Sri Lanka · ComBank
ComBank Gold / Silver Credit Card
— · Gold · Verified 2 hr ago
0% instalment plan
Overall ranking
Why this rank? · methodology#56
rank
30.45
score / 100
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 5 factors below lack data and score 0 by default; an operator can fill them in.
- Purchase APR26%+12 / 12
- Annual feeLKR 2,500+11.28 / 12
- Foreign-transaction fee3.5%+4.67 / 7
- Benefits depth5 listed+2.5 / 4
- Active offers strength0+0 / 15
- 0% installment plans (EPP)0 plans+0 / 8
- Interest-free period51 days+0 / 8
Data gaps
- Airport lounge access—— / 12
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
- Contactless payments—— / 2
Total30.45 / 100 · captured 30.5%
Score history · 1 changeshow
- 6 hr agoscore steadyNow ranked
- interest rate purchase— → 26(+12 pts)
- annual fee— → 2,500(+11.28 pts)
- foreign tx fee— → 3.5(+4.67 pts)
- key benefits · length— → 5(+2.5 pts)
Fees
Annual feeLKR 2,500
Joining feeLKR 1,000
Supplementary card feeLKR 1,000
Late payment feeLKR 1,000
Over-limit feeLKR 500
Cash advance fee4.5%
Foreign currency markup3.5%
Interest
Revolving APR26%
Cash advance APR26%
Eligibility
Minimum incomeLKR 50,000
Rewards
Reward rateNot published
Reward typeNot published
Offers you can use (70)
See all →- 20% Discount at Softlogic Restaurants for ComBank Credit Cards (Fridays)to Jun 26
Burger King
- Enjoy the best supermarket deals at Cargills Food City with ComBank Credit Cardsto Jun 26
Cargills Food City
- Keells — 25% Discount on Fresh Vegetables, Fruits, Seafood and Meat with ComBank Credit Cards (Saturdays)to Jun 27
Keells Super
- 30% Cashback on Tap and Pay Transactions via G Pay (ComBank Visa & Mastercard)to Jun 28
- 10% Discount at Amari Colombo (Ahara & Club Pahana) with ComBank Credit Cardsto Jun 30
Amari Colombo
- 10% Discount at Neoline's Wellness with ComBank Mastercard Credit & Debit Cardsto Jun 30
Neoline's Wellness
0% Instalment plans (17)
See all →Split purchases into 0% easy payment plans of up to 48 months at 17 partner merchants& categories.
Full details
Interest & rates
Purchase APR26%
Interest-free days51
Minimum payment4%
Rewards
Fuel surcharge1%
Perks
0% instalment planYes
Instalment planYes
Eligibility & card
Minimum incomeRs. 50,000
TierGold
CurrencyLKR
Full fee schedule (12)
Annual feeRs. 2,500
Joining feeRs. 1,000
Supplementary annual feeRs. 1,000
Late payment feeRs. 1,000
Over-limit feeRs. 500
Cash advance fee4.5%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%
Card replacementRs. 1,000
Statement copyRs. 250
PIN replacementRs. 0
Cheque returnRs. 500
Other
Balance transfer availableYes
Cash advance apr26%
Is affinityNo
Loan on card availableYes
Loan on card tenure months max24
Sources1 source
Primary source · card_list_page
https://www.combank.lk/personal-banking/cards/credit-cardsLast fetched 6 hr ago · LLM confidence 60%
Cited quotes (4)
supports minimum_income_lkr
“You need to be at least 18 years and have a minimum gross income of Rs 50,000/- per month.”
supports benefits[0]
“Enjoy lower interest rates”
supports benefits[1]
“Interest free installment schemes”
supports instalment_plan_interest_free
“Interest free installment schemes”
Before You Pick is independent. We don't take fees from card issuers to influence rankings.