Sri Lanka · People's Bank

People's Vanitha Vasana VISA Platinum Credit Card

Name: People's Vanitha Vasana VISA Platinum Credit Card
Brand: People's Bank

Visa · Platinum · Verified 12 days ago

Lifetime free, no annual feeTravel insurance USD 100,000

Overall ranking

Why this rank? · methodology

#55

rank

32.83

score / 100

This card didn’t change. Its score held steady · rank 11 since 1 day ago because the ranking field re-normalised — other cards were added or changed. Its own fees and rates are unchanged.

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.

Purchase APR26%+12 / 12
Contactless paymentsYes+2 / 2
Annual feeLKR 3,500+9.23 / 12
Benefits depth6 listed+3 / 4
Foreign-transaction fee2.5%

Score history · 26 changesshow all 26

9 days agoscore steady · rank up 9Cohort shifted
11 days agoscore steady · rank up 1Cohort shifted
11 days agoscore down 0.5This card changed
- key benefits · length7 → 6(-0.5 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 3,500

Joining feeLKR 0

Supplementary card feeLKR 1,500

Late payment feeLKR 1,200

Over-limit feeLKR 600

Cash advance fee4%

Foreign currency markup2.5%

Interest

Revolving APR26%

Cash advance APR26%

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (142)

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Full details

Interest & rates

Purchase APR26%

Interest-free days51

Minimum payment5%

Rewards

Fuel surcharge1%

Perks

Travel insurance cover (USD)USD 100,000

Instalment planYes

Max instalment tenure (months)60

Min instalment amountRs. 25,000

Eligibility & card

Sources1 source

Primary source · card_list_page

https://www.peoplesbank.lk/credit-cards/

Last fetched 11 days ago · LLM confidence 87%

Cited quotes (7)

supports card_network
“People’s Vanitha Vasana VISA Platinum Credit Card”
supports minimum_credit_limit_lkr
“Minimum Credit limit - Rs. 100,000/-”
supports travel_insurance_cover_usd
“Unmatched Overseas Travel Insurance Cover up to USD 100,000/-”
supports max_interest_free_days
“Interest-free credit period of up to 51 days for all your purchases”
supports minimum_payment_pct
“Minimum payment of 5% of the outstanding balance”
supports annual_fee_waiver_conditions
“Life Time Annual Fee waived-off”
supports fees.foreign_currency_markup_pct
“Cross Border Transaction Mark-up fee is 4%”

Before You Pick is independent. We don't take fees from card issuers to influence rankings.

Overall ranking

Fees

Interest

Eligibility

Rewards

Offers you can use (142)

Full details

Interest & rates

Rewards

Perks

Eligibility & card

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