Sri Lanka · People's Bank

People's VISA Platinum / MasterCard Platinum

Name: People's VISA Platinum / MasterCard Platinum
Brand: People's Bank

— · Platinum · Verified 12 days ago

First year freeLoan-on-card up to 70% of limit

Overall ranking

Why this rank? · methodology

#55

rank

32.83

score / 100

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.

Purchase APR26%+12 / 12
Contactless paymentsYes+2 / 2
Annual feeLKR 3,500+9.23 / 12
Benefits depth6 listed+3 / 4
Foreign-transaction fee2.5%

Score history · 26 changesshow all 26

9 days agoscore steady · rank up 9Cohort shifted
11 days agoscore steady · rank up 1Cohort shifted
11 days agoscore down 0.5This card changed
- key benefits · length7 → 6(-0.5 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 3,500

Joining feeLKR 0

Supplementary card feeLKR 1,500

Late payment feeLKR 1,200

Over-limit feeLKR 600

Cash advance fee4%

Foreign currency markup2.5%

Interest

Revolving APR26%

Cash advance APR26%

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (142)

See all →

Full details

Interest & rates

Purchase APR26%

Interest-free days51

Minimum payment5%

Rewards

Fuel surcharge1%

Perks

Loan-on-card (max % of limit)70

Instalment planYes

Max instalment tenure (months)60

Min instalment amountRs. 25,000

Eligibility & card

Sources1 source

Primary source · card_list_page

https://www.peoplesbank.lk/credit-cards/

Last fetched 11 days ago · LLM confidence 88%

Cited quotes (8)

supports minimum_credit_limit_lkr
“Credit Limit: Rs 200,000 – Rs. 599,000”
supports maximum_credit_limit_lkr
“Credit Limit: Rs 200,000 – Rs. 599,000”
supports max_interest_free_days
“Interest-free credit period of up to 51 days for all your purchases”
supports minimum_payment_pct
“Minimum payment of 5% of the outstanding balance”
supports annual_fee_waiver_conditions
“1st year annual Fee waived-off”
supports loan_on_card_max_pct_of_limit
“Customers can take quick cash loans up to 70% of the available credit limit.”
supports loan_on_card_tenure_months_max
“Customers can pay from 6 to 24 months”
supports fees.foreign_currency_markup_pct
“Cross Border Transaction Mark-up fee is 4%”

Overall ranking

Fees

Interest

Eligibility

Rewards

Offers you can use (142)

Full details

Interest & rates

Rewards

Perks

Eligibility & card

Other