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Sri Lanka · Sampath

Sampath Mastercard / Visa Platinum Credit Card

Mastercard · Platinum · Verified 2 days ago

✈️ Travel insurance USD 100,000🧾 0% instalment plan🎩 Concierge

Overall ranking

Why this rank? · methodology
#35
rank
36.86
score / 100

What changed: score ▲ 0.01 · rank ▲ 2 since 1 day ago

  • offer strength67.417 → 67(-0.08 pts)
  • epp quality(+0.08 pts)

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.

  • Active offers strength67.00000000000001+6.40 / 15
  • Annual feeLKR 4,000+7.66 / 12
  • Purchase APR26%+12.00 / 12
  • Airport lounge accessno data+0.00 / 12
  • Dining cashbackno data+0.00 / 8
  • Supermarket cashbackno data+0.00 / 8
  • 0% installment plans (EPP)170+1.12 / 8
  • Interest-free periodno data+0.00 / 8
  • Foreign-transaction fee3.5%+4.67 / 7
  • Fuel cashbackno data+0.00 / 4
  • Benefits depth6 listed+3.00 / 4
  • Contactless paymentsyes+2.00 / 2
Total36.85 / 100 (shown: 36.86)
Score history · 5 changesshow all 5
  1. 3 hr agoscore ▲ 0.01 · rank ▲ 2This card changed
    • offer strength67.417 → 67(-0.08 pts)
    • epp quality(+0.08 pts)
  2. 1 day agoscore ▲ 0.26 · rank ▼ 2This card changed
    • epp quality(+0.21 pts)
    • offer strength66.417 → 67.417(+0.05 pts)
  3. 2 days agoscore ▼ 0.2This card changed
    • epp quality(-0.21 pts)
    • offer strength66.25 → 66.417(+0.01 pts)

Fees

Annual feeLKR 4,000
Joining feeLKR 1,500
Supplementary card feeLKR 1,500
Late payment feeLKR 1,200
Over-limit feeNot published
Cash advance fee4%
Foreign currency markupNot published

Interest

Revolving APRNot published
Cash advance APRNot published

Eligibility

Minimum incomeLKR 100,000

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (90)

See all →
  • McLarens Lubricants (Mobil) — 20% Off for Sampath Mastercard & Visa Credit Cardholdersto Jun 11

    McLarens Lubricants

  • 15% Discount at Lassana.com for Sampath Mastercard/Visa Credit Cardholdersto Jun 18

    Lassana.com

  • Wishque — 15% Off Cakes & Flowers for Sampath Credit Cardholdersto Jun 19

    Wishque

  • Card Member Dines Free on Themed Carvery Buffet at Cheers - Cinnamon Grand Colomboto Jun 21

    Cinnamon Hotels & Resorts

  • Softlogic GLOMARK — 30% off Fresh Produce for Sampath Credit Cardholders (Every Monday)to Jun 29

    Glomark

  • 15% Discount at Sigiriya Forest Edge By Marino Leisure for Sampath Cardholdersto Jun 30

    Sigiriya Forest Edge

0% Instalment plans (24)

See all →

Split purchases into 0% easy payment plans of up to 36 months at 24 partner merchants& categories.

DamroArpico Super CentreCeylon FurnitureDinapala GroupEser Marketing InternationalGNEXT Communications RetailNisaco MallQuantum Fitness+16 more

Full details

Interest & rates

Purchase APR26%
Minimum payment5%

Rewards

Fuel surcharge0%

Perks

Travel insurance cover (USD)USD 100,000
ConciergeYes
0% instalment planYes
Instalment planYes

Eligibility & card

Minimum incomeRs. 100,000
Minimum credit limitRs. 100,000
TierPlatinum
NetworkMastercard
CurrencyLKR
Full fee schedule (7)
Annual feeRs. 4,000
Joining feeRs. 1,500
Supplementary annual feeRs. 1,500
Late payment feeRs. 1,200
Cash advance fee4%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%

Other

ContactlessYes
Is affinityNo
Loan on card availableYes
Rewards programmeSampath reward points
Supplementary card feeRs. 1,500
Sources1 source

Primary source · card_list_page

https://www.sampath.lk/api/cards-wizard-items/1

Last fetched 2 days ago · LLM confidence 93%

Cited quotes (10)

  • supports card_name

    “Sampath Mastercard / Visa Platinum Credit Card”

  • supports interest_rate_apr_pct

    “Interest Fee - 26% p.a.”

  • supports fees.annual_fee_lkr

    “Annual Fee – Rs. 4,000/-”

  • supports fees.joining_fee_lkr

    “Joining Fee – Rs. 1,500/-”

  • supports fees.late_payment_fee_lkr

    “Late Payment Fee – Rs. 1,200/- or 5% of the minimum amount due (whichever is higher).”

  • supports fees.cash_advance_fee_pct

    “Cash Advances Fee – 4% of the transaction value or Minimum of Rs. 300/- (whichever is higher”

  • supports minimum_income_lkr

    “Individuals with a minimum monthly net income of LKR 100,000/-”

  • supports minimum_credit_limit_lkr

    “High spending power with a starting credit limit of Rs. 100,000/-.”

  • supports travel_insurance_cover_usd

    “Overseas Travel Insurance Cover up to USD 100,000.”

  • supports fuel_surcharge_pct

    “No fuel surcharge.”

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.