Sri Lanka · NTB

NTB Private Banking Mastercard

Mastercard · — · Verified 9 hr ago

Nations Trust Private Banking clients

LoungeKey loungeTravel insurance USD 200,000Concierge

Overall ranking

Why this rank? · methodology

#42

rank

34.1

score / 100

Now ranked since 3 hr ago.

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 6 factors below lack data and score 0 by default; an operator can fill them in.

Annual feeLKR 0+12 / 12
Purchase APR25%+12 / 12
Benefits depth9 listed+4 / 4
Contactless paymentsYes+2 / 2
Active offers strength0+0 / 15
0% installment plans (EPP)0 plans+0 / 8

Data gaps

Airport lounge access—— / 12
Dining cashback—— / 8
Supermarket cashback—— / 8
Interest-free period—— / 8
Foreign-transaction fee—— / 7
Fuel cashback—— / 4

Total34.1 / 100 · captured 34.1%

Score history · 1 changeshow

2 hr agoscore steadyNow ranked
- annual fee— → 0(+12 pts)
- interest rate purchase— → 25(+12 pts)
- key benefits · length— → 9(+4 pts)
- foreign tx fee(+2.5 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 0verified by editor

Joining feeNot published

Supplementary card feeNot published

Late payment feeNot published

Over-limit feeNot published

Cash advance feeNot published

Foreign currency markupNot published

Interest

Revolving APR25%

Cash advance APRNot published

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (50)

See all →

Full details

Interest & rates

Purchase APR25%

Perks

Lounge programmeLoungeKey

Travel insurance cover (USD)USD 200,000

ConciergeYes

Eligibility & card

NetworkMastercard

CurrencyLKR

Full fee schedule (1)

Annual feeRs. 0

Other

Availability gateNations Trust Private Banking clients

Is affinityNo

Rewards programmeRewards Points / FlySmiles

Sources1 source · 3 editor overrides

Primary source · card_detail_page

https://nationstrust.com/personal-banking/private-banking-mastercard-credit-card

Last fetched 3 hr ago · LLM confidence 82%

Cited quotes (9)

supports card_network
“Private Banking Mastercard Credit Card”
supports availability_gate
“Private Banking Membership”
supports benefits[0]
“Rs. 100 = 1 Rewards Point”
supports benefits[0]
“Double Points on Overseas Transactions – Elevate your global experiences with twice the rewards every time you use your Card overseas.”
supports benefits[1]
“Rewards Points can be redeemed for vouchers and FlySmiles. Your points remain valid for two years, giving you the freedom to indulge when it matters most.”
supports benefits[2]
“Unlimited access to the Palm Strip Lounge at Bandaranaike International Airport, Colombo (CMB).”
supports lounge_programme
“Step into comfort worldwide with global lounge access through LoungeKey, with access to over 1,600 lounges across 120 countries (visiting charges apply).”
supports travel_insurance_cover_usd
“Travel with confidence under the protection of complimentary insurance coverage up to USD 60,000 for medical emergencies and USD 200,000 for travel accidents.”
supports concierge_service
“Mastercard Concierge at cardholders' service is available around the clock, 24 hours a day, 7 days a week, 365 days, providing information about destination travel requirements, such as visa, foreign currency rates, travel plug and weather forecasts.”

Editor verification

operator 2026-06-27: NTB Credit Card Tariff PDF (assets.nationstrust.com/2091, eff 1 Oct 2025); Private Banking MC annual fee Nil, invitation-only

by admin · 2026-06-27T00:00:00Z

Before You Pick is independent. We don't take fees from card issuers to influence rankings.