Before You Pick
🇱🇰

Sri Lanka · Seylan

Seylan Mastercard Freedom Credit Card

Mastercard · Freedom · Verified 2 days ago

💳 First year free🧾 0% instalment plan💵 Loan-on-card up to 40% of limit

Overall ranking

Why this rank? · methodology
#69
rank
14.5
score / 100

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.

  • Active offers strength0+0.00 / 15
  • Annual feeLKR 0+12.00 / 12
  • Purchase APR28%+0.00 / 12
  • Airport lounge accessno data+0.00 / 12
  • Dining cashbackno data+0.00 / 8
  • Supermarket cashbackno data+0.00 / 8
  • 0% installment plans (EPP)0+0.00 / 8
  • Interest-free period51 days+0.00 / 8
  • Foreign-transaction fee4.5%+0.00 / 7
  • Fuel cashbackno data+0.00 / 4
  • Benefits depth1 listed+0.50 / 4
  • Contactless paymentsyes+2.00 / 2
Total14.50 / 100 (shown: 14.50)
Score history · 4 changesshow all 4
  1. 2 days agoscore steady · rank ▼ 1Cohort shifted
    • offer strength0 → 1.917
    • epp quality14 → 50
  2. 3 days agoscore ▼ 4.6This card changed
    • offer strength35.35 → 0.5(-3.42 pts)
    • epp quality178 → 14(-1.18 pts)
  3. 4 days agoscore ▼ 0.59 · rank ▼ 26This card changed
    • foreign tx fee— → 4.5(-4.67 pts)
    • offer strength35.1 → 35.35(+3.42 pts)
    • epp quality(+0.66 pts)

Fees

Annual feeLKR 0
Joining feeNot published
Supplementary card feeNot published
Late payment feeNot published
Over-limit feeNot published
Cash advance feeNot published
Foreign currency markupNot published

Interest

Revolving APRNot published
Cash advance APRNot published

Eligibility

Minimum incomeLKR 150,000

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (83)

See all →
  • 10% off on total bill at BC Lifestyle Studio by British Cosmeticsto Jun 10

    British Cosmetics

  • 25% off on Total Bill every Saturday at Glomark with Seylan Cardsto Jun 27

    Glomark

  • GLOMARK - Visa Infinite Offerto Jun 27

    Glomark

  • Keells 10% Off Every Saturday with Seylan Cardsto Jun 27

    Keells Super

  • Keells — 20% Savings for Seylan Visa Signature & World Mastercard (Saturdays)to Jun 27

    Keells Super

  • Keells - Visa Infinite Offerto Jun 27

    Keells Super

0% Instalment plans (129)

See all →

Split purchases into 0% easy payment plans of up to 60 months at 129 partner merchants& categories.

Hayleys SolarCodegen Sustainable SolutionsGreen Light Solar LankaPuwakaramba Building SolutionsSeylan Flexi Plan — Instalment Payment PlanSeylan Relax PlanSunpower Energy SystemsSunrise Asia Tech+121 more

Full details

Interest & rates

Purchase APR28%
Interest-free days51

Rewards

Fuel surcharge1%

Perks

Loan-on-card (max % of limit)40
0% instalment planYes
Instalment planYes

Eligibility & card

Minimum incomeRs. 150,000
Minimum credit limitRs. 75,000
TierFreedom
NetworkMastercard
CurrencyLKR
Full fee schedule (2)
Annual feeRs. 0
Foreign-transaction markup4.5%

Other

Annual fee waiverFirst Year Annual Fee Waiver Available
Balance transfer availableYes
ContactlessYes
Is affinityNo
Loan on card availableYes
Maximum credit limitRs. 999,999
Sources1 source · 1 editor override

Primary source · card_list_page

https://www.seylan.lk/credit-cards

Last fetched 2 days ago · LLM confidence 90%

Cited quotes (3)

  • supports card_name

    “Mastercard Freedom Credit Card”

  • supports card_network

    “Seylan Mastercard Freedom Credit Card”

  • supports benefits[0]

    “Sign up for a Seylan Mastercard Freedom Credit Card & enjoy Freedom from Fees.”

Editor verification

onboarding-seylan-cleanup

by admin · 2026-06-06T11:30:58Z

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.