Sri Lanka
Credit Cards
Minimum-cost-to-hold cards (annual fees, supplementary)
- 1
HNB AAT Affinity Credit Card
AATSL members and past finalists onlyAffinity · AAT (AATSL)visa · Gold
Annual: LKR 2,500Foreign tx: 3%APR: 26%
95.08 - 2
HNB Mastercard World
HNB Priority CircleMastercard · World
Annual: LKR 0Foreign tx: 3%APR: 26%
94.75 - 3
Sampath Mastercard / Visa Classic Credit Card
Mastercard · Classic
Annual: LKR 2,000Foreign tx: 3.5%APR: 26%
92.91 - 4
HNB Visa Gold Credit Card
Visa · Gold
Annual: LKR 2,900Foreign tx: 3%APR: 26%
92.06 - 5
Sampath Visa Corporate Fuel Card
Corporate clients onlyVisa · Corporate
Annual: LKR 1,500Foreign tx: 3.5%APR: 26%
91.42 - 6
HNB St. Bridget's Convent Affinity MasterCard Credit Card
Affinity · St. Bridget's ConventMastercard · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB CA Affinity Credit Card
Institute of Chartered Accountants of Sri Lanka members onlyAffinity · Institute of Chartered Accountants of Sri Lankavisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB FAU Affinity Credit Card
Flight Attendants' Union members of Sri Lankan AirlinesAffinity · Flight Attendants' Union (FAU)visa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB Rahula College Affinity Credit Card
Affinity · Rahula Collegevisa · —
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB Richmond College Affinity Credit Card
Affinity · Richmond Collegevisa · —
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB Royal College RCU Affinity Credit Card
Affinity · Royal College Unionvisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB St. Benedict's College Affinity Credit Card
Affinity · St. Benedict's Collegevisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB St Peter's College Affinity Credit Card
Affinity · St Peter's Collegevisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB Holy Family Convent Affinity Credit Card
Affinity · Holy Family ConventVisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB Ladies College Affinity Credit Card
Affinity · Ladies CollegeVisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 6
HNB SLIA Affinity Visa Credit Card
Sri Lanka Institute of Architects membersAffinity · SLIAVisa · Platinum
Annual: LKR 3,500Foreign tx: 3%APR: 26%
87.52 - 17
Sampath Mastercard / Visa Gold Credit Card
Mastercard / Visa · Gold
Annual: LKR 2,900Foreign tx: 3.5%APR: 26%
85.23 - 18
Sampath Bank American Express® Everyday Credit Card
American Express · Everyday
Annual: LKR 3,000Foreign tx: 3.5%APR: 26%
84.47 - 19
HNB Prestige Prime
HNB leasing and home loan customers onlyVisa · Platinum
Annual: LKR 4,000Foreign tx: 3%APR: 26%
83.74 - 19
HNB Visa Platinum Credit Card
Visa · Platinum
Annual: LKR 4,000Foreign tx: 3%APR: 26%
83.74 - 21
Sampath Mastercard Business Credit Card
Corporate clients onlyMastercard · Business
Annual: LKR 2,900Foreign tx: 3.5%APR: 26%
83.48 - 22
HNB St. Joseph's College Affinity Credit Card
Affinity · St. Joseph's Collegevisa · —
Annual: LKR 3,500Foreign tx: 3%APR: 26%
82.27 - 22
HNB St.Thomas' College Affinity Credit Card
Affinity · S. Thomas' CollegeVisa · —
Annual: LKR 3,500Foreign tx: 3%APR: 26%
82.27 - 24
Sampath Siyapatha Co-Branded Credit Card
Siyapatha Finance customers onlyAffinity · Siyapatha FinanceVisa · Gold / Platinum
Annual: LKR 2,900Foreign tx: Not publishedAPR: 26%
79.94 - 25
DFCC Lanka IOC Co-Branded Mastercard Titanium Credit Card
Affinity · Lanka IOCMastercard · Titanium
Annual: LKR 3,000Foreign tx: 3.5%APR: 26%
79.22 - 26
HNB Toyota Co-Branded Credit Card
