Sri Lanka
Credit Cards
Best 0% instalment plans — tenure depth + merchant reach
- 1

HNB Mastercard World
HNB Priority CircleMastercard · World
Annual: LKR 0Foreign tx: 3%APR: 26%
▼ 0.0299.83 - 2

HNB AAT Affinity Credit Card
AATSL members and past finalists onlyAffinity · AAT (AATSL)visa · Gold
Annual: LKR 2,500Foreign tx: 3%APR: 26%
97.83 - 3

HNB Visa Gold Credit Card
Visa · Gold
Annual: LKR 2,900Foreign tx: 3%APR: 26%
96.59 - 4

HNB CA Affinity Credit Card
Institute of Chartered Accountants of Sri Lanka members onlyAffinity · Institute of Chartered Accountants of Sri Lankavisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB Rahula College Affinity Credit Card
Affinity · Rahula Collegevisa · —
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB Richmond College Affinity Credit Card
Affinity · Richmond Collegevisa · —
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB Royal College RCU Affinity Credit Card
Affinity · Royal College Unionvisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB St. Benedict's College Affinity Credit Card
Affinity · St. Benedict's Collegevisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB St. Joseph's College Affinity Credit Card
Affinity · St. Joseph's Collegevisa · —
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB St Peter's College Affinity Credit Card
Affinity · St Peter's Collegevisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB Holy Family Convent Affinity Credit Card
Affinity · Holy Family ConventVisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB Ladies College Affinity Credit Card
Affinity · Ladies CollegeVisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB SLIA Affinity Visa Credit Card
Sri Lanka Institute of Architects membersAffinity · SLIAVisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 4

HNB St.Thomas' College Affinity Credit Card
Affinity · S. Thomas' CollegeVisa · —
Annual: LKR 3,500Foreign tx: 3%APR: 26%
94.72 - 15

HNB St. Bridget's Convent Affinity MasterCard Credit Card
Affinity · St. Bridget's ConventMastercard · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
▼ 0.0394.55 - 16

HNB Prestige Prime
HNB leasing and home loan customers onlyVisa · Platinum
Annual: LKR 4,000Foreign tx: 3%APR: 26%
93.17 - 16

HNB Visa Platinum Credit Card
Visa · Platinum
Annual: LKR 4,000Foreign tx: 3%APR: 26%
93.17 - 18

HNB Toyota Co-Branded Credit Card
Affinity · ToyotaMastercard · Platinum
Annual: LKR 4,000Foreign tx: 3%APR: 26%
▼ 0.0393 - 19

HNB Visa Signature Credit Card
Visa · Signature
Annual: LKR 6,000Foreign tx: 3%APR: 26%
86.97 - 20

HNB Visa Infinite Credit Card
Visa · Infinite
Annual: LKR 7,500Foreign tx: 3%APR: 26%
82.31 - 21

Sampath Mastercard / Visa Classic Credit Card
Mastercard · Classic
Annual: LKR 2,000Foreign tx: 3.5%APR: 26%
▲ 0.5249.22 - 22

Sampath Mastercard Business Credit Card
Corporate clients onlyMastercard · Business
Annual: LKR 2,900Foreign tx: 3.5%APR: 26%
▲ 0.5146.42 - 23

Sampath Visa Corporate Credit Card
Corporate clients onlyVisa · Corporate
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
▲ 0.4443.27 - 24

Sampath Mastercard Corporate Credit Card
Corporate clients onlyMastercard · Corporate
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
▲ 0.5143.01 - 24

Sampath Mastercard / Visa Platinum Credit Card
Mastercard · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
▲ 0.5143.01 - 26

Sampath Bank American Express® Everyday Credit Card
American Express · Everyday
Annual: LKR 3,000Foreign tx: 3.5%APR: 26%
▲ 0.5342.73 - 27

Sampath Siyapatha Co-Branded Credit Card
Siyapatha Finance customers onlyAffinity · Siyapatha FinanceVisa · Gold / Platinum
Annual: LKR 2,900Foreign tx: Not publishedAPR: 26%
▲ 0.4442.55 - 28

