Sri Lanka Β· DFCC
DFCC Visa Platinum Card
Visa Β· Platinum Β· Verified 2 days ago
Overall ranking
Why this rank? Β· methodologyWhat changed: score β² 0.22 since 1 day ago
- offer strength56.117 β 57.95(+0.14 pts)
- epp quality(+0.09 pts)
What drives this score
Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card β it scores 0 by default; an operator can fill it in.
- Active offers strength57.95000000000001+5.54 / 15
- Annual feeLKR 3,500+8.67 / 12
- Purchase APR26%+12.00 / 12
- Airport lounge accessno data+0.00 / 12
- Dining cashback1%+8.00 / 8
- Supermarket cashback1%+8.00 / 8
- 0% installment plans (EPP)106+0.70 / 8
- Interest-free period51 days+0.00 / 8
- Foreign-transaction fee3.5%+4.67 / 7
- Fuel cashback1%+1.45 / 4
- Benefits depth6 listed+3.00 / 4
- Contactless paymentsyes+2.00 / 2
Score history Β· 24 changesshow all 24
- 3 hr agoscore β² 0.22This card changed
- offer strength56.117 β 57.95(+0.14 pts)
- epp quality(+0.09 pts)
- 1 day agoscore β² 0.12This card changed
- epp quality(+0.22 pts)
- offer strength57.117 β 56.117(-0.1 pts)
- 2 days agoscore βΌ 0.31This card changed
- epp quality(-0.23 pts)
- offer strength57.733 β 57.117(-0.09 pts)
Fees
Interest
Eligibility
Rewards
Offers you can use (68)
See all β- 40% & 30% Savings at Aitken Spence Hotels with DFCC Credit Cardsto Jun 12
Aitken Spence Hotels
- 25% Savings at H Sports (13thβ14th June 2026)to Jun 14
H Sports
- 25% Savings at Hameedia Galle City Centre with DFCC Credit Cardsto Jun 14
Hameedia
- 20% Savings on Total Bill at SPAR Supermarketto Jun 21
SPAR Sri Lanka
- 25% Savings at Delifrance for bills above Rs. 2,500/-to Jun 25
Delifrance
- 25% Savings on dine-in at Baskin Robbinsto Jun 25
Baskin Robbins
0% Instalment plans (18)
See all βSplit purchases into 0% easy payment plans of up to 48 months at 18 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (33)
Other
Sources1 source Β· 1 editor override
Primary source Β· tariff_pdf
https://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdfLast fetched 9 days ago Β· LLM confidence 95%
Cited quotes (44)
supports annual_fee_lkr
βVisa Platinum ... Primary Cards - Annual Fee (Rs.) ... 3,500β
supports joining_fee_lkr
βPrimary Cards - Joining Fee (Rs.) ... 500β
supports supplementary_card_annual_fee_lkr
βSupplementary Cards - Annual Fee (Rs.) ... 2,500β
supports supplementary_card_joining_fee_lkr
βSupplementary Cards - Joining Fee ... 250β
supports interest_rate_apr_pct
βInterest Rate (Per Annum) ... 26%β
supports cash_advance_fee_pct
βCash Advance Fee (Minimum Rs.1,250) ... 5%β
supports cash_advance_fee_min_lkr
βCash Advance Fee (Minimum Rs.1,250)β
supports late_payment_fee_lkr
βLate Payment Fee (Rs.) ... 1,900β
supports over_limit_fee_lkr
βOver Limit Fee (Rs.) ... 1,500β
supports foreign_transaction_fee_pct
βan additional amount of 3.5% will be levied at the time of billingβ
supports card_replacement_fee_lkr
βCard Replacement Fee (Rs.) ... 1,200β
supports statement_copy_fee_lkr
βStatement Copy (Rs.) ... 350β
supports interest_free_period_days
βMaximum Interest Free Credit Period ... 51 Daysβ
supports minimum_payment_pct
βMinimum (5%)β
supports fuel_surcharge_waiver_pct
βFuel Surcharge ... 1%β
supports cards[0].minimum_income_lkr
βShould have a Minimum Gross income of LKR 100,000 and aboveβ
supports cards[0].cashback_rate
βEnjoy a minimum of 1% cashback on all transactions, credited directly to your DFCC Bank account.β
supports cards[0].cashback_rate
β1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.β
supports cards[0].benefits[1]
βLoan on Card: Instant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.β
supports cards[0].benefits[2]
βEasy Payment Plan: Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.β
supports cards[0].benefits[3]
βSeamless Balance Transfers: Transfer your balances from other credit cards to the DFCC Visa Platinum Credit Card at the best rates in the market.β
supports cards[0].benefits[4]
βAccess to the best deals in shopping, dining, and travel, with savings of up to 50% at selected merchants.β
supports cards[0].benefits[5]
βCeylinco Ananthaya Insurance for protection against unforeseen circumstances affecting your ability to pay.β
supports cards[0].benefits[6]
βAutomated Bill Settlements for convenient payment management.β
supports cards[0].benefits[7]
βVisa PayWave technology for hassle-free contactless payments.β
supports cashback_rate
βEnjoy a minimum of 1% cashback on all transactions, credited directly to your DFCC Bank account.β
supports cashback_conditions
β1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.β
supports minimum_income_lkr
βShould have a Minimum Gross income of LKR 100,000 and aboveβ
supports cash_advance_limit_pct
βInstant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.β
supports instalment_plan_months_max
βConvert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.β
supports travel_insurance_details
βCeylinco Ananthaya Insurance for protection against unforeseen circumstances affecting your ability to pay.β
supports offers
βAccess to the best deals in shopping, dining, and travel, with savings of up to 50% at selected merchants.β
supports cashback_rate
β1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.β
supports cashback_min_spend_lkr
β1% CashBack on every transaction when you spend a minimum of LKR 1,000 monthly.β
supports loan_on_card_available
βLoan on Card: Instant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 months at the lowest rates.β
supports loan_on_card_max_pct_of_limit
βInstant access to up to 75% of your credit limit as a quick cash advance payable in installments up to 60 monthsβ
supports loan_on_card_tenure_months_max
βpayable in installments up to 60 monthsβ
supports instalment_plan_min_amount_lkr
βConvert any purchases over LKR 10,000/- into an installment planβ
supports instalment_plan_tenure_months_min
βpay it back within 3 to 60 monthsβ
supports instalment_plan_tenure_months_max
βpay it back within 3 to 60 monthsβ
supports contactless
βVisa PayWave technology for hassle-free contactless payments.β
supports balance_transfer_available
βSeamless Balance Transfers: Transfer your balances from other credit cards to the DFCC Visa Platinum Credit Card at the best rates in the market.β
supports benefits[0]
βEnjoy a minimum of 1% cashback on all transactions, credited directly to your DFCC Bank account.β
supports benefits[3]
βEasy Payment Plan: Convert any purchases over LKR 10,000/- into an installment plan and pay it back within 3 to 60 months, with a nominal processing fee.β
Editor verification
DFCC card detail page, verified against live site 2026-05-21
by admin Β· 2026-05-21 04:39:31.456078+00
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