Sri Lanka · NTB

NTB Platinum Mastercard

Mastercard · Platinum · Verified 9 hr ago

Overall ranking

Why this rank? · methodology

#45

rank

33.65

score / 100

What changed: score up 6.9 · rank up 42 since 3 hr ago

annual fee7,500 → 2,500(+6.9 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.

Purchase APR26%+12 / 12
Contactless paymentsYes+2 / 2
Foreign-transaction fee1%+7 / 7
Annual feeLKR 2,500+10.65 / 12
Benefits depth4 listed+2 / 4
Active offers strength0+0 / 15
0% installment plans (EPP)0 plans+0 / 8
Interest-free period50 days+0 / 8

Data gaps

Airport lounge access—— / 12
Dining cashback—— / 8
Supermarket cashback—— / 8
Fuel cashback—— / 4

Total33.65 / 100 · captured 33.6%

Score history · 2 changesshow

2 hr agoscore up 6.9 · rank up 42This card changed
- annual fee7,500 → 2,500(+6.9 pts)
3 hr agoscore steadyNow ranked
- interest rate purchase— → 26(+12 pts)
- foreign tx fee— → 1(+7 pts)
- annual fee— → 7,500(+3.75 pts)
- contactless— → 1(+2 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 2,500verified by editor

Joining feeLKR 0

Supplementary card feeLKR 1,500

Late payment feeLKR 2,000

Over-limit feeLKR 2,000

Cash advance fee5%

Foreign currency markup1%

Interest

Revolving APR26%

Cash advance APR26%

Eligibility

Minimum incomeLKR 150,000

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (66)

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Full details

Interest & rates

Purchase APR26%

Interest-free days50

Minimum payment4%

Rewards

Fuel surcharge2%

Perks

Instalment planYes

Eligibility & card

Minimum incomeRs. 150,000

TierPlatinum

NetworkMastercard

CurrencyLKR

Full fee schedule (8)

Annual feeRs. 2,500

Joining feeRs. 0

Supplementary annual feeRs. 1,500

Late payment feeRs. 2,000

Over-limit feeRs. 2,000

Cash advance fee5%

Cash advance fee (min)Rs. 1,250

Foreign-transaction markup1%

Other

Cash advance apr26%

Is affinityNo

Sources1 source · 3 editor overrides

Primary source · card_detail_page

https://nationstrust.com/personal-banking/platinum-mastercard-credit-card

Last fetched 3 hr ago · LLM confidence 65%

Cited quotes (7)

supports card_name
“Platinum Mastercard Credit Card”
supports card_network
“Platinum Mastercard Credit Card”
supports minimum_income_lkr
“Income Requirement - Monthly Net income of LKR 150K”
supports benefits[0]
“Anywhere Extended Settlement Plans”
supports benefits[1]
“SMS Alerts”
supports benefits[2]
“Card Holder Online Services”
supports benefits[3]
“e-Statement Facility”

Editor verification

operator 2026-06-27: NTB Credit Card Tariff PDF (assets.nationstrust.com/2091, eff 1 Oct 2025)

by admin · 2026-06-27T00:00:00Z

Before You Pick is independent. We don't take fees from card issuers to influence rankings.