DFCC Lanka IOC Co-Branded Mastercard Titanium Credit Card
Affinity · Lanka IOCMastercard · Titanium
Annual: LKR 3,000Foreign tx: 3.5%APR: 26%
▲ 0.6342.2 - 29

DFCC Visa Affinity Credit Card (St. Anthony's College Kandy OBA)
St. Anthony's College OBA members onlyAffinity · St. Anthony's College Kandy OBAVisa · Affinity
Annual: LKR 3,500Foreign tx: 3.5%APR: 26%
▲ 0.6241.37 - 29

DFCC Visa Affinity Credit Card (Trinity College OBA)
Trinity College OBA members onlyAffinity · Trinity College OBAVisa · Affinity
Annual: LKR 3,500Foreign tx: 3.5%APR: 26%
▲ 0.6241.37 - 29

DFCC Visa Platinum Card
Visa · Platinum
Annual: LKR 3,500Foreign tx: 3.5%APR: 26%
▲ 0.6241.37 - 32

Sampath Mastercard / Visa Gold Credit Card
Mastercard / Visa · Gold
Annual: LKR 2,900Foreign tx: 3.5%APR: 26%
36.59 - 33
NDB AAC Affinity Card
Affinity · AACvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB Bishops Affinity Card
Affinity · Bishopsvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB CR & FC Affinity Card
Affinity · CR & FCvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB Holy Cross College Affinity Card
Affinity · Holy Cross Collegevisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB Holy Family Convent Bambalapitiya Affinity Card
Affinity · Holy Family Convent Bambalapitiyavisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB Musaeus College Past Pupils Association Affinity Card
Affinity · Musaeus College Past Pupils Associationvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB Old Trinitians Rugby Scrummage Affinity Card (OTRS Affinity Card)
Affinity · Old Trinitians Rugby Scrummagevisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB Postgraduate Institute of Management Alumni Association Affinity Card
Affinity · Postgraduate Institute of Management Alumni Associationvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB Royal College Union Affinity Card
Affinity · Royal College Unionvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB Singhalese Sports Club Affinity Card
Affinity · Singhalese Sports Clubvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 33
NDB UOCMBAAA Affinity Card (University of Colombo MBA Alumni Association)
Affinity · University of Colombo MBA Alumni Associationvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
▲ 0.5735.31 - 44

Sampath Mastercard World Credit Card
Mastercard · World
Annual: LKR 5,000Foreign tx: 3.5%APR: 26%
▲ 0.5233.7 - 45

Sampath Visa Infinite Credit Card
By invitation onlyVisa · Infinite
Annual: LKR 10,000Foreign tx: 2%APR: 26%
▲ 0.4432.1 - 45

Sampath Visa Infinite Metal Credit Card
By invitation onlyVisa · Infinite
Annual: LKR 10,000Foreign tx: 2%APR: 26%
▲ 0.4432.1 - 47

DFCC Visa Signature Card
Visa · Signature
Annual: LKR 5,000Foreign tx: 3.5%APR: 26%
▲ 0.6330.51 - 48

Seylan VISA Infinite Metal Credit Card
Exclusively for Seylan Private Banking / Seylan Red clientsVisa · Infinite
Annual: LKR 0Foreign tx: 4.5%APR: 28%
30 - 49

Sampath Visa Signature Credit Card
Visa · Signature
Annual: LKR 6,000Foreign tx: 3.5%APR: 26%
▲ 0.4428.79 - 50

DFCC World Mastercard Credit Card
Mastercard · World
Annual: LKR 6,000Foreign tx: 3.5%APR: 26%
▲ 0.6328.75 - 51

Sampath Bank American Express® Platinum Ultramiles Credit Card
American Express · Platinum
Annual: LKR 7,000Foreign tx: 3.5%APR: 26%
▲ 0.5128.36 - 52

Seylan Mastercard Freedom Credit Card
Mastercard · Freedom
Annual: LKR 0Foreign tx: 4.5%APR: 28%
27.93 - 53

