cash. Card member must settle the total bill via HNB credit card(s) to be eligible.

Offer cannot be combined with any other offer. Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Purchases must be performed during the promotional period and informed to the call center (011 2462 462) or via hnb.lk within 5 calendar days of the transaction to be converted to an easy payment plan; transactions made 5 days prior to billing cycle will only be converted in the next billing period. Transaction must be within the customer's approved credit limit; funds deposited over the credit limit are not eligible. Card member must settle the total bill via HNB credit card(s). Offers cannot be exchanged for cash or used in conjunction with other promotional programs.

Valid for single/multiple transactions of Rs.10,000 to Rs.2.5 million. All HNB Credit Cards eligible except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Purchases must be converted to an easy payment plan within 5 calendar days of the transaction by calling 011 2462 462 or via the HNB easy payment plans page. Transaction must be within approved credit limit; deposits over the credit limit are not eligible. Cardholder must settle the total bill via HNB credit card.

Applicable for single transaction value Rs.10,000 to Rs.2.5 million. Eligible for All HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and informed to the call centre (0112 462 462) or via the HNB EPP webpage within 5 calendar days of the transaction to convert to an installment plan; conversions take effect from the next billing cycle. Transactions must be within the approved credit limit; deposits over the limit are not eligible. Cardholders must settle the total bill via HNB credit card. Offers cannot be exchanged for cash or combined with other promotions. Disputes are settled at the final decision of the service establishment and Hatton National Bank PLC.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Transaction must be converted to an easy payment plan within 5 calendar days of the purchase by calling 011 2462 462 or via the HNB EPP webpage, providing transaction date, merchant name and value. Transactions made within 5 days prior to the billing cycle are converted only in the next billing period, and the cardholder must first settle the amount shown on that statement before the installment plan begins. Transaction must be within the approved credit limit; over-limit deposits are not eligible. Note: the offer summary states single transactions of Rs. 10,000 to Rs. 1 Mn are eligible, but the T&C section separately states the single transaction range as Rs. 10,000 to Rs. 2.5 Mn — both figures are printed on the source page. Offer cannot be exchanged for cash or combined with other promotions. Bill must be settled via an HNB credit card.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Single/multiple transaction(s) between Rs. 10,000 and Rs. 2.5 Mn required; must be within available balance and authorized credit limit. Purchases must be informed to HNB Call Centre (011 2462 462) or via hnb.lk within 5 calendar days of the transaction to convert to an easy payment plan; conversions within 5 days of billing cycle end apply from the next billing period. Transactions made by depositing funds over the credit limit are not eligible. Card member(s) must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotional programs/offers from service establishments involved.

EPP valid until 31st December 2026. Customer should call and convert via 011 200 8888. Minimum transaction Rs. 10,000 and maximum Rs. 1 Million. General Terms and Conditions Apply.

Eligible for all HNB Credit Cards except Corporate, Business and Fuel Cards. Single transaction must be Rs.10,000 to Rs.1 Mn and within available balance/authorized limit. Purchases must be performed during the promotional period and reported to the HNB Call Centre (011 2462 462) or via the easy payment plans page within 5 calendar days of the transaction to be converted to an installment plan. Transactions within 5 days of billing cycle end are converted only in the next billing period, with the cardholder required to settle the statement amount until then. Card member must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotions. Disputes resolved at the discretion of the service establishment and Hatton National Bank PLC.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Transaction value must be between Rs. 10,000 and Rs. 2.5 Mn, within available balance and authorized credit limit. Purchases must be performed during the promotional period and converted to an easy payment plan within 5 calendar days of the transaction by calling 0112 462 462 or via hnb.lk/personal/cards/value-added-services/easy-payment-plans, providing transaction date, merchant name and value. Transactions made within 5 days prior to the billing cycle are converted only in the next billing period; cardholder must settle the statement amount shown, with the installment plan starting from the next billing cycle. Transactions funded by depositing over the credit limit are not eligible. Cardholder must settle the total bill via HNB credit card. Offer not exchangeable for cash and cannot be used with other promotions.

All HNB Credit Cards (except Corporate, Business & Fuel cards). Purchases must be performed during the promotional period and informed to the call center (011 2462 462) within 5 calendar days of the transaction to convert to an easy payment plan. Transaction must be within approved credit limit; deposits over the limit not eligible. Offers cannot be exchanged for cash or combined with other promotions. Bill must be settled via HNB credit card.

Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers, non-discountable items, Gold Coin and Biscuit Purchases. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. All instalment amounts are non-refundable; instalment period cannot be varied once approved. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Nisaco apply. Bank reserves the right to modify or change the Terms & Conditions.

All HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs. 10,000 to Rs. 2.5 Mn within available balance and authorized limit. Purchases must be performed during the promotional period and informed to the call center by calling 0112 462 462 or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transaction must be converted within 5 calendar days from the date of purchase. Transactions made 5 days prior to billing cycle will be converted in the next billing period. Transaction must be within the customer's approved credit limit; depositing funds over the credit limit will not be eligible. Offer cannot be combined with any other offer. Cannot be exchanged for cash or used with other promotional programs.

