Sri Lanka ยท HNB
HNB Ladies College Affinity Credit Card
Visa ยท Platinum ยท Verified 2 days ago
Overall ranking
Why this rank? ยท methodologyWhat drives this score
Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card โ it scores 0 by default; an operator can fill it in.
- Active offers strength156.91666666666674+15.00 / 15
- Annual feeLKR 3,500+8.67 / 12
- Purchase APR26%+12.00 / 12
- Airport lounge accessno data+0.00 / 12
- Dining cashbackno data+0.00 / 8
- Supermarket cashbackno data+0.00 / 8
- 0% installment plans (EPP)1214+8.00 / 8
- Interest-free period55 days+8.00 / 8
- Foreign-transaction fee3%+7.00 / 7
- Fuel cashbackno data+0.00 / 4
- Benefits depth22 listed+4.00 / 4
- Contactless paymentsyes+2.00 / 2
Score history ยท 5 changesshow all 5
- 4 days agoscore โฒ 1.71This card changed
- annual fee(+1.71 pts)
- 5 days agoscore โฒ 2.71This card changed
- interest rate purchase(+6 pts)
- annual fee(-3.29 pts)
- offer strength67.75 โ 153.417
- epp quality476 โ 1,210
- 7 days agoscore โฒ 8 ยท rank โฒ 4This card changed
- epp quality38 โ 1,208(+8 pts)
- offer strength91.333 โ 147.583
Fees
Interest
Eligibility
Rewards
Offers you can use (186)
See all โ- 10% off on total bill at British Cosmetics - Mount Laviniato Jun 10
British Cosmetics
- 20% off on Fresh Vegetables & Fruits for bills above LKR 5,000 at SPAR Supermarketsto Jun 10
SPAR Sri Lanka
- 40% off (from rack rates) on Full Board basis at selected Aitken Spence Hotelsto Jun 12
Aitken Spence Hotels
- 15% off + additional 5% off on selected products at ALDOto Jun 14
ALDO
- 20% off base fare to Melbourne on Jetstar Airways + 0% installments at Findmyfare.comto Jun 15
FindMyFare
- 50% off on total bill above LKR 4,000 @ Pizza Hutto Jun 17
Pizza Hut
0% Instalment plans (546)
See all โSplit purchases into 0% easy payment plans of up to 60 months at 546 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (8)
Other
Sources1 source
Primary source ยท card_list_page
https://www.hnb.lk/cardsLast fetched 8 days ago ยท LLM confidence 90%
Cited quotes (10)
supports card_name
โHNB Ladies College Affinity Credit Cardโ
supports fees.joining_fee_lkr
โNo Joining Fee.โ
supports annual_fee_waiver_conditions
โ1st Year Annual fee waived off.โ
supports annual_fee_supplementary_lkr
โComplimentary supplementary card.โ
supports instalment_plan_tenure_months_max
โUp to 12 months installment plan on Ladies' College school fee payments with 0% interest.โ
supports instalment_plan_interest_free
โUp to 12 months installment plan on Ladies' College school fee payments with 0% interest.โ
supports travel_insurance
โComplimentary overseas travel and health insurance cover.โ
supports balance_transfer_available
โOther bank balance transfer option.โ
supports benefits
โAll members can use this opportunity to give back to school through this initiative, as a percentage will be contributed to the SPC OBU every time a card is issued and used.โ
supports instalment_plan_available
โUp to 12 months installment plan on Ladies' College school fee payments with 0% interest.โ
BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.