Seylan VISA Gold Credit Card
Visa · Gold
Annual: LKR 2,500Foreign tx: 4.5%APR: 28%
25.76 - 54
NDB Signature Credit Card
visa · Signature
Annual: LKR 6,500Foreign tx: 4.5%APR: 26%
▲ 0.5723.93 - 55

Seylan VISA Platinum Credit Card
Visa · Platinum
Annual: LKR 3,500Foreign tx: 4.5%APR: 28%
22.66 - 56

DFCC Visa Infinite Credit Card
Visa · Infinite
Annual: LKR 7,000Foreign tx: 3.5%APR: 26%
▲ 0.6318.51 - 57
NDB Infinite Credit Card
visa · Infinite
Annual: LKR 8,500Foreign tx: 4.5%APR: 26%
▲ 0.5716.79 - 58

Seylan Visa Signature Credit Card
Visa · Signature
Annual: LKR 6,000Foreign tx: 4.5%APR: 28%
▲ 0.5211.41 - 59

Seylan World Mastercard Credit Card
Mastercard · World
Annual: LKR 6,000Foreign tx: 4.5%APR: 28%
8.69 - –
not enough data to rankDFCC Corporate Credit Card
Corporate clients onlyvisa · Corporate
Annual: LKR 4,500Foreign tx: 5.5%APR: 26%
- –
not enough data to rankHNB FAU Affinity Credit Card
Flight Attendants' Union members of Sri Lankan AirlinesAffinity · Flight Attendants' Union (FAU)visa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
- –not enough data to rank
NDB Platinum Credit Card
visa · Platinum
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
- –
not enough data to rankSampath Ananda College Old Boys' Association VISA Credit Card
Ananda College Old Boys' Association members onlyAffinity · Ananda College Old Boys' AssociationVisa · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath Bar Association of Sri Lanka VISA Credit Card
Bar Association of Sri Lanka members onlyAffinity · Bar Association of Sri LankaVisa · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath Chamber of Construction Industry Sri Lanka (CCI) Mastercard Platinum Credit Card
Chamber of Construction Industry Sri Lanka members onlyAffinity · Chamber of Construction Industry Sri Lanka (CCI)Mastercard · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath COYLE Mastercard World Metal Credit Card
COYLE members onlyAffinity · Chamber of Young Lankan Entrepreneurs (COYLE)Mastercard · World
Annual: LKR 10,000Foreign tx: Not publishedAPR: Not published
- –
not enough data to rankSampath Doctors' Welfare Association (DOWELS) Mastercard Platinum Credit Card
Doctors' Welfare Association (DOWELS) members onlyAffinity · Doctors' Welfare Association (DOWELS)Mastercard · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath Mastercard Purchasing Credit Card
Corporate clients onlyMastercard · Corporate
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath Nalanda College Old Boys' Association (NCOBA) Visa Affinity Credit Cards
Nalanda College Old Boys' Association (NCOBA) members onlyAffinity · Nalanda College Old Boys' Association (NCOBA)Visa · Signature
Annual: LKR 6,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath Royal College Union Mastercard Credit Cards
Royal College Union members onlyAffinity · Royal College UnionMastercard · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath S. Thomas' College Old Boys' Association VISA Credit Card
S. Thomas' College Old Boys' Association members onlyAffinity · S. Thomas' College Old Boys' AssociationVisa · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath Trinity College Old Boys' Association VISA Credit Cards
Trinity College Old Boys' Association members onlyAffinity · Trinity College Old Boys' AssociationVisa · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath Visa Corporate Fuel Card
Corporate clients onlyVisa · Corporate
Annual: LKR 1,500Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSampath Visa Purchasing Credit Card
Corporate clients onlyVisa · Corporate
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
- –
not enough data to rankSeylan Corporate Credit Card
Corporate clients onlyVisa · Corporate
Annual: LKR 6,000Foreign tx: 4.5%APR: 28%