Sri Lanka · NDB
visa · Silver · Verified 5 days ago
Lockheed
Lockheed
Mobil
Mobil
Royal Retreat Sigiriya
Split purchases into 0% easy payment plans of up to 36 months at 12 partner merchants& categories.
Primary source · tariff_pdf
https://ndbbankweb.ndbbank.com/downloads/ed5c7f53-10f3-42bd-a432-d04d7830b5a2_cc-tariff-trilingual.pdfLast fetched 3 mo ago (stale) · LLM confidence 72%
Cited quotes (24)
supports cards[3].interest_rate_purchases_apr
“Interest Rate % p.a. (Retail Purchase) 26%”
supports cards[3].interest_rate_cash_apr
“Interest Rate % p.a. (Cash Advance) 26%”
supports cards[3].late_payment_fee_lkr
“LKR 2100 OR 0.5% from the closing balance ( Whichever is high)”
supports cards[3].over_limit_fee_lkr
“Over Limit Fee LKR 2000”
supports cards[3].cash_advance_fee_pct
“LKR 1,200+5% on face value”
supports cards[3].foreign_tx_fee_pct
“an additional amount (up to 4.5%) will be added to the rate at the time of billing”
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.
supports cards[3].fuel_surcharge_pct
“1% of the transaction value is applicable for fuel transactions as per card scheme guidelines”
supports cards[3].interest_free_days
“Interest free days on new purchases (Maximum) 51 Days”
supports cards[3].minimum_payment_pct
“Minimum Payment Due 4%”
supports joining_fee_lkr
“No Joining Fee”
supports interest_free_days
“51 days Credit Period”
supports benefits
“Free Overseas Travel & Health Insurance”
supports benefits
“IPP Facility subject to a monthly handling fee on selected tenures”
supports benefits
“Seasonal 0% IPP Facility”
supports benefits
“Cash withdrawal 50% of the Card limit, subject to available balance”
supports benefits
“Free SMS alert facility”
supports benefits
“Exclusive Discounts & Promotions valid only for AAC Affinity Card”
supports benefits
“Year-Round Discounts & Promotions”
supports fees.joining_fee_lkr
“No Joining Fee”
supports interest_free_period_days
“51 days Credit Period”
supports travel_insurance
“Free Overseas Travel & Health Insurance”
supports instalment_plan_available
“IPP Facility subject to a monthly handling fee on selected tenures”
supports instalment_plan_interest_free
“Seasonal 0% IPP Facility”
supports loan_on_card_max_pct_of_limit
“Cash withdrawal 50% of the Card limit, subject to available balance”
Editor verification
backfill: card identified as affinity/co-brand - card_network requires manual pin from card-face image (CLAUDE.md guidance)
by admin · 2026-06-03T03:17:01.24226
Before You Pick is independent. We don't take fees from card issuers to influence rankings.