Sri Lanka · NDB
visa · Silver · Verified 24 days ago
Solara Beach House Dikwella
Aura by Epic Collection
Epic Unawatuna
Araliya Hotels
Split purchases into 0% easy payment plans of up to 36 months at 5 partner merchants & categories.
Primary source · tariff_pdf
https://ndbbankweb.ndbbank.com/downloads/b17fb321-a7d2-4223-90c5-b77ed4a55c85_untitled-2-new_merged-(1).pdfLast fetched 5 mo ago (stale) · LLM confidence 78%
Cited quotes (26)
supports joining_fee_lkr
“No Joining Fee”
supports interest_free_days
“51 days Credit Period”
supports travel_insurance
“Free Overseas Travel & Health Insurance”
supports benefits
“Cash withdrawal 50% of the Card limit, subject to available balance”
supports benefits
“Exclusive Discounts & Promotions valid only for HFC Affinity Card”
supports benefits
“Seasonal 0% IPP Facility”
supports benefits
“IPP Facility subject to a monthly handling fee on selected tenures”
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.
Araliya Hotels
supports joining_fee_lkr
“No Joining Fee”
supports interest_free_days
“51 days Credit Period”
supports benefits
“Exclusive Discounts & Promotions valid only for HFC Affinity Card”
supports benefits
“Free Overseas Travel & Health Insurance”
supports benefits
“IPP Facility subject to a monthly handling fee on selected tenures”
supports benefits
“Seasonal 0% IPP Facility”
supports benefits
“Cash withdrawal 50% of the Card limit, subject to available balance”
supports benefits
“Year Round Discounts & Promotions”
supports benefits
“Free SMS alert facility”
supports annual_fee_waiver_conditions
“No Joining Fee”
supports fees.joining_fee_lkr
“No Joining Fee”
supports interest_free_period_days
“51 days Credit Period”
supports travel_insurance
“Free Overseas Travel & Health Insurance”
supports instalment_plan_available
“IPP Facility subject to a monthly handling fee on selected tenures”
supports instalment_plan_interest_free
“Seasonal 0% IPP Facility”
supports loan_on_card_max_pct_of_limit
“Cash withdrawal 50% of the Card limit, subject to available balance”
supports benefits[6]
“Exclusive Discounts & Promotions valid only for HFC Affinity Card”
supports max_interest_free_days
“51 days Credit Period”
supports benefits[7]
“Exclusive Discounts & Promotions valid only for HFC Affinity Card”
Editor verification
backfill: card identified as affinity/co-brand - card_network requires manual pin from card-face image (CLAUDE.md guidance)
by admin · 2026-06-03T03:17:01.24226
Before You Pick is independent. We don't take fees from card issuers to influence rankings.