Affinity · ToyotaMastercard · Platinum
Annual: LKR 4,000Foreign tx: 3%APR: 26%
78.49 - 27
DFCC Visa Affinity Credit Card (St. Anthony's College Kandy OBA)
St. Anthony's College OBA members onlyAffinity · St. Anthony's College Kandy OBAVisa · Affinity
Annual: LKR 3,500Foreign tx: 3.5%APR: 26%
75.44 - 27
DFCC Visa Affinity Credit Card (Trinity College OBA)
Trinity College OBA members onlyAffinity · Trinity College OBAVisa · Affinity
Annual: LKR 3,500Foreign tx: 3.5%APR: 26%
75.44 - 27
DFCC Visa Platinum Card
Visa · Platinum
Annual: LKR 3,500Foreign tx: 3.5%APR: 26%
75.44 - 30
Sampath Chamber of Construction Industry Sri Lanka (CCI) Mastercard Platinum Credit Card
Chamber of Construction Industry Sri Lanka members onlyAffinity · Chamber of Construction Industry Sri Lanka (CCI)Mastercard · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Doctors' Welfare Association (DOWELS) Mastercard Platinum Credit Card
Doctors' Welfare Association (DOWELS) members onlyAffinity · Doctors' Welfare Association (DOWELS)Mastercard · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Royal College Union Mastercard Credit Cards
Royal College Union members onlyAffinity · Royal College UnionMastercard · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Mastercard Corporate Credit Card
Corporate clients onlyMastercard · Corporate
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Mastercard Purchasing Credit Card
Corporate clients onlyMastercard · Corporate
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Mastercard / Visa Platinum Credit Card
Mastercard · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Ananda College Old Boys' Association VISA Credit Card
Ananda College Old Boys' Association members onlyAffinity · Ananda College Old Boys' AssociationVisa · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Bar Association of Sri Lanka VISA Credit Card
Bar Association of Sri Lanka members onlyAffinity · Bar Association of Sri LankaVisa · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath S. Thomas' College Old Boys' Association VISA Credit Card
S. Thomas' College Old Boys' Association members onlyAffinity · S. Thomas' College Old Boys' AssociationVisa · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Visa Corporate Credit Card
Corporate clients onlyVisa · Corporate
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Visa Purchasing Credit Card
Corporate clients onlyVisa · Corporate
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 30
Sampath Trinity College Old Boys' Association VISA Credit Cards
Trinity College Old Boys' Association members onlyAffinity · Trinity College Old Boys' AssociationVisa · Platinum
Annual: LKR 4,000Foreign tx: 3.5%APR: 26%
75.16 - 42
Seylan VISA Infinite Metal Credit Card
Exclusively for Seylan Private Banking / Seylan Red clientsVisa · Infinite
Annual: LKR 0Foreign tx: 4.5%APR: 28%
69.75 - 43
HNB Visa Signature Credit Card
Visa · Signature
Annual: LKR 6,000Foreign tx: 3%APR: 26%
68.61 - 44
Seylan Mastercard Freedom Credit Card
Mastercard · Freedom
Annual: LKR 0Foreign tx: 4.5%APR: 28%
67.98 - 45
DFCC Corporate Credit Card
Corporate clients onlyvisa · Corporate
Annual: LKR 4,500Foreign tx: 5.5%APR: 26%
64.71 - 46
Seylan VISA Gold Credit Card
Visa · Gold
Annual: LKR 2,500Foreign tx: 4.5%APR: 28%
63.94 - 47
Sampath Mastercard World Credit Card
Mastercard · World
Annual: LKR 5,000Foreign tx: 3.5%APR: 26%
62.29 - 48
Sampath Nalanda College Old Boys' Association (NCOBA) Visa Affinity Credit Cards
