Before You Pick
๐Ÿ‡ฑ๐Ÿ‡ฐ

Sri Lanka ยท HNB

HNB St Peter's College Affinity Credit Card

visa ยท Platinum ยท Verified 2 days ago

Affinity ยท St Peter's College
๐Ÿ’ณ First year free๐Ÿงพ 0% instalment plan
#4
rank
64.67
score / 100

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card โ€” it scores 0 by default; an operator can fill it in.

  • Active offers strength156.91666666666674+15.00 / 15
  • Annual feeLKR 3,500+8.67 / 12
  • Purchase APR26%+12.00 / 12
  • Airport lounge accessno data+0.00 / 12
  • Dining cashbackno data+0.00 / 8
  • Supermarket cashbackno data+0.00 / 8
  • 0% installment plans (EPP)1214+8.00 / 8
  • Interest-free period55 days+8.00 / 8
  • Foreign-transaction fee3%+7.00 / 7
  • Fuel cashbackno data+0.00 / 4
  • Benefits depth18 listed+4.00 / 4
  • Contactless paymentsyes+2.00 / 2
Total64.67 / 100 (shown: 64.67)
Score history ยท 5 changesshow all 5
  1. 4 days agoscore โ–ฒ 1.71This card changed
    • annual fee(+1.71 pts)
  2. 5 days agoscore โ–ฒ 2.71This card changed
    • interest rate purchase(+6 pts)
    • annual fee(-3.29 pts)
    • offer strength67.75 โ†’ 153.417
    • epp quality476 โ†’ 1,210
  3. 7 days agoscore โ–ฒ 25 ยท rank โ–ฒ 17This card changed
    • offer strength4.167 โ†’ 147.583(+15 pts)
    • epp quality38 โ†’ 1,208(+8 pts)
    • contactlessโ€” โ†’ 1(+2 pts)

Fees

Annual feeLKR 3,500
Joining feeLKR 2,500
Supplementary card feeLKR 0
Late payment feeLKR 750
Over-limit feeLKR 500
Cash advance fee4%
Foreign currency markupNot published

Interest

Revolving APRNot published
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (186)

See all โ†’
  • 10% off on total bill at British Cosmetics - Mount Laviniato Jun 10

    British Cosmetics

  • 20% off on Fresh Vegetables & Fruits for bills above LKR 5,000 at SPAR Supermarketsto Jun 10

    SPAR Sri Lanka

  • 40% off (from rack rates) on Full Board basis at selected Aitken Spence Hotelsto Jun 12

    Aitken Spence Hotels

  • 15% off + additional 5% off on selected products at ALDOto Jun 14

    ALDO

  • 20% off base fare to Melbourne on Jetstar Airways + 0% installments at Findmyfare.comto Jun 15

    FindMyFare

  • 50% off on total bill above LKR 4,000 @ Pizza Hutto Jun 17

    Pizza Hut

0% Instalment plans (546)

See all โ†’

Split purchases into 0% easy payment plans of up to 60 months at 546 partner merchants& categories.

Hayleys SolarA Plus SolarA Plus TechnologiesAbansAbansADS SolarAiro EngineeringArcher Prime International+538 more

Full details

Interest & rates

Purchase APR26%
Interest-free days55
Minimum payment3%

Rewards

Fuel surcharge1%

Perks

ConciergeNo
0% instalment planYes
Instalment planYes
Max instalment tenure (months)24

Eligibility & card

TierPlatinum
Networkvisa
CurrencyLKR
Full fee schedule (8)
Annual feeRs. 3,500
Joining feeRs. 2,500
Supplementary annual feeRs. 0
Late payment feeRs. 750
Over-limit feeRs. 500
Cash advance fee4%
Foreign-transaction markup3%
Card replacementRs. 500

Other

Affinity partnerSt Peter's College
Annual fee waiver1st year annual fee waived off
Balance transfer availableYes
Instalment plan tenure months min6
Is affinityYes
Supplementary card feeRs. 0
Sources1 source ยท 2 editor overrides

Primary source ยท card_list_page

https://www.hnb.lk/cards

Last fetched 8 days ago ยท LLM confidence 90%

Cited quotes (10)

  • supports card_name

    โ€œHNB St Peter's College Affinity Credit Cardโ€
  • supports annual_fee_waiver_conditions

    โ€œ1st year annual fee waived off.โ€
  • supports fees.supplementary_card_fee_lkr

    โ€œComplimentary supplementary card.โ€
  • supports benefits[2]

    โ€œ0% installment plans up to 12 months for admission fee payments and school fee payments made to St. Peter's College.โ€
  • supports benefits[3]

    โ€œ0% installment plans up to 24 months for life Membership fee payments and 0% 6 months. installment plans for Annual Membership payments to St Peter's College OBU.โ€
  • supports travel_insurance

    โ€œComplimentary overseas travel and health insurance cover.โ€
  • supports balance_transfer_available

    โ€œBalance transfer option.โ€
  • supports benefits[6]

    โ€œa percentage will be contributed to the SPC OBU every time a card is issued and used.โ€
  • supports instalment_plan_tenure_months_max

    โ€œ0% installment plans up to 24 months for life Membership fee payments and 0% 6 months. installment plans for Annual Membership payments to St Peter's College OBU.โ€
  • supports instalment_plan_tenure_months_min

    โ€œ0% installment plans up to 12 months for admission fee payments and school fee payments made to St. Peter's College.โ€

Editor verification

backfill: HNB affinity cards are all Visa-issued per HNB confirmation

by admin ยท 2026-06-03T03:19:33.969517

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.