Sri Lanka · People's Bank
People's VISA Signature / MasterCard World
— · Signature · Verified 13 hr ago
First year free2 lounge visits/yrTravel insurance USD 250,000Loan-on-card up to 70% of limit
Overall ranking
Why this rank? · methodology#30
rank
39.41
score / 100
What drives this score
Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 3 factors below lack data and score 0 by default; an operator can fill them in.
- Purchase APR26%+12 / 12
- Benefits depth8 listed+4 / 4
- Contactless paymentsYes+2 / 2
- Foreign-transaction fee2.5%+7 / 7
- Annual feeLKR 4,000+8.41 / 12
- Airport lounge accessYes+6 / 12
- Active offers strength0+0 / 15
- 0% installment plans (EPP)0 plans+0 / 8
- Interest-free period51 days+0 / 8
Data gaps
- Dining cashback—— / 8
- Supermarket cashback—— / 8
- Fuel cashback—— / 4
Total39.41 / 100 · captured 39.4%
Score history · 1 changeshow
- 1 hr agoscore steadyNow ranked
- interest rate purchase— → 26(+12 pts)
- annual fee— → 4,000(+8.41 pts)
- foreign tx fee— → 2.5(+7 pts)
- lounge— → 2(+6 pts)
Fees
Annual feeNot published
Joining feeLKR 0
Supplementary card feeNot published
Late payment feeNot published
Over-limit feeNot published
Cash advance feeNot published
Foreign currency markup2.5%
Interest
Revolving APRNot published
Cash advance APRNot published
Eligibility
Minimum incomeNot published
Rewards
Reward rateNot published
Reward typeNot published
Offers you can use (53)
See all →- Shangri-La Hambantota – 25% Off (Credit)to Jun 26
- Anantaya Resort & Spa – Pasikudah – Up to 50% off (People's Bank Credit)to Jun 30
- Flavoured at Cinnamon Red Colombo – 30% Off (Credit)to Jun 30
- Hunters – Up to 40% off on Home, Garden & Industrial Appliancesto Jun 30
Hunter Holdings
- Kandy City Hotel by Earls – 20% Off with People's Bank Credit Cardto Jun 30
- PickMe Food – 50% Off on Credit Cards (Every Tuesday)to Jun 30
PickMe
Full details
Interest & rates
Interest-free days51
Minimum payment5%
Perks
Lounge visits / year2
Lounge programmeLoungeKey
Travel insurance cover (USD)USD 250,000
Loan-on-card (max % of limit)70
Instalment planYes
Eligibility & card
Minimum credit limitRs. 600,000
TierSignature
CurrencyLKR
Full fee schedule (2)
Joining feeRs. 0
Foreign-transaction markup2.5%
Other
Annual fee waiver1st year annual Fee waived-off
Is affinityNo
Loan on card availableYes
Loan on card tenure months max24
Sources1 source
Primary source · card_list_page
https://www.peoplesbank.lk/credit-cards/Last fetched 36 min ago · LLM confidence 88%
Cited quotes (6)
supports minimum_credit_limit_lkr
“Minimum Credit Limit: Rs. 600,000”
supports travel_insurance_cover_usd
“Multi Trip Travel Insurance with up to USD $ 250,000 in personal accident benefits”
supports lounge_visits_per_year
“Two FREE Visits for Airport Lounges per calendar year.”
supports lounge_programme
“Free Airport Lounge Key Access membership”
supports annual_fee_waiver_conditions
“1st year annual Fee waived-off”
supports fees.foreign_currency_markup_pct
“Cross Border Transaction Mark-up fee is 2.5%”
Before You Pick is independent. We don't take fees from card issuers to influence rankings.