Sri Lanka · Seylan

Seylan VISA Gold Credit Card

Visa · Gold · Verified 5 days ago

First year free0% instalment planLoan-on-card up to 40% of limit

Overall ranking

Why this rank? · methodology

#96

rank

29.01

score / 100

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.

0% installment plans (EPP)222 plans+8 / 8
Contactless paymentsYes+2 / 2
Annual feeLKR 2,500+10.65 / 12
Active offers strength42.45+6.25 / 15
Interest-free period51 days

Score history · 13 changesshow all 13

2 days agoscore down 0.15This card changed
- offer strength43.283 → 42.45(-0.16 pts)
4 days agoscore up 0.05Cohort shifted
- offer strength(+0.05 pts)
9 days agoscore up 14.36 · rank up 5This card changed
- epp quality0 → 222(+8 pts)
- offer strength0 → 43.283(+6.36 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 2,500

Joining feeLKR 1,250

Supplementary card feeLKR 1,250

Late payment feeLKR 2,000

Over-limit feeLKR 1,950

Cash advance fee4%

Foreign currency markup4.5%

Interest

Revolving APR28%

Cash advance APRNot published

Eligibility

Minimum incomeLKR 150,000

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (53)

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0% Instalment plans (97)

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Split purchases into 0% easy payment plans of up to 60 months at 97 partner merchants& categories.

Hayleys Solar Codegen Sustainable Solutions Green Light Solar Lanka Puwakaramba Building Solutions Seylan Flexi Plan — Instalment Payment Plan Seylan Relax Plan Slam Power Solutions Sunpower Energy Systems

Full details

Interest & rates

Purchase APR28%

Interest-free days51

Rewards

Fuel surcharge1%

Perks

ConciergeNo

Loan-on-card (max % of limit)40

0% instalment planYes

Instalment planYes

Eligibility & card

Minimum incomeRs. 150,000

Sources1 source

Primary source · card_list_page

https://www.seylan.lk/premier-credit-cards

Last fetched 4 days ago · LLM confidence 40%

Cited quotes (1)

supports card_name
“VISA Gold → /credit-cards/visa-gold-credit-card”

Before You Pick is independent. We don't take fees from card issuers to influence rankings.

Overall ranking

Fees

Interest

Eligibility

Rewards

Offers you can use (53)

0% Instalment plans (97)

Full details

Interest & rates

Rewards

Perks

Eligibility & card

Other