Before You Pick
🇱🇰

Sri Lanka · DFCC

DFCC Visa Affinity Credit Card (St. Anthony's College Kandy OBA)

Visa · Affinity · Verified 2 days ago

St. Anthony's College OBA members onlyAffinity · St. Anthony's College Kandy OBA

Overall ranking

Why this rank? · methodology
#23
rank
54.02
score / 100

What changed: score ▲ 0.22 since 1 day ago

  • offer strength56.117 → 57.95(+0.14 pts)
  • epp quality(+0.09 pts)

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.

  • Active offers strength57.95000000000001+5.54 / 15
  • Annual feeLKR 3,500+8.67 / 12
  • Purchase APR26%+12.00 / 12
  • Airport lounge accessno data+0.00 / 12
  • Dining cashback1%+8.00 / 8
  • Supermarket cashback1%+8.00 / 8
  • 0% installment plans (EPP)106+0.70 / 8
  • Interest-free period51 days+0.00 / 8
  • Foreign-transaction fee3.5%+4.67 / 7
  • Fuel cashback1%+1.45 / 4
  • Benefits depth6 listed+3.00 / 4
  • Contactless paymentsyes+2.00 / 2
Total54.03 / 100 (shown: 54.02)
Score history · 25 changesshow all 25
  1. 3 hr agoscore ▲ 0.22This card changed
    • offer strength56.117 → 57.95(+0.14 pts)
    • epp quality(+0.09 pts)
  2. 1 day agoscore ▲ 0.12This card changed
    • epp quality(+0.22 pts)
    • offer strength57.117 → 56.117(-0.1 pts)
  3. 2 days agoscore ▼ 0.31This card changed
    • epp quality(-0.23 pts)
    • offer strength57.733 → 57.117(-0.09 pts)

Fees

Annual feeLKR 3,500
Joining feeLKR 500
Supplementary card feeNot published
Late payment feeLKR 1,900
Over-limit feeLKR 1,500
Cash advance fee5%
Foreign currency markupNot published

Interest

Revolving APRNot published
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (68)

See all →
  • 40% & 30% Savings at Aitken Spence Hotels with DFCC Credit Cardsto Jun 12

    Aitken Spence Hotels

  • 25% Savings at H Sports (13th–14th June 2026)to Jun 14

    H Sports

  • 25% Savings at Hameedia Galle City Centre with DFCC Credit Cardsto Jun 14

    Hameedia

  • 20% Savings on Total Bill at SPAR Supermarketto Jun 21

    SPAR Sri Lanka

  • 25% Savings at Delifrance for bills above Rs. 2,500/-to Jun 25

    Delifrance

  • 25% Savings on dine-in at Baskin Robbinsto Jun 25

    Baskin Robbins

0% Instalment plans (18)

See all →

Split purchases into 0% easy payment plans of up to 48 months at 18 partner merchants& categories.

SolarAbansDamroDinapala GroupSinger Sri LankaSinghagiriSoftlogic MAXAminra Jewellers+10 more

Full details

Interest & rates

Purchase APR26%
Interest-free days51
Minimum payment5%

Rewards

Cashback (general)1
Fuel surcharge1%

Perks

ConciergeNo
Instalment planYes

Eligibility & card

TierAffinity
NetworkVisa
CurrencyLKR
Full fee schedule (33)
Annual feeRs. 3,500
Joining feeRs. 500
Supplementary annual feeRs. 2,500
Supplementary joining feeRs. 250
Late payment feeRs. 1,900
Over-limit feeRs. 1,500
Cash advance fee5%
Cash advance fee (min)Rs. 1,250
Foreign-transaction markup3.5%
DCC processing fee3.5%
Card replacementRs. 1,200
Card maintenanceRs. 300
Statement copyRs. 350
PIN replacementRs. 350
Early settlement4%
Early renewalRs. 1,200
Letter issuanceRs. 1,500
Card reactivationRs. 750
Re-courierRs. 250
Overseas courierRs. 4,000
Voucher retrievalRs. 250
Unsuccessful disputeRs. 1,000
Cheque returnRs. 3,000
Billing-cycle changeRs. 250
Standing-instruction failureRs. 250
Standing-instruction changeRs. 250
Cashback a/c changeRs. 250
Excess-payment reversalRs. 250
Pay orderRs. 200
ABS setupRs. 500
Upgrade/downgradeRs. 1,000
Limit updateRs. 1,200
Stamp dutyRs. 25/- for every Rs. 1,000/- or part thereof for credit card transactions performed at merchants based outside Sri Lanka (including online)

