Before You Pick
๐Ÿ‡ฑ๐Ÿ‡ฐ

Sri Lanka ยท HNB

HNB FAU Affinity Credit Card

visa ยท Platinum ยท Verified 2 days ago

Flight Attendants' Union members of Sri Lankan AirlinesAffinity ยท Flight Attendants' Union (FAU)
๐Ÿ’ณ First year free
#4
rank
64.67
score / 100

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card โ€” it scores 0 by default; an operator can fill it in.

  • Active offers strength156.91666666666674+15.00 / 15
  • Annual feeLKR 3,500+8.67 / 12
  • Purchase APR26%+12.00 / 12
  • Airport lounge accessno data+0.00 / 12
  • Dining cashbackno data+0.00 / 8
  • Supermarket cashbackno data+0.00 / 8
  • 0% installment plans (EPP)1214+8.00 / 8
  • Interest-free period55 days+8.00 / 8
  • Foreign-transaction fee3%+7.00 / 7
  • Fuel cashbackno data+0.00 / 4
  • Benefits depth8 listed+4.00 / 4
  • Contactless paymentsyes+2.00 / 2
Total64.67 / 100 (shown: 64.67)
Score history ยท 7 changesshow all 7
  1. 2 days agoscore โ–ฒ 0.5 ยท rank โ–ฒ 11This card changed
    • key benefits ยท length7 โ†’ 8(+0.5 pts)
    • offer strength154.833 โ†’ 152.333
  2. 4 days agoscore โ–ฒ 1.71This card changed
    • annual fee(+1.71 pts)
  3. 5 days agoscore โ–ฒ 2.71This card changed
    • interest rate purchase(+6 pts)
    • annual fee(-3.29 pts)
    • offer strength67.75 โ†’ 153.417
    • epp quality476 โ†’ 1,210

Fees

Annual feeLKR 3,500
Joining feeLKR 0
Supplementary card feeLKR 0
Late payment feeLKR 750
Over-limit feeLKR 500
Cash advance fee4%
Foreign currency markupNot published

Interest

Revolving APRNot published
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (186)

See all โ†’
  • 10% off on total bill at British Cosmetics - Mount Laviniato Jun 10

    British Cosmetics

  • 20% off on Fresh Vegetables & Fruits for bills above LKR 5,000 at SPAR Supermarketsto Jun 10

    SPAR Sri Lanka

  • 40% off (from rack rates) on Full Board basis at selected Aitken Spence Hotelsto Jun 12

    Aitken Spence Hotels

  • 15% off + additional 5% off on selected products at ALDOto Jun 14

    ALDO

  • 20% off base fare to Melbourne on Jetstar Airways + 0% installments at Findmyfare.comto Jun 15

    FindMyFare

  • 50% off on total bill above LKR 4,000 @ Pizza Hutto Jun 17

    Pizza Hut

0% Instalment plans (546)

See all โ†’

Split purchases into 0% easy payment plans of up to 60 months at 546 partner merchants& categories.

Hayleys SolarA Plus SolarA Plus TechnologiesAbansAbansADS SolarAiro EngineeringArcher Prime International+538 more

Full details

Interest & rates

Purchase APR26%
Interest-free days55
Minimum payment3%

Rewards

Fuel surcharge1%

Eligibility & card

TierPlatinum
Networkvisa
CurrencyLKR
Full fee schedule (8)
Annual feeRs. 3,500
Joining feeRs. 0
Supplementary annual feeRs. 0
Late payment feeRs. 750
Over-limit feeRs. 500
Cash advance fee4%
Foreign-transaction markup3%
Card replacementRs. 500

Other

Affinity partnerFlight Attendants' Union (FAU)
Annual fee waiver1st year annual fee waived off; 2nd year onwards 50% waived off
Availability gateFlight Attendants' Union members of Sri Lankan Airlines
Is affinityYes
Supplementary card feeRs. 0
Sources1 source ยท 2 editor overrides

Primary source ยท card_list_page

https://www.hnb.lk/cards

Last fetched 8 days ago ยท LLM confidence 90%

Cited quotes (11)

  • supports card_name

    โ€œHNB FAU Affinity Credit Cardโ€
  • supports is_affinity

    โ€œFor all Flight Attendants' Union members of Sri Lankan Airlines.โ€
  • supports availability_gate

    โ€œFor all Flight Attendants' Union members of Sri Lankan Airlines. Present copies of FAU and Sri Lankan Airlines membership cards required for sign up.โ€
  • supports annual_fee_waiver_conditions

    โ€œJoining fee and first year annual fee waived off.โ€
  • supports fees.supplementary_card_fee_lkr

    โ€œFree supplementary cards.โ€
  • supports benefits[2]

    โ€œAn incentive of 0.1% per transaction will be credited to the FAU.โ€
  • supports benefits[3]

    โ€œ50% discount on the annual fees from the 2nd year onwards.โ€
  • supports affinity_partner

    โ€œFor all Flight Attendants' Union members of Sri Lankan Airlines. Present copies of FAU and Sri Lankan Airlines membership cards required for sign up.โ€
  • supports benefits[1]

    โ€œ50% discount on the annual fees from the 2nd year onwards.โ€
  • supports benefits[2]

    โ€œFree supplementary cards.โ€
  • supports benefits[3]

    โ€œAn incentive of 0.1% per transaction will be credited to the FAU.โ€

Editor verification

backfill: HNB affinity cards are all Visa-issued per HNB confirmation

by admin ยท 2026-06-03T03:19:33.969517

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.