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Sri Lanka · Sampath

Sampath Mastercard / Visa Classic Credit Card

Mastercard · Classic · Verified 2 days ago

🧾 0% instalment plan

Overall ranking

Why this rank? · methodology
#33
rank
39.89
score / 100

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.

  • Active offers strength67.00000000000001+6.40 / 15
  • Annual feeLKR 2,000+11.70 / 12
  • Purchase APR26%+12.00 / 12
  • Airport lounge accessno data+0.00 / 12
  • Dining cashbackno data+0.00 / 8
  • Supermarket cashbackno data+0.00 / 8
  • 0% installment plans (EPP)170+1.12 / 8
  • Interest-free periodno data+0.00 / 8
  • Foreign-transaction fee3.5%+4.67 / 7
  • Fuel cashbackno data+0.00 / 4
  • Benefits depth4 listed+2.00 / 4
  • Contactless paymentsyes+2.00 / 2
Total39.89 / 100 (shown: 39.89)
Score history · 4 changesshow all 4
  1. 1 day agoscore ▲ 0.27This card changed
    • epp quality(+0.21 pts)
    • offer strength66.417 → 67.417(+0.05 pts)
  2. 2 days agoscore ▼ 0.21This card changed
    • epp quality(-0.21 pts)
    • offer strength66.25 → 66.417(+0.01 pts)
  3. 3 days agoscore ▼ 0.05This card changed
    • offer strength67.083 → 66.25(-0.05 pts)

Fees

Annual feeLKR 2,000
Joining feeLKR 1,000
Supplementary card feeLKR 750
Late payment feeLKR 1,200
Over-limit feeNot published
Cash advance fee4%
Foreign currency markupNot published

Interest

Revolving APRNot published
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (90)

See all →
  • McLarens Lubricants (Mobil) — 20% Off for Sampath Mastercard & Visa Credit Cardholdersto Jun 11

    McLarens Lubricants

  • 15% Discount at Lassana.com for Sampath Mastercard/Visa Credit Cardholdersto Jun 18

    Lassana.com

  • Wishque — 15% Off Cakes & Flowers for Sampath Credit Cardholdersto Jun 19

    Wishque

  • Card Member Dines Free on Themed Carvery Buffet at Cheers - Cinnamon Grand Colomboto Jun 21

    Cinnamon Hotels & Resorts

  • Softlogic GLOMARK — 30% off Fresh Produce for Sampath Credit Cardholders (Every Monday)to Jun 29

    Glomark

  • 15% Discount at Sigiriya Forest Edge By Marino Leisure for Sampath Cardholdersto Jun 30

    Sigiriya Forest Edge

0% Instalment plans (24)

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Split purchases into 0% easy payment plans of up to 36 months at 24 partner merchants& categories.

DamroArpico Super CentreCeylon FurnitureDinapala GroupEser Marketing InternationalGNEXT Communications RetailNisaco MallQuantum Fitness+16 more

Full details

Interest & rates

Purchase APR26%
Minimum payment5%

Rewards

Fuel surcharge0%

Perks

ConciergeNo
0% instalment planYes
Instalment planYes

Eligibility & card

TierClassic
NetworkMastercard
CurrencyLKR
Full fee schedule (7)
Annual feeRs. 2,000
Joining feeRs. 1,000
Supplementary annual feeRs. 750
Late payment feeRs. 1,200
Cash advance fee4%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%

Other

ContactlessYes
Is affinityNo
Supplementary card feeRs. 750
Sources1 source

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/1

Last fetched 2 days ago · LLM confidence 95%

Cited quotes (7)

  • supports card_name

    “Sampath Mastercard / Visa Classic Credit Card”

  • supports interest_rate_apr_pct

    “Interest Fee – 26% p.a.”

  • supports fees.annual_fee_lkr

    “Annual Fee – Rs. 2,000/-”

  • supports fees.joining_fee_lkr

    “Joining Fee – Rs. 1,000/-”

  • supports fees.late_payment_fee_lkr

    “Late Payment Fee – Rs.1,200/- or 5% of the minimum amount due (whichever is higher)”

  • supports fees.cash_advance_fee_pct

    “Cash Advances Fee – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher)”

  • supports fuel_surcharge_pct

    “No fuel surcharge.”

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.