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© 2026 Before You Pick. Rates, fees and offers are extracted from public issuer sources and may lag the bank's own pages, so always confirm before applying.

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  • Rates
  • Methodology

Sri Lanka

Savings Account Rates

The AER you actually earn depends on how much you keep in the account. Each column is a balance band; the rate shown is the best a regular adult customer can get at that balance level on a freely-accessible savings product (minor/junior, senior-only, salary-gated, and time-locked products are excluded). Tap any column to sort.

Alert me when savings rates changeAfter inflation(CCPI 6.80%)

9 banks · LKR · latest as of 2026-07-25

Bank↕< Rs 100k↕Rs 100k – 1M▼Rs 1M – 10M↕> Rs 10M↕
ComBank
10 days ago
Source
—
7.76%derived · monthly→ 0.00%
7.76%derived · monthly

AER (Annual Effective Rate) is compounding-normalised. Each cell shows the rate at the band's reference balance (< Rs 100k → Rs 50K; Rs 100k – 1M → Rs 500K; Rs 1M – 10M → Rs 5M; > Rs 10M → Rs 50M). Hover the cell to see which product backs the rate. Click a bank for the full picture.

Savings interest is subject to withholding tax and balances are covered by Sri Lanka's statutory deposit-insurance scheme. Confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before opening.

Compare fixed deposits →

→ 0.00%
7.76%derived · monthly→ 0.00%
HNB
8 hr ago
Source
3.04%→ 0.00%
7.76%▲ +15.82%
7.76%▲ +15.82%
7.76%▲ +15.82%
DFCC
8 hr ago
Source
5.64%▲ +122.92%
5.64%▲ +85.53%
6.43%▲ +25.59%
7.76%▲ +20.68%
Seylan
8 hr ago
Source
3.04%→ 0.00%
5.38%→ 0.00%
6.43%→ 0.00%
7.23%→ 0.00%
NTB
28 days ago
Source
3.30%—
4.07%—
7.50%—
7.50%—
People's Bank
8 hr ago
Source
4.07%→ 0.00%
4.07%→ 0.00%
4.33%→ 0.00%
4.33%→ 0.00%
NDB
10 days ago
Source
3.04%▲ +20.16%
3.56%→ 0.00%
7.76%▲ +25.77%
7.76%▲ +25.77%
Sampath
8 hr ago
Source
2.02%→ 0.00%
3.04%→ 0.00%
7.50%→ 0.00%
7.76%→ 0.00%
NSB
28 days ago
Source
3.00%nominal · not AER—
3.00%nominal · not AER—
3.00%nominal · not AER—
3.00%nominal · not AER—