Sri Lanka · HNB

HNB CA Affinity Credit Card

visa · Platinum · Verified 2 days ago

Institute of Chartered Accountants of Sri Lanka members onlyAffinity · Institute of Chartered Accountants of Sri Lanka

💳 First year free

Overall ranking

Why this rank? · methodology

rank

64.67

score / 100

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.

Active offers strength156.91666666666674+15.00 / 15
Annual feeLKR 3,500+8.67 / 12
Purchase APR26%+12.00 / 12
Airport lounge accessno data+0.00 / 12
Dining cashbackno data+0.00 / 8
Supermarket cashbackno data+0.00 / 8
0% installment plans (EPP)1214+8.00 / 8
Interest-free period55 days+8.00 / 8
Foreign-transaction fee3%+7.00 / 7
Fuel cashbackno data+0.00 / 4
Benefits depth11 listed+4.00 / 4
Contactless paymentsyes+2.00 / 2

Total64.67 / 100 (shown: 64.67)

Score history · 7 changesshow all 7

2 days agoscore ▲ 0.5 · rank ▲ 11This card changed
- key benefits · length7 → 11(+0.5 pts)
- offer strength154.833 → 152.333
3 days agoscore ▲ 1.71This card changed
- annual fee(+1.71 pts)
5 days agoscore ▲ 2.71This card changed
- interest rate purchase(+6 pts)
- annual fee(-3.29 pts)
- offer strength67.75 → 153.417
- epp quality476 → 1,210

Fees

Annual feeLKR 3,500

Joining feeLKR 0

Supplementary card feeLKR 0

Late payment feeLKR 750

Over-limit feeLKR 500

Cash advance fee4%

Foreign currency markupNot published

Interest

Revolving APRNot published

Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (186)

See all →

10% off on total bill at British Cosmetics - Mount Laviniato Jun 10
British Cosmetics
20% off on Fresh Vegetables & Fruits for bills above LKR 5,000 at SPAR Supermarketsto Jun 10
SPAR Sri Lanka
40% off (from rack rates) on Full Board basis at selected Aitken Spence Hotelsto Jun 12
Aitken Spence Hotels
15% off + additional 5% off on selected products at ALDOto Jun 14
ALDO
20% off base fare to Melbourne on Jetstar Airways + 0% installments at Findmyfare.comto Jun 15
FindMyFare
50% off on total bill above LKR 4,000 @ Pizza Hutto Jun 17
Pizza Hut

0% Instalment plans (546)

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Split purchases into 0% easy payment plans of up to 60 months at 546 partner merchants& categories.

Hayleys SolarA Plus SolarA Plus TechnologiesAbansAbansADS SolarAiro EngineeringArcher Prime International+538 more

Full details

Interest & rates

Purchase APR26%

Interest-free days55

Minimum payment3%

Rewards

Fuel surcharge1%

Perks

Instalment planYes

Eligibility & card

TierPlatinum

Networkvisa

CurrencyLKR

Full fee schedule (8)

Annual feeRs. 3,500

Joining feeRs. 0

Supplementary annual feeRs. 0

Late payment feeRs. 750

Over-limit feeRs. 500

Cash advance fee4%

Foreign-transaction markup3%

Card replacementRs. 500

Other

Affinity partnerInstitute of Chartered Accountants of Sri Lanka

Annual fee waiverJoining fee and first year annual fee waived off

Availability gateInstitute of Chartered Accountants of Sri Lanka members only

Balance transfer availableYes

Is affinityYes

Loan on card availableYes

Supplementary card feeRs. 0

Sources1 source · 2 editor overrides

Primary source · card_list_page

https://www.hnb.lk/cards

Last fetched 8 days ago · LLM confidence 90%

Cited quotes (9)

supports card_name
“HNB CA Affinity Credit Card”
supports is_affinity
“Exclusively for members of the Institute of Chartered Accountants of Sri Lanka.”
supports availability_gate
“Exclusively for members of the Institute of Chartered Accountants of Sri Lanka.”
supports annual_fee_waiver_conditions
“Joining fee and first year annual fee waived off.”
supports benefits[1]
“An incentive of 0.1% per transaction through the HNB CA Affinity card is given to ICASL.”
supports benefits[2]
“50% of the annual fee will be shared with ICASL.”
supports fees.supplementary_card_fee_lkr
“Free supplementary cards.”
supports benefits[2]
“An incentive of 0.1% per transaction through the HNB CA Affinity card is given to ICASL.”
supports benefits[3]
“50% of the annual fee will be shared with ICASL.”

Editor verification

backfill: HNB affinity cards are all Visa-issued per HNB confirmation

by admin · 2026-06-03T03:19:33.969517

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