Sri Lanka · NDB

NDB Infinite Credit Card

visa · Infinite · Verified 2 days ago

🛋️ LoungeKey lounge

Overall ranking

Why this rank? · methodology

#67

rank

19.1

score / 100

What changed: score ▲ 0.05 since 1 day ago

epp quality(+0.09 pts)

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.

Active offers strength45.25+4.33 / 15
Annual feeLKR 8,500+0.00 / 12
Purchase APR26%+12.00 / 12
Airport lounge accessno data+0.00 / 12
Dining cashbackno data+0.00 / 8
Supermarket cashbackno data+0.00 / 8
0% installment plans (EPP)118+0.78 / 8
Interest-free period51 days+0.00 / 8
Foreign-transaction fee4.5%+0.00 / 7
Fuel cashbackno data+0.00 / 4
Benefits depth0 listed+0.00 / 4
Contactless paymentsyes+2.00 / 2

Total19.11 / 100 (shown: 19.10)

Score history · 22 changesshow all 22

3 hr agoscore ▲ 0.05This card changed
- epp quality(+0.09 pts)
1 day agoscore ▲ 0.26This card changed
- epp quality(+0.22 pts)
2 days agoscore ▼ 0.35This card changed
- epp quality(-0.23 pts)
- offer strength45.917 → 45.25(-0.13 pts)

Fees

Annual feeLKR 8,500

Joining feeLKR 2,500

Supplementary card feeNot published

Late payment feeLKR 2,100

Over-limit feeLKR 2,000

Cash advance fee5%

Foreign currency markupNot published

Interest

Revolving APRNot published

Cash advance APR26%

Eligibility

Minimum incomeLKR 500,000

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (52)

See all →

25% Savings on Fresh Vegetables, Fruit, Fish & Meat at Softlogic Glomarkto Jun 24
Glomark
20% Savings on Total Bill at Softlogic Glomarkto Jun 28
Glomark
20% Savings on DBL/TPL reservations FB/HB basisto Jun 30
Sea Horse Hotel & Spa
20% Savings on Dinner Buffet (Monday to Thursday) at Colombo Kitchento Jun 30
Colombo Kitchen - Sheraton Colombo
20% Savings on Food at Bayu - Sheraton Colomboto Jun 30
Bayu - Sheraton Colombo
20% Savings on Reservations at Uga Prava - Tangalleto Jun 30
Uga Prava Tangalle

0% Instalment plans (37)

See all →

Split purchases into 0% easy payment plans of up to 48 months at 37 partner merchants& categories.

AbansBigDeals.lkAcron TravelsAminra JewellersChina Duty FreeClassic TravelsCrazyJetsDamro+29 more

Full details

Interest & rates

Purchase APR26%

Interest-free days51

Minimum payment4%

Rewards

Fuel surcharge waiverNo

Fuel surcharge1%

Perks

Lounge programmeLoungeKey

Instalment planYes

Eligibility & card

Minimum incomeRs. 500,000

TierInfinite

Networkvisa

CurrencyLKR

Full fee schedule (10)

Annual feeRs. 8,500

Joining feeRs. 2,500

Supplementary annual feeRs. 4,250

Supplementary joining feeRs. 1,500

Late payment feeRs. 2,100

Over-limit feeRs. 2,000

Cash advance fee5%

Foreign-transaction markup4.5%

Card replacementRs. 1,500

PIN replacementRs. 300

Other

Card replacement fee supplementary1000

Cash advance apr26%

Cash advance fee minRs. 1,200

Cheque return feeRs. 2,000

Duplicate statement fee300

Is affinityNo

Lounge access detailsLounge Key Access - One Time Membership Fee: FOC; Access fee per visit: USD 32

Sources1 source · 2 editor overrides

Primary source · tariff_pdf

https://ndbbankweb.ndbbank.com/downloads/60912e16-6d32-43d6-9de8-327bfeacd452_credit-card-tariff-in-3-languages-01.06.2026-eng.pdf

Last fetched 9 days ago · LLM confidence 90%

Cited quotes (23)

supports cards[2].interest_rate_purchases_apr
“Interest Rate % p.a. (Retail Purchase) 26%”
supports cards[2].interest_rate_cash_apr
“Interest Rate % p.a. (Cash Advance) 26%”
supports cards[2].annual_fee_lkr
“Annual Fee - Primary ... LKR 8500”
supports cards[2].joining_fee_lkr
“Joining Fee - Primary ... LKR 2500”
supports cards[2].supplementary_card_fee_lkr
“Annual fee - Supplementary ... LKR 4250”
supports cards[2].late_payment_fee_lkr
“LKR 2100 OR 0.5% from the closing balance ( Whichever is high)”
supports cards[2].over_limit_fee_lkr
“Over Limit Fee LKR 2000”
supports cards[2].cash_advance_fee_pct
“LKR 1,200+5% on face value”
supports cards[2].foreign_tx_fee_pct
“an additional amount (up to 4.5%) will be added to the rate at the time of billing”
supports cards[2].fuel_surcharge_pct
“1% of the transaction value is applicable for fuel transactions as per card scheme guidelines”
supports cards[2].interest_free_days
“Interest free days on new purchases (Maximum) 51 Days”
supports cards[2].minimum_payment_pct
“Minimum Payment Due 4%”
supports cards[2].lounge_access
“Lounge Key Access(One Time Membership Fee) ... FOC”
supports minimum_income_lkr
“You must be permanently employed with a minimum gross monthly income of LKR 500,000.”
supports benefits[0]
“Enjoy access to over 1,265+ airport lounges worldwide along with free Wi-Fi, conference space and a wide range of pre-flight snacks and beverages to select from.”
supports benefits[1]
“Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)”
supports benefits[2]
“Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability.”
supports benefits[3]
“Repay your high value purchases in equal monthly installments at preferential rates.”
supports benefits[4]
“Enjoy exclusive offers on lodging, transportation and airport services worldwide.”
supports lounge_access
“Enjoy access to over 1,265+ airport lounges worldwide along with free Wi-Fi, conference space and a wide range of pre-flight snacks and beverages to select from.”
supports lounge_programme
“Lounge Key — Enjoy access to over 1,265+ airport lounges worldwide.”
supports travel_insurance
“Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)”
supports instalment_plan_available
“Repay your high value purchases in equal monthly installments at preferential rates.”

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