Nalanda College Old Boys' Association (NCOBA) members onlyAffinity · Nalanda College Old Boys' Association (NCOBA)Visa · Signature
Annual: LKR 6,000Foreign tx: 3.5%APR: 26%
60.03 - 49
HNB Visa Infinite Credit Card
Visa · Infinite
Annual: LKR 7,500Foreign tx: 3%APR: 26%
57.27 - 50
DFCC Visa Signature Card
Visa · Signature
Annual: LKR 5,000Foreign tx: 3.5%APR: 26%
57.04 - 51
NDB AAC Affinity Card
Affinity · AACvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB Bishops Affinity Card
Affinity · Bishopsvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB CR & FC Affinity Card
Affinity · CR & FCvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB Holy Cross College Affinity Card
Affinity · Holy Cross Collegevisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB Holy Family Convent Bambalapitiya Affinity Card
Affinity · Holy Family Convent Bambalapitiyavisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB Musaeus College Past Pupils Association Affinity Card
Affinity · Musaeus College Past Pupils Associationvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB Old Trinitians Rugby Scrummage Affinity Card (OTRS Affinity Card)
Affinity · Old Trinitians Rugby Scrummagevisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB Postgraduate Institute of Management Alumni Association Affinity Card
Affinity · Postgraduate Institute of Management Alumni Associationvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB Royal College Union Affinity Card
Affinity · Royal College Unionvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB Singhalese Sports Club Affinity Card
Affinity · Singhalese Sports Clubvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 51
NDB UOCMBAAA Affinity Card (University of Colombo MBA Alumni Association)
Affinity · University of Colombo MBA Alumni Associationvisa · Silver
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
55.4 - 62
Sampath Bank American Express® Platinum Ultramiles Credit Card
American Express · Platinum
Annual: LKR 7,000Foreign tx: 3.5%APR: 26%
54.18 - 63
NDB Platinum Credit Card
visa · Platinum
Annual: LKR 5,500Foreign tx: 4.5%APR: 26%
52.77 - 64
DFCC World Mastercard Credit Card
Mastercard · World
Annual: LKR 6,000Foreign tx: 3.5%APR: 26%
51.24 - 65
Seylan VISA Platinum Credit Card
Visa · Platinum
Annual: LKR 3,500Foreign tx: 4.5%APR: 28%
51.13 - 66
Sampath Visa Signature Credit Card
Visa · Signature
Annual: LKR 6,000Foreign tx: 3.5%APR: 26%
49.45 - 67
Sampath Visa Infinite Credit Card
By invitation onlyVisa · Infinite
Annual: LKR 10,000Foreign tx: 2%APR: 26%
40 - 67
Sampath Visa Infinite Metal Credit Card
By invitation onlyVisa · Infinite
Annual: LKR 10,000Foreign tx: 2%APR: 26%
40 - 69
Seylan Corporate Credit Card
Corporate clients onlyVisa · Corporate
Annual: LKR 6,000Foreign tx: 4.5%APR: 28%
38.37 - 70
NDB Signature Credit Card
visa · Signature
Annual: LKR 6,500Foreign tx: 4.5%APR: 26%
36.38 - 71
DFCC Visa Infinite Credit Card
Visa · Infinite
Annual: LKR 7,000Foreign tx: 3.5%APR: 26%
35.47 - 72
Seylan World Mastercard Credit Card
Mastercard · World
Annual: LKR 6,000Foreign tx: 4.5%APR: 28%
26.04 - 72
Seylan Visa Signature Credit Card
Visa · Signature
Annual: LKR 6,000Foreign tx: 4.5%APR: 28%
26.04 - 74
NDB Infinite Credit Card
visa · Infinite
Annual: LKR 8,500Foreign tx: 4.5%APR: 26%
20.13 - –not enough data to rank
Sampath COYLE Mastercard World Metal Credit Card
COYLE members onlyAffinity · Chamber of Young Lankan Entrepreneurs (COYLE)Mastercard · World
Annual: LKR 10,000Foreign tx: Not publishedAPR: Not published