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Sri Lanka · HNB

HNB SLIA Affinity Visa Credit Card

Visa · Platinum · Verified 2 days ago

Sri Lanka Institute of Architects membersAffinity · SLIA
💳 First year free

Overall ranking

Why this rank? · methodology
#4
rank
64.67
score / 100

What drives this score

Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor. no data means we couldn't extract that field for this card — it scores 0 by default; an operator can fill it in.

  • Active offers strength156.91666666666674+15.00 / 15
  • Annual feeLKR 3,500+8.67 / 12
  • Purchase APR26%+12.00 / 12
  • Airport lounge accessno data+0.00 / 12
  • Dining cashbackno data+0.00 / 8
  • Supermarket cashbackno data+0.00 / 8
  • 0% installment plans (EPP)1214+8.00 / 8
  • Interest-free period55 days+8.00 / 8
  • Foreign-transaction fee3%+7.00 / 7
  • Fuel cashbackno data+0.00 / 4
  • Benefits depth21 listed+4.00 / 4
  • Contactless paymentsyes+2.00 / 2
Total64.67 / 100 (shown: 64.67)
Score history · 5 changesshow all 5
  1. 4 days agoscore ▲ 1.71This card changed
    • annual fee(+1.71 pts)
  2. 5 days agoscore ▲ 2.71This card changed
    • interest rate purchase(+6 pts)
    • annual fee(-3.29 pts)
    • offer strength67.75 → 153.417
    • epp quality476 → 1,210
  3. 7 days agoscore ▲ 8 · rank ▲ 4This card changed
    • epp quality38 → 1,208(+8 pts)
    • offer strength91.333 → 147.583

Fees

Annual feeLKR 3,500
Joining feeLKR 0
Supplementary card feeLKR 0
Late payment feeLKR 750
Over-limit feeLKR 500
Cash advance fee4%
Foreign currency markupNot published

Interest

Revolving APRNot published
Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (186)

See all →
  • 10% off on total bill at British Cosmetics - Mount Laviniato Jun 10

    British Cosmetics

  • 20% off on Fresh Vegetables & Fruits for bills above LKR 5,000 at SPAR Supermarketsto Jun 10

    SPAR Sri Lanka

  • 40% off (from rack rates) on Full Board basis at selected Aitken Spence Hotelsto Jun 12

    Aitken Spence Hotels

  • 15% off + additional 5% off on selected products at ALDOto Jun 14

    ALDO

  • 20% off base fare to Melbourne on Jetstar Airways + 0% installments at Findmyfare.comto Jun 15

    FindMyFare

  • 50% off on total bill above LKR 4,000 @ Pizza Hutto Jun 17

    Pizza Hut

0% Instalment plans (546)

See all →

Split purchases into 0% easy payment plans of up to 60 months at 546 partner merchants& categories.

Hayleys SolarA Plus SolarA Plus TechnologiesAbansAbansADS SolarAiro EngineeringArcher Prime International+538 more

Full details

Interest & rates

Purchase APR26%
Interest-free days55
Minimum payment3%

Rewards

Fuel surcharge1%

Perks

Instalment planYes

Eligibility & card

TierPlatinum
NetworkVisa
CurrencyLKR
Full fee schedule (8)
Annual feeRs. 3,500
Joining feeRs. 0
Supplementary annual feeRs. 0
Late payment feeRs. 750
Over-limit feeRs. 500
Cash advance fee4%
Foreign-transaction markup3%
Card replacementRs. 500

Other

Affinity partnerSLIA
Annual fee waiver1st year annual fee waived off
Availability gateSri Lanka Institute of Architects members
Balance transfer availableYes
Is affinityYes
Supplementary card feeRs. 0
Sources1 source

Primary source · card_list_page

https://www.hnb.lk/cards

Last fetched 8 days ago · LLM confidence 90%

Cited quotes (15)

  • supports card_name

    “HNB SLIA Affinity Visa Credit Card”

  • supports is_affinity

    “Exclusive Credit Card is now issued for the members of Sri Lanka Institute of Architects.”

  • supports availability_gate

    “Exclusive Credit Card is now issued for the members of Sri Lanka Institute of Architects.”

  • supports annual_fee_waiver_conditions

    “First Year Annual Fee waived off.”

  • supports fees.joining_fee_lkr

    “No Joining Fee.”

  • supports fees.supplementary_card_fee_lkr

    “Free Supplementary Cards.”

  • supports balance_transfer_available

    “Balance Transfer Option.”

  • supports travel_insurance

    “Free Overseas Travel & Health Insurance Cover.”

  • supports instalment_plan_available

    “Easy Payment Plans.”

  • supports benefits

    “Free Accidental Death Insurance Cover.”

  • supports card_name

    “HNB SLIA Affinity Visa Credit Card”

  • supports card_network

    “HNB SLIA Affinity Visa Credit Card”

  • supports affinity_partner

    “members of Sri Lanka Institute of Architects”

  • supports annual_fee_waiver.type

    “First Year Annual Fee waived off.”

  • supports benefits[3]

    “Free Accidental Death Insurance Cover.”

BeforeYouPick is independent. We don't take fees from card issuers to influence rankings.