Sri Lanka · Sampath

Sampath S. Thomas' College Old Boys' Association VISA Credit Card

Visa · Platinum · Verified 2 days ago

S. Thomas' College Old Boys' Association members onlyAffinity · S. Thomas' College Old Boys' Association

Overall ranking

Why this rank? · methodology

#38

rank

36.14

score / 100

What changed: score ▼ 0.23 since 1 day ago

offer strength78 → 75.167(-0.31 pts)
epp quality(+0.08 pts)

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.

Active offers strength75.16666666666667+7.19 / 15
Annual feeLKR 4,000+7.66 / 12
Purchase APR26%+12.00 / 12
Airport lounge accessno data+0.00 / 12
Dining cashbackno data+0.00 / 8
Supermarket cashbackno data+0.00 / 8
0% installment plans (EPP)170+1.12 / 8
Interest-free periodno data+0.00 / 8
Foreign-transaction fee3.5%+4.67 / 7
Fuel cashbackno data+0.00 / 4
Benefits depth3 listed+1.50 / 4
Contactless paymentsyes+2.00 / 2

Total36.14 / 100 (shown: 36.14)

Score history · 5 changesshow all 5

3 hr agoscore ▼ 0.23This card changed
- offer strength78 → 75.167(-0.31 pts)
- epp quality(+0.08 pts)
1 day agoscore ▲ 0.32This card changed
- epp quality(+0.21 pts)
- offer strength76 → 78(+0.11 pts)
2 days agoscore ▼ 0.17This card changed
- epp quality(-0.21 pts)
- offer strength75.833 → 76(+0.04 pts)

Fees

Annual feeLKR 4,000

Joining feeLKR 1,500

Supplementary card feeLKR 1,500

Late payment feeNot published

Over-limit feeNot published

Cash advance fee4%

Foreign currency markupNot published

Interest

Revolving APRNot published

Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (90)

See all →

McLarens Lubricants (Mobil) — 20% Off for Sampath Mastercard & Visa Credit Cardholdersto Jun 11
McLarens Lubricants
15% Discount at Lassana.com for Sampath Mastercard/Visa Credit Cardholdersto Jun 18
Lassana.com
Wishque — 15% Off Cakes & Flowers for Sampath Credit Cardholdersto Jun 19
Wishque
Card Member Dines Free on Themed Carvery Buffet at Cheers - Cinnamon Grand Colomboto Jun 21
Cinnamon Hotels & Resorts
Softlogic GLOMARK — 30% off Fresh Produce for Sampath Credit Cardholders (Every Monday)to Jun 29
Glomark
15% Discount at Sigiriya Forest Edge By Marino Leisure for Sampath Cardholdersto Jun 30
Sigiriya Forest Edge

0% Instalment plans (24)

See all →

Split purchases into 0% easy payment plans of up to 36 months at 24 partner merchants& categories.

DamroArpico Super CentreCeylon FurnitureDinapala GroupEser Marketing InternationalGNEXT Communications RetailNisaco MallQuantum Fitness+16 more

Full details

Interest & rates

Purchase APR26%

Eligibility & card

TierPlatinum

NetworkVisa

Full fee schedule (6)

Annual feeRs. 4,000

Joining feeRs. 1,500

Supplementary annual feeRs. 1,500

Cash advance fee4%

Cash advance fee (min)Rs. 300

Foreign-transaction markup3.5%

Other

notePlatinum tier; Gold tier also offered

Affinity partnerS. Thomas' College Old Boys' Association

Availability gateS. Thomas' College Old Boys' Association members only

Is affinityYes

Supplementary card feeRs. 1,500

Sources1 source · 1 editor override

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/2

Last fetched 2 days ago · LLM confidence 95%

Cited quotes (2)

supports card_name
“S. Thomas' College Old Boys' Association VISA Credit Card”
supports is_affinity
“The affinity VISA Card for members of the S. Thomas’ College Old Boys’ Association.”

Editor verification

onboarding-sampath-affinity-gates

by admin · 2026-06-06T23:52:10Z

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.