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Sri Lanka · NTB

NTB Amex Magnet

American Express · — · Verified 9 hr ago

Travel insurance USD 100,0000% instalment planConcierge

Overall ranking

Why this rank? · methodology
#35
rank
36.57
score / 100
This card didn’t change. Its score moved down 0.39 since 3 hr ago because the ranking field re-normalised — other cards were added or changed. Its own fees and rates are unchanged.
  • annual fee(-0.4 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 3 factors below lack data and score 0 by default; an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Benefits depth9 listed+4 / 4
  • Contactless paymentsYes+2 / 2
  • Annual feeLKR 5,000+7.1 / 12
  • Dining cashback0.5%+3.29 / 8
  • Supermarket cashback0.5%+3.29 / 8
  • Fuel cashback0.5%+0.76 / 4
  • 0% installment plans (EPP)3 plans+0.02 / 8
  • Active offers strength0+0 / 15
Data gaps
  • Airport lounge access—— / 12
  • Interest-free period—— / 8
  • Foreign-transaction fee—— / 7
Total36.57 / 100 · captured 36.6%
Score history · 2 changesshow
  1. 2 hr agoscore down 0.39Cohort shifted
    • annual fee(-0.4 pts)
  2. 3 hr agoscore up 0.64 · rank down 1Cohort shifted
    • interest free period(+1.6 pts)
    • foreign tx fee(-1 pts)
    • annual fee(+0.05 pts)
Alert me if this card's rank changes

Fees

Annual feeLKR 5,000
Joining feeLKR 500
Supplementary card feeLKR 2,000
Late payment feeNot published
Over-limit feeNot published
Cash advance feeNot published
Foreign currency markupNot published

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeLKR 75,000

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (66)

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Full details

Interest & rates

Purchase APR26%

Rewards

Cashback (general)0.5

Perks

Travel insurance cover (USD)USD 100,000
ConciergeYes
0% instalment planYes
Instalment planYes
Max instalment tenure (months)3

Eligibility & card

Minimum incomeRs. 75,000
NetworkAmerican Express
CurrencyLKR
Full fee schedule (3)
Annual feeRs. 5,000
Joining feeRs. 500
Supplementary annual feeRs. 2,000

Other

Cashback capRs. 1,500
Instalment plan tenure months min3
Is affinityNo
Loan on card availableYes
Rewards programmeMemberCash
Sources1 source

Primary source · card_detail_page

https://www.americanexpress.lk/en/personal/nations-trust-bank-american-express-magnet-card

Last fetched 3 hr ago · LLM confidence 90%

Cited quotes (14)

  • supports minimum_income_lkr

    “Minimum income - LKR 75,000 (permanent employee)”

  • supports fees.annual_fee_lkr

    “Annual fee - LKR 5,000”

  • supports fees.joining_fee_lkr

    “Joining fee - LKR 500”

  • supports fees.supplementary_card_fee_lkr

    “Annual fee - LKR 2,000”

  • supports interest_rate_apr_pct

    “Interest Rate: 26% p.a”

  • supports cashback_rate

    “Earn 1X MemberCash for every LKR 200 spent on all other transactions.”

  • supports cashback_cap_lkr

    “Up to 1,500 MemberCash earned each month will be credited back to your account at month‑end”

  • supports travel_insurance_cover_usd

    “Complimentary travel insurance cover up to USD 100,000”

  • supports instalment_plan_available

    “3 month 0% installement plans”

  • supports benefits[1]

    “Earn 2X MemberCash for every LKR 200 spent on KOKO, PickMe and online transactions.”

  • supports benefits[3]

    “Additional 2500 MemberCash when you spend a minimum of LKR 200,000 within the first 3 months”

  • supports benefits[4]

    “100% cashback on monthly PickMe Pass subsciptions”

  • supports rewards_programme

    “MemberCash Program – Make everyday rewarding with MemberCash.”

  • supports concierge_service

    “Local concierge service”

Before You Pick is independent. We don't take fees from card issuers to influence rankings.