Before You Pick
๐Ÿ‡ฑ๐Ÿ‡ฐ

Sri Lanka ยท HNB

HNB Toyota Co-Branded Credit Card

Mastercard ยท Platinum ยท Verified 2 days ago

Affinity ยท Toyota
๐Ÿ’ณ Annual fee free on Rs. 300,000 spend
#19
rank
63.15
score / 100

What changed: score โ–ผ 0.07 since 1 day ago

  • offer strength151.417 โ†’ 151.5(-0.08 pts)
  • epp quality1,212 โ†’ 1,214

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card โ€” it scores 0 by default; an operator can fill it in.

  • Active offers strength151.5000000000001+14.48 / 15
  • Annual feeLKR 4,000+7.66 / 12
  • Purchase APR26%+12.00 / 12
  • Airport lounge accessno data+0.00 / 12
  • Dining cashbackno data+0.00 / 8
  • Supermarket cashbackno data+0.00 / 8
  • 0% installment plans (EPP)1214+8.00 / 8
  • Interest-free period55 days+8.00 / 8
  • Foreign-transaction fee3%+7.00 / 7
  • Fuel cashbackno data+0.00 / 4
  • Benefits depth20 listed+4.00 / 4
  • Contactless paymentsyes+2.00 / 2
Total63.14 / 100 (shown: 63.15)
Score history ยท 11 changesshow all 11
  1. 3 hr agoscore โ–ผ 0.07This card changed
    • offer strength151.417 โ†’ 151.5(-0.08 pts)
    • epp quality1,212 โ†’ 1,214
  2. 1 day agoscore โ–ผ 0.09This card changed
    • offer strength148.75 โ†’ 151.417(-0.08 pts)
    • epp quality1,210 โ†’ 1,212
  3. 2 days agoscore โ–ผ 0.01This card changed
    • offer strength151.25 โ†’ 148.75(-0.01 pts)
    • key benefits ยท length15 โ†’ 20

Fees

Annual feeLKR 4,000
Joining feeLKR 0
Supplementary card feeNot published
Late payment feeLKR 750
Over-limit feeLKR 500
Cash advance fee4%
Foreign currency markupNot published

Interest

Revolving APRNot published
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (186)

See all โ†’
  • 10% off on total bill at British Cosmetics - Mount Laviniato Jun 10

    British Cosmetics

  • 20% off on Fresh Vegetables & Fruits for bills above LKR 5,000 at SPAR Supermarketsto Jun 10

    SPAR Sri Lanka

  • 40% off (from rack rates) on Full Board basis at selected Aitken Spence Hotelsto Jun 12

    Aitken Spence Hotels

  • 15% off + additional 5% off on selected products at ALDOto Jun 14

    ALDO

  • 20% off base fare to Melbourne on Jetstar Airways + 0% installments at Findmyfare.comto Jun 15

    FindMyFare

  • 50% off on total bill above LKR 4,000 @ Pizza Hutto Jun 17

    Pizza Hut

0% Instalment plans (546)

See all โ†’

Split purchases into 0% easy payment plans of up to 60 months at 546 partner merchants& categories.

Hayleys SolarA Plus SolarA Plus TechnologiesAbansAbansADS SolarAiro EngineeringArcher Prime International+538 more

Full details

Interest & rates

Purchase APR26%
Interest-free days55
Minimum payment3%

Rewards

Fuel surcharge1%

Perks

Instalment planYes

Eligibility & card

TierPlatinum
NetworkMastercard
CurrencyLKR
Full fee schedule (7)
Annual feeRs. 4,000
Joining feeRs. 0
Late payment feeRs. 750
Over-limit feeRs. 500
Cash advance fee4%
Foreign-transaction markup3%
Card replacementRs. 500

Other

Affinity partnerToyota
Annual fee waiverLifetime annual fee waiver - Based on spend of 25,000/- monthly or 300,000/- annually
Balance transfer availableYes
Is affinityYes
Sources1 source

Primary source ยท card_list_page

https://www.hnb.lk/cards

Last fetched 8 days ago ยท LLM confidence 90%

Cited quotes (21)

  • supports card_name

    โ€œHNB - Toyota Co-Branded Credit Cardโ€
  • supports is_affinity

    โ€œIf you own a Toyota, you get an exclusive Mastercard World or Mastercard Platinum card, depending from where you purchased your vehicle.โ€
  • supports affinity_partner

    โ€œHNB - Toyota Co-Branded Credit Cardโ€
  • supports card_network

    โ€œyou get an exclusive Mastercard World or Mastercard Platinum cardโ€
  • supports annual_fee_waiver_conditions

    โ€œLifetime free annual fee based on the spend of Rs. 25,000 per month for a year or Rs. 300,000 total spend annually.โ€
  • supports annual_fee_waiver.annual_spend_lkr

    โ€œRs. 25,000 per month for a year or Rs. 300,000 total spend annuallyโ€
  • supports benefits[0]

    โ€œIf you have purchased a brand new Toyota from Toyota Lanka (Pvt) Ltd, you will be eligible to apply for an HNB Toyota MasterCard World. If you have bought a Toyota vehicle from a third party vehicle dealer or from the second hand market, you will be eligible to apply for an HNB Toyota MasterCard Platinum.โ€
  • supports benefits[1]

    โ€œ30% discount for Pirelli tyres, free alignment and balancing when you buy 4 tyres.โ€
  • supports benefits[2]

    โ€œ12% discount on all genuine Toyota spare parts, motor oils in a service or repair at Toyota service centres. 10% off at Spare parts outlets.โ€
  • supports benefits[3]

    โ€œRs. 10,000 discount on brand new hybrid battery.โ€
  • supports benefits[4]

    โ€œ10% discount for Toyota detailing services.โ€
  • supports benefits[5]

    โ€œ0.25% rate reduction on personal and housing loans and leasing.โ€
  • supports instalment_plan_available

    โ€œEasy Payment Plansโ€
  • supports balance_transfer_available

    โ€œBalance Transfer Facilityโ€
  • supports affinity_partner

    โ€œIf you have purchased a brand new Toyota from Toyota Lanka (Pvt) Ltd, you will be eligible to apply for an HNB Toyota MasterCard World.โ€
  • supports benefits[0]

    โ€œ30% discount for Pirelli tyres, free alignment and balancing when you buy 4 tyres.โ€
  • supports benefits[1]

    โ€œ12% discount on all genuine Toyota spare parts, motor oils in a service or repair at Toyota service centres. 10% off at Spare parts outlets.โ€
  • supports benefits[2]

    โ€œRs. 10,000 discount on brand new hybrid battery.โ€
  • supports benefits[3]

    โ€œ10% discount for Toyota detailing services.โ€
  • supports benefits[4]

    โ€œ0.25% rate reduction on personal and housing loans and leasing.โ€
  • supports annual_fee_waiver.annual_spend_lkr

    โ€œLifetime free annual fee based on the spend of Rs. 25,000 per month for a year or Rs. 300,000 total spend annually.โ€

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.