Sri Lanka · NDB
visa · Infinite · Verified 5 days ago
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.
Wrist Lab
Sheraton Kosgoda Turtle Beach Resort
Birkenstock
Wilson
Split purchases into 0% easy payment plans of up to 48 months at 39 partner merchants& categories.
Primary source · tariff_pdf
https://ndbbankweb.ndbbank.com/downloads/60912e16-6d32-43d6-9de8-327bfeacd452_credit-card-tariff-in-3-languages-01.06.2026-eng.pdfLast fetched 2 mo ago · LLM confidence 90%
Cited quotes (23)
supports cards[2].interest_rate_purchases_apr
“Interest Rate % p.a. (Retail Purchase) 26%”
supports cards[2].interest_rate_cash_apr
“Interest Rate % p.a. (Cash Advance) 26%”
supports cards[2].annual_fee_lkr
“Annual Fee - Primary ... LKR 8500”
supports cards[2].joining_fee_lkr
“Joining Fee - Primary ... LKR 2500”
supports cards[2].supplementary_card_fee_lkr
“Annual fee - Supplementary ... LKR 4250”
supports cards[2].late_payment_fee_lkr
“LKR 2100 OR 0.5% from the closing balance ( Whichever is high)”
supports cards[2].over_limit_fee_lkr
“Over Limit Fee LKR 2000”
supports cards[2].cash_advance_fee_pct
Glomark
“LKR 1,200+5% on face value”
supports cards[2].foreign_tx_fee_pct
“an additional amount (up to 4.5%) will be added to the rate at the time of billing”
supports cards[2].fuel_surcharge_pct
“1% of the transaction value is applicable for fuel transactions as per card scheme guidelines”
supports cards[2].interest_free_days
“Interest free days on new purchases (Maximum) 51 Days”
supports cards[2].minimum_payment_pct
“Minimum Payment Due 4%”
supports cards[2].lounge_access
“Lounge Key Access(One Time Membership Fee) ... FOC”
supports minimum_income_lkr
“You must be permanently employed with a minimum gross monthly income of LKR 500,000.”
supports benefits[0]
“Enjoy access to over 1,265+ airport lounges worldwide along with free Wi-Fi, conference space and a wide range of pre-flight snacks and beverages to select from.”
supports benefits[1]
“Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)”
supports benefits[2]
“Free Insurance coverage to cover the cardholder outstanding at the time of death or permanent disability.”
supports benefits[3]
“Repay your high value purchases in equal monthly installments at preferential rates.”
supports benefits[4]
“Enjoy exclusive offers on lodging, transportation and airport services worldwide.”
supports lounge_access
“Enjoy access to over 1,265+ airport lounges worldwide along with free Wi-Fi, conference space and a wide range of pre-flight snacks and beverages to select from.”
supports lounge_programme
“Lounge Key — Enjoy access to over 1,265+ airport lounges worldwide.”
supports travel_insurance
“Purchase your return air tickets using your NDB credit card and be entitled to a complementary travel insurance cover (T&C apply)”
supports instalment_plan_available
“Repay your high value purchases in equal monthly installments at preferential rates.”
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