Other

Affinity partnerSt. Anthony's College Kandy OBA
Application urlhttps://www.dfcc.lk/cards/credit-cards/affinity-cards/visa-affinity-credit-card-stacob
Availability gateSt. Anthony's College OBA members only
Balance transfer availableYes
Cash advance minimumRs. 1,250
Eligibility notesMust be an active or lifetime member of St. Anthony's College Kandy Old Boys' Association. Provide valid ID (NIC, Passport, or Driving Licence). Submit proof of residence and income documents.
Fuel surcharge waiver1%
Is affinityYes
Is corporateNo
Is islamicNo
Is securedNo
Linked tariff urlhttps://www.dfcc.lk/rates-and-tariffs
Source urlhttps://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdf
Stamp duty2.5%
Sources1 source · 2 editor overrides

Cited quotes (24)

  • supports annual_fee_lkr

    “Affinity ... Primary Cards - Annual Fee (Rs.) ... 3,500”

  • supports joining_fee_lkr

    “Primary Cards - Joining Fee (Rs.) ... 500”

  • supports supplementary_card_annual_fee_lkr

    “Supplementary Cards - Annual Fee (Rs.) ... 2,500”

  • supports supplementary_card_joining_fee_lkr

    “Supplementary Cards - Joining Fee ... 250”

  • supports interest_rate_apr_pct

    “Interest Rate (Per Annum) ... 26%”

  • supports cash_advance_fee_pct

    “Cash Advance Fee (Minimum Rs.1,250) ... 5%”

  • supports cash_advance_fee_min_lkr

    “Cash Advance Fee (Minimum Rs.1,250)”

  • supports late_payment_fee_lkr

    “Late Payment Fee (Rs.) ... 1,900”

  • supports over_limit_fee_lkr

    “Over Limit Fee (Rs.) ... 1,500”

  • supports foreign_transaction_fee_pct

    “an additional amount of 3.5% will be levied at the time of billing”

  • supports card_replacement_fee_lkr

    “Card Replacement Fee (Rs.) ... 1,200”

  • supports statement_copy_fee_lkr

    “Statement Copy (Rs.) ... 350”

  • supports interest_free_period_days

    “Maximum Interest Free Credit Period ... 51 Days”

  • supports minimum_payment_pct

    “Minimum (5%)”

  • supports fuel_surcharge_waiver_pct

    “Fuel Surcharge ... 1%”

  • supports cashback_rate

    “Earn a minimum 1% cashback on all purchases, making everyday spending more rewarding.”

  • supports benefits[0]

    “A percentage of every transaction (0.1%) supports St. Anthony's College OBA initiatives.”

  • supports card_network

    “DFCC Visa Affinity Credit Card (St. Anthony's College Kandy OBA)”

  • supports benefits[0]

    “A portion of every transaction (0.1%) made with this card is contributed towards initiatives undertaken by the St. Anthony's College Kandy OBA.”

  • supports card_network

    “DFCC Visa Affinity Credit Card”

  • supports is_affinity

    “Visa Affinity Credit Card (St. Anthony's College Kandy OBA)”

  • supports affinity_partner

    “St. Anthony's College Kandy Old Boys' Association”

  • supports availability_gate

    “No, this card is exclusively for St. Anthony's College OBA members only.”

  • supports instalment_plan_available

    “Benefit from instalment options tailored to your financial needs.”

Editor verification

backfill: card identified as affinity/co-brand (Trinity OBA, St Anthonys OBA, Lanka IOC co-brand)

by admin · 2026-06-03T03:28:47.164591

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.