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Sri Lanka · NTB

NTB Amex Platinum

American Express · Platinum · Verified 9 hr ago

Travel insurance USD 200,0000% instalment planConcierge

Overall ranking

Why this rank? · methodology
#77
rank
28.63
score / 100
This card didn’t change. Its score moved down 0.2 · rank down 2 since 3 hr ago because the ranking field re-normalised — other cards were added or changed. Its own fees and rates are unchanged.
  • annual fee(-0.2 pts)

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Benefits depth10 listed+4 / 4
  • Contactless paymentsYes+2 / 2
  • Foreign-transaction fee1%+7 / 7
  • Annual feeLKR 7,500+3.55 / 12
  • 0% installment plans (EPP)12 plans+0.08 / 8
  • Active offers strength0+0 / 15
  • Interest-free period50 days+0 / 8
Data gaps
  • Airport lounge access—— / 12
  • Dining cashback—— / 8
  • Supermarket cashback—— / 8
  • Fuel cashback—— / 4
Total28.63 / 100 · captured 28.6%
Score history · 2 changesshow
  1. 2 hr agoscore down 0.2 · rank down 2Cohort shifted
    • annual fee(-0.2 pts)
  2. 3 hr agoscore steadyNow ranked
    • interest rate purchase— → 26(+12 pts)
    • foreign tx fee— → 1(+7 pts)
    • key benefits · length— → 10(+4 pts)
    • annual fee— → 7,500(+3.75 pts)
Alert me if this card's rank changes

Fees

Annual feeLKR 7,500verified by editor
Joining feeLKR 0
Supplementary card feeLKR 1,500
Late payment feeLKR 2,000
Over-limit feeLKR 2,000
Cash advance fee5%
Foreign currency markup1%

Interest

Revolving APR26%
Cash advance APR26%

Eligibility

Minimum incomeLKR 150,000

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (50)

See all →

Full details

Interest & rates

Purchase APR26%
Interest-free days50
Minimum payment4%

Rewards

Fuel surcharge2%

Perks

Travel insurance cover (USD)USD 200,000
ConciergeYes
0% instalment planYes
Instalment planYes
Max instalment tenure (months)12

Eligibility & card

Minimum incomeRs. 150,000
TierPlatinum
NetworkAmerican Express
CurrencyLKR
Full fee schedule (11)
Annual feeRs. 7,500
Joining feeRs. 0
Supplementary annual feeRs. 1,500
Late payment feeRs. 2,000
Over-limit feeRs. 2,000
Cash advance fee5%
Cash advance fee (min)Rs. 1,250
Foreign-transaction markup1%
Card replacementRs. 2,000
Statement copyRs. 200
Cheque returnRs. 5,000

Other

Cash advance apr26%
Instalment plan tenure months min6
Is affinityNo
Loan on card availableYes
Rewards programmeMembership Rewards
Sources1 source · 2 editor overrides

Primary source · tariff_pdf

https://www.americanexpress.lk/images/pdf/american-express-tariffs.pdf

Last fetched 3 hr ago · LLM confidence 85%

Cited quotes (13)

  • supports fees.annual_fee_lkr

    “Platinum American Express Card ... Annual fee-Primary Rs.7,500”

  • supports fees.joining_fee_lkr

    “Platinum American Express Card ... Joining fee-Primary Nil”

  • supports annual_fee_supplementary_lkr

    “Platinum American Express Card ... Annual fee-Supplementary Rs.1,500”

  • supports interest_rate_apr_pct

    “Platinum American Express Card ... Finance Charge 2.2%p.m(26%p.a.)”

  • supports cash_advance_apr_pct

    “Platinum American Express Card ... Cash advance interest 2.2%p.m(26%p.a.)”

  • supports cash_advance_fee_minimum_lkr

    “Cash advance fee (Locally) Rs. 1,250 +5% on Face value”

  • supports max_interest_free_days

    “Maximum credit period on new purchases 50days”

  • supports minimum_payment_pct

    “Minimum amount due whichever is higher 4%orRs250”

  • supports fees.late_payment_fee_lkr

    “Late Payment Fee Rs.2,000”

  • supports card_replacement_fee_lkr

    “Card replacement fee Rs.2,000”

  • supports cheque_return_charge_lkr

    “Returned cheques (lack of funds) Rs.5,000”

  • supports fuel_surcharge_pct

    “Fuel surcharge fee: 2% applies for American Express cards”

  • supports fees.foreign_currency_markup_pct

    “a cross boarder fee of 1% will be added to the converted amount”

Editor verification

operator 2026-06-27: NTB Amex card page + american-express-tariffs.pdf

by admin · 2026-06-27T00:00:00Z

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