Sri Lanka · NTB
NTB Amex Gold
American Express · Gold · Verified 11 hr ago
Overall ranking
Why this rank? · methodology- annual fee(-0.4 pts)
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.
- Purchase APR26%+12 / 12
- Benefits depth10 listed+4 / 4
- Contactless paymentsYes+2 / 2
- Foreign-transaction fee1%+7 / 7
- Annual feeLKR 5,000+7.1 / 12
- Active offers strength0+0 / 15
- 0% installment plans (EPP)0 plans+0 / 8
- Interest-free period50 days+0 / 8
- Airport lounge access—— / 12
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
Score history · 2 changesshow
- 4 hr agoscore down 0.4 · rank down 1Cohort shifted
- annual fee(-0.4 pts)
- 4 hr agoscore steadyNow ranked
- interest rate purchase— → 26(+12 pts)
- annual fee— → 5,000(+7.5 pts)
- foreign tx fee— → 1(+7 pts)
- key benefits · length— → 10(+4 pts)
Fees
Interest
Eligibility
Rewards
Offers you can use (69)
See all →- 25% off on the total bill with Private Banking Mastercard Credit Cardsto Jun 28
- Enjoy 25% Savings with Nations Trust Bank Private Banking Mastercard Credit Cardto Jun 28
- 25% off with Mastercard Credit Cards at Supermarket (Sundays)to Jun 29
- 10% off with Mastercard Credit Cards on PickMeto Jun 30
PickMe
- 20% off on Data Devices at Mobitel with Mastercard Credit Cardsto Jun 30
Mobitel
- 20% off with Mastercard Credit Cards (Dining)to Jun 30
0% Instalment plans (1)
See all →Split purchases into 0% easy payment plans of up to 36 months at 1 partner merchant& categories.
Full details
Interest & rates
Rewards
Perks
Eligibility & card
Full fee schedule (11)
Other
Sources1 source · 2 editor overrides
Primary source · tariff_pdf
https://www.americanexpress.lk/images/pdf/american-express-tariffs.pdfLast fetched 4 hr ago · LLM confidence 88%
Cited quotes (14)
supports fees.annual_fee_lkr
“American Express Gold ... Annual fee-Primary Rs.5,000”
supports fees.joining_fee_lkr
“American Express Gold ... Joining fee-Primary Rs.1,250”
supports annual_fee_supplementary_lkr
“American Express Gold ... Annual fee-Supplementary Rs.1,500”
supports fees.supplementary_card_fee_lkr
“American Express Gold ... Annual fee-Supplementary Rs.1,500”
supports interest_rate_apr_pct
“American Express Gold ... Finance Charge 2.2%p.m(26%p.a.)”
supports cash_advance_apr_pct
“American Express Gold ... Cash advance interest 2.2%p.m(26%p.a.)”
supports cash_advance_fee_minimum_lkr
“Cash advance fee (Locally) Rs.1,250+5%onfacevalue”
supports max_interest_free_days
“Maximum credit period on new purchases 50days”
supports minimum_payment_pct
“Minimum amount due whichever is higher 4%orRs250”
supports fees.late_payment_fee_lkr
“Late Payment Fee Rs.2,000”
supports card_replacement_fee_lkr
“Card replacement fee Rs.2,000”
supports cheque_return_charge_lkr
“Returned cheques (lack of funds) Rs.5,000”
supports fuel_surcharge_pct
“Fuel surcharge fee: 2% applies for American Express cards”
supports fees.foreign_currency_markup_pct
“a cross boarder fee of 1% will be added to the converted amount”
Editor verification
operator 2026-06-27: NTB Amex card page + american-express-tariffs.pdf
by admin · 2026-06-27T00:00:00Z
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