Sri Lanka · Seylan
Seylan VISA Gold Credit Card
Visa · Gold · Verified 2 days ago
💳 First year free🧾 0% instalment plan💵 Loan-on-card up to 40% of limit
Overall ranking
Why this rank? · methodology#70
rank
13.19
score / 100
What drives this score
Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.
- Active offers strength0+0.00 / 15
- Annual feeLKR 2,500+10.69 / 12
- Purchase APR28%+0.00 / 12
- Airport lounge accessno data+0.00 / 12
- Dining cashbackno data+0.00 / 8
- Supermarket cashbackno data+0.00 / 8
- 0% installment plans (EPP)0+0.00 / 8
- Interest-free period51 days+0.00 / 8
- Foreign-transaction fee4.5%+0.00 / 7
- Fuel cashbackno data+0.00 / 4
- Benefits depth1 listed+0.50 / 4
- Contactless paymentsyes+2.00 / 2
Total13.19 / 100 (shown: 13.19)
Score history · 3 changesshow
- 3 days agoscore ▼ 4.91This card changed
- offer strength38.517 → 0.5(-3.73 pts)
- epp quality178 → 14(-1.18 pts)
- 4 days agoscore ▲ 5.48 · rank ▼ 24This card changed
- offer strength39.267 → 38.517(+3.21 pts)
- annual fee(+1.61 pts)
- epp quality(+0.66 pts)
- 4 days agoscore ▲ 1.04This card changed
- offer strength0 → 39.267(+0.52 pts)
- epp quality0 → 178(+0.52 pts)
Fees
Annual feeLKR 2,500
Joining feeLKR 1,250
Supplementary card feeLKR 1,250
Late payment feeLKR 2,000
Over-limit feeLKR 1,950
Cash advance fee4%
Foreign currency markupNot published
Interest
Revolving APRNot published
Cash advance APRNot published
Eligibility
Minimum incomeLKR 150,000
Rewards
Reward rateNot published
Reward typeNot published
Offers you can use (83)
See all →- 10% off on total bill at BC Lifestyle Studio by British Cosmeticsto Jun 10
British Cosmetics
- 25% off on Total Bill every Saturday at Glomark with Seylan Cardsto Jun 27
Glomark
- GLOMARK - Visa Infinite Offerto Jun 27
Glomark
- Keells 10% Off Every Saturday with Seylan Cardsto Jun 27
Keells Super
- Keells — 20% Savings for Seylan Visa Signature & World Mastercard (Saturdays)to Jun 27
Keells Super
- Keells - Visa Infinite Offerto Jun 27
Keells Super
0% Instalment plans (129)
See all →Split purchases into 0% easy payment plans of up to 60 months at 129 partner merchants& categories.
Hayleys SolarCodegen Sustainable SolutionsGreen Light Solar LankaPuwakaramba Building SolutionsSeylan Flexi Plan — Instalment Payment PlanSeylan Relax PlanSunpower Energy SystemsSunrise Asia Tech+121 more
Full details
Interest & rates
Purchase APR28%
Interest-free days51
Rewards
Fuel surcharge1%
Perks
ConciergeNo
Loan-on-card (max % of limit)40
0% instalment planYes
Instalment planYes
Eligibility & card
Minimum incomeRs. 150,000
Minimum credit limitRs. 75,000
TierGold
NetworkVisa
CurrencyLKR
Full fee schedule (12)
Annual feeRs. 2,500
Joining feeRs. 1,250
Supplementary annual feeRs. 1,250
Late payment feeRs. 2,000
Over-limit feeRs. 1,950
Cash advance fee4%
Cash advance fee (min)Rs. 700
Foreign-transaction markup4.5%
Card replacementRs. 1,000
Statement copyRs. 400
PIN replacementRs. 500
Cheque returnRs. 2,000
Other
Annual fee waiverFirst Year Annual Fee Waiver Available
Balance transfer availableYes
ContactlessYes
Is affinityNo
Loan on card availableYes
Maximum credit limitRs. 199,999
Supplementary card feeRs. 1,250
Sources1 source
Primary source · card_list_page
https://www.seylan.lk/credit-cardsLast fetched 2 days ago · LLM confidence 95%
Cited quotes (2)
supports card_name
“VISA Gold Credit Card”
supports benefits[0]
“Celebrate your path to success with the Credit Card that gives you great savings”
BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.