Sri Lanka Β· DFCC
DFCC Visa Signature Card
Visa Β· Signature Β· Verified 2 days ago
Overall ranking
Why this rank? Β· methodologyWhat changed: score β² 0.23 since 1 day ago
- offer strength56.117 β 57.95(+0.14 pts)
- epp quality(+0.09 pts)
What drives this score
Every card runs through the same 12 factors. +X.XX / Y means this card scored X.XX of a possible Y for that factor.
- Active offers strength57.95000000000001+5.54 / 15
- Annual feeLKR 5,000+5.65 / 12
- Purchase APR26%+12.00 / 12
- Airport lounge accessyes+6.00 / 12
- Dining cashback1%+8.00 / 8
- Supermarket cashback1%+8.00 / 8
- 0% installment plans (EPP)106+0.70 / 8
- Interest-free period51 days+0.00 / 8
- Foreign-transaction fee3.5%+4.67 / 7
- Fuel cashback1%+1.45 / 4
- Benefits depth7 listed+3.50 / 4
- Contactless paymentsyes+2.00 / 2
Score history Β· 22 changesshow all 22
- 3 hr agoscore β² 0.23This card changed
- offer strength56.117 β 57.95(+0.14 pts)
- epp quality(+0.09 pts)
- 1 day agoscore β² 0.12This card changed
- epp quality(+0.22 pts)
- offer strength57.117 β 56.117(-0.1 pts)
- 2 days agoscore βΌ 0.32This card changed
- epp quality(-0.23 pts)
- offer strength57.733 β 57.117(-0.09 pts)
Fees
Interest
Eligibility
Rewards
Offers you can use (68)
See all β- 40% & 30% Savings at Aitken Spence Hotels with DFCC Credit Cardsto Jun 12
Aitken Spence Hotels
- 25% Savings at H Sports (13thβ14th June 2026)to Jun 14
H Sports
- 25% Savings at Hameedia Galle City Centre with DFCC Credit Cardsto Jun 14
Hameedia
- 20% Savings on Total Bill at SPAR Supermarketto Jun 21
SPAR Sri Lanka
- 25% Savings at Delifrance for bills above Rs. 2,500/-to Jun 25
Delifrance
- 25% Savings on dine-in at Baskin Robbinsto Jun 25
Baskin Robbins
0% Instalment plans (18)
See all βSplit purchases into 0% easy payment plans of up to 48 months at 18 partner merchants& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (33)
Other
Sources1 source Β· 1 editor override
Primary source Β· tariff_pdf
https://properties.dfcc.lk/dfccweb/uploads/4a91f69f-87c9-4c14-bd03-593fcf4f2a11/General-Credit-Card-Tariff-Leaflet-Feb-24-1.pdfLast fetched 9 days ago Β· LLM confidence 95%
Cited quotes (43)
supports annual_fee_lkr
βVisa Signature ... Primary Cards - Annual Fee (Rs.) ... 5,000β
supports joining_fee_lkr
βPrimary Cards - Joining Fee (Rs.) ... 500β
supports supplementary_card_annual_fee_lkr
βSupplementary Cards - Annual Fee (Rs.) ... 3,000β
supports supplementary_card_joining_fee_lkr
βSupplementary Cards - Joining Fee ... 250β
supports interest_rate_apr_pct
βInterest Rate (Per Annum) ... 26%β
supports cash_advance_fee_pct
βCash Advance Fee (Minimum Rs.1,250) ... 5%β
supports cash_advance_fee_min_lkr
βCash Advance Fee (Minimum Rs.1,250)β
supports late_payment_fee_lkr
βLate Payment Fee (Rs.) ... 1,900β
supports over_limit_fee_lkr
βOver Limit Fee (Rs.) ... 1,500β
supports foreign_transaction_fee_pct
βan additional amount of 3.5% will be levied at the time of billingβ
supports card_replacement_fee_lkr
βCard Replacement Fee (Rs.) ... 1,200β
supports statement_copy_fee_lkr
βStatement Copy (Rs.) ... 350β
supports interest_free_period_days
βMaximum Interest Free Credit Period ... 51 Daysβ
supports minimum_payment_pct
βMinimum (5%)β
supports fuel_surcharge_waiver_pct
βFuel Surcharge ... 1%β
supports minimum_income_lkr
βShould have a Minimum Gross income of LKR 250,000 and aboveβ
supports minimum_income_lkr
βApplicants must have a minimum monthly gross income of LKR 250,000 or above.β
supports minimum_age
βMust be over 18 years of age and resident in Sri Lanka.β
supports cashback_rate
βEarn a minimum 1% cashback on all transactions, directly credited to your DFCC Bank account.β
supports cashback_rate
βSpend a minimum of LKR 1,000 monthly to earn 1% cashback, which is credited to your DFCC savings/current account or DFCC Junior Savings Account.β
supports credit_limit_minimum_lkr
βThe starting credit limit is LKR 500,000 or higher.β
supports benefits
βEnjoy access to 900+ airport lounges worldwide through Lounge key with 1 complimentary visit every year.β
supports benefits
βFree travel insurance when purchasing return air tickets.β
supports benefits
βDiscounts of up to 50% at selected merchants.β
supports benefits
βInstant access to up to 75% of your credit limit as a quick cash advance payable in instalments up to 60 months at the lowest rates.β
supports benefits
βConvert any purchases over LKR 10,000/- into an instalment plan and pay it back within 3 to 60 months, with a nominal processing fee.β
supports benefits
βThis scheme protects cardholders by covering their outstanding credit card balances in case of serious illness, disablement, or death, ensuring financial peace of mind for loved ones.β
supports card_network
βVisa Signature Credit Cardβ
supports card_tier
βVisa Signatureβ
supports minimum_credit_limit_lkr
βThe starting credit limit is LKR 500,000 or higher.β
supports cashback_min_spend_lkr
βSpend a minimum of LKR 1,000 monthly to earn 1% cashbackβ
supports lounge_programme
βEnjoy access to 900+ airport lounges worldwide through Lounge key with 1 complimentary visit every year.β
supports lounge_visits_per_year
βCardholders receive a complimentary annual Lounge Key membership, including one free visit per year to partner airport lounges worldwide.β
supports travel_insurance
βFree travel insurance when purchasing return air tickets.β
supports contactless
βVisa PayWave technology for contactless payments.β
supports loan_on_card_max_pct_of_limit
βInstant access to up to 75% of your credit limit as a quick cash advance payable in instalments up to 60 months at the lowest rates.β
supports loan_on_card_tenure_months_max
βpayable in instalments up to 60 monthsβ
supports instalment_plan_min_amount_lkr
βConvert any purchases over LKR 10,000/- into an instalment planβ
supports instalment_plan_tenure_months_min
βpay it back within 3 to 60 monthsβ
supports instalment_plan_tenure_months_max
βpay it back within 3 to 60 monthsβ
supports benefits[3]
βDiscounts of up to 50% at selected merchants.β
supports concierge_service
βBenefit from priority customer service and assistance.β
supports balance_transfer_available
βTransfer your balances from other credit cards to the DFCC Visa Signature Credit Card at the best rates in the market.β
Editor verification
DFCC card detail page, verified against live site 2026-05-21
by admin Β· 2026-05-21 04:39:31.456078+00
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