Valid on all HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be Rs.10,000 to Rs.2.5 million and within available balance/authorized limit. Offer cannot be combined with any other offer. Purchases must be made during the promotional period and reported to HNB Call Centre (011 2462 462) or via the HNB EPP webpage within 5 calendar days of the transaction to convert to an installment plan; conversion after the billing cycle cutoff applies from the next billing cycle. Reservations: 0770198162.

Offer cannot be combined with any other offer. Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Card member may perform single/multiple purchase(s) and request easy payment plans up to 24 months, provided the single transaction is Rs.10,000 to Rs.2.5 Mn, within available balance and authorized credit limit. Purchases must be performed during the Promotional Period and informed to the call center (011 2462 462) or via the HNB easy payment plans webpage, providing transaction date, merchant name and value; conversion must be requested within 5 calendar days from the transaction date. Transactions made 5 days prior to billing cycle are converted only in the next billing period; cardholder must settle the amount stated in that statement, with the installment plan taking effect from the next billing cycle. Transaction must be within approved Credit Limit; transactions from deposits over the credit limit are not eligible. Card member(s) must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotional programs. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Applies to all HNB Credit Cards except Corporate, Business & Fuel cards. Single/multiple purchases eligible for EPP up to 24 months provided single transaction is Rs.10,000 to Rs.2.5 Mn and within available balance/authorized limit. Purchases must be made during the promotional period and converted within 5 calendar days of the transaction by calling 011 2462 462 or via the HNB EPP web page; transactions made within 5 days of billing cycle close convert in the next billing period. Transactions funded by depositing over the credit limit are not eligible. Total bill must be settled via HNB credit card. Offer not exchangeable for cash and cannot be combined with other promotions. Reservations: 0777587184.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Single transaction must be between Rs.10,000 and Rs.2.5 million and within available balance and authorized limit. Purchases must be performed during the promotional period and informed to the HNB call center (011 2462 462) or via the HNB EPP web form within 5 calendar days of the transaction to be converted to an installment plan; conversions made within 5 days prior to the billing cycle take effect from the next billing cycle. Card member must settle the total bill via HNB credit card. Offer cannot be combined with any other offer or promotional programs, and cannot be exchanged for cash. Transactions funded by depositing over the credit limit are not eligible.

Maximum transaction value per single transaction Rs.10,000 to Rs.2.5 million. Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Offer cannot be combined with any other offer. Transactions must be converted to EPP within 5 calendar days of the transaction date by calling 011 2462 462 or via the HNB EPP web form; conversions near billing cycle end take effect from the next billing cycle. Transaction must be within approved credit limit; over-limit deposits not eligible. Total bill must be settled via HNB credit card. Offers cannot be exchanged for cash or combined with other promotions.

Eligible for all HNB Credit Cards except Corporate, Business and Fuel cards. Offer cannot be combined with any other offer. Card member must perform the purchase during the Promotional Period and inform the HNB Call Centre (011 2462 462) or use the HNB EPP webpage within 5 calendar days of the transaction date to convert it to an easy payment plan; if that window falls within 5 days prior to the billing cycle, conversion happens in the next billing period and the statement amount must be settled first. Transaction must be within the approved credit limit; deposits over the limit are not eligible. Total bill must be settled via HNB credit card. Offer cannot be exchanged for cash or combined with other promotions. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Eligible for all HNB Credit Cards except Corporate, Business & Fuel cards. Maximum transaction value Rs. 2.5 Mn per transaction. Offer cannot be combined with any other offer. Purchases must be performed during the promotional period and converted to an easy payment plan within 5 calendar days of the transaction by contacting the HNB Call Centre (011 2462 462 / 0766399399) or via https://hnb.lk/personal/cards/value-added-services/easy-payment-plans. Transactions made within 5 days prior to the billing cycle are converted only in the next billing period, and the installment plan takes effect from the next billing cycle. Transaction must be within the approved credit limit; over-limit transactions are not eligible. Card member must settle the total bill via HNB credit card(s) to be eligible. Offers cannot be exchanged for cash or combined with other promotional programs.

Valid only for Sampath Mastercard & Visa Credit Cardholders. Full payment must be settled with a Sampath Mastercard or Visa Credit Card. Not valid for Gift Vouchers & non-discountable items. Cannot be combined with any other existing offers. Minimum bill value must exceed Rs. 5,000/-. Instalment amounts are non-refundable and instalment period cannot be varied once approved. Details cannot be changed and part acceleration is not allowed. Spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation. General Terms & Conditions of Sampath Bank PLC and Royal Ceramics apply.

Call 011 2008888 to convert. No processing fee. Minimum transaction Rs. 10,000 and maximum Rs. 1,000,000. General terms and conditions apply.