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Sri Lanka Β· NTB

NTB World Mastercard

Mastercard Β· World Β· Verified 9 hr ago

Priority Pass loungeTravel insurance USD 60,000
#88
rank
26.78
score / 100
Now ranked since 3 hr ago.

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 3 factors below lack data and score 0 by default; an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Contactless paymentsYes+2 / 2
  • Benefits depth6 listed+3 / 4
  • Annual feeLKR 6,000+5.68 / 12
  • Active offers strength0+0 / 15
  • Dining cashback0.1%+0 / 8
  • Supermarket cashback0.1%+0 / 8
  • 0% installment plans (EPP)0 plans+0 / 8
  • Fuel cashback0.1%+0 / 4
Data gaps
  • Airport lounge accessβ€”β€” / 12
  • Interest-free periodβ€”β€” / 8
  • Foreign-transaction feeβ€”β€” / 7
Total26.78 / 100 Β· captured 26.8%
Score history Β· 1 changeshow
  1. 2 hr agoscore steadyNow ranked
    • interest rate purchaseβ€” β†’ 26(+12 pts)
    • annual feeβ€” β†’ 6,000(+5.68 pts)
    • key benefits Β· lengthβ€” β†’ 6(+3 pts)
    • foreign tx fee(+2.5 pts)

Fees

Annual feeLKR 6,000verified by editor
Joining feeNot published
Supplementary card feeNot published
Late payment feeNot published
Over-limit feeNot published
Cash advance feeNot published
Foreign currency markupNot published

Interest

Revolving APR26%
Cash advance APRNot published

Eligibility

Minimum incomeLKR 150,000

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (66)

See all β†’

Full details

Interest & rates

Purchase APR26%

Rewards

Cashback (general)0.1
Cashback min spendRs. 25,000

Perks

Lounge programmePriority Pass
Travel insurance cover (USD)USD 60,000

Eligibility & card

Minimum incomeRs. 150,000
TierWorld
NetworkMastercard
CurrencyLKR
Full fee schedule (1)
Annual feeRs. 6,000

Other

Cashback capRs. 1,000
Is affinityNo
Sources1 source Β· 3 editor overrides

Primary source Β· card_detail_page

https://nationstrust.com/personal-banking/world-mastercard-credit-card

Last fetched 3 hr ago Β· LLM confidence 82%

Cited quotes (11)

  • supports card_network

    β€œNations Trust Bank World Mastercard”
  • supports card_tier

    β€œWorld Mastercard Credit Card”
  • supports minimum_income_lkr

    β€œIncome Requirement - Monthly Net income of LKR 150K”
  • supports cashback_rate

    β€œCardholder will earn 0.1% unlimited cashback on all other monthly expenses.”
  • supports cashback_cap_lkr

    β€œThe maximum cashback that can be earned under this category is LKR 1,000 per month.”
  • supports cashback_min_spend_lkr

    β€œTo be eligible for the 10% cashback, a minimum monthly spend of LKR 25,000 within the statement cycle is required.”
  • supports benefits[0]

    β€œCardholder will earn 10% cashback on supermarket transactions each month.”
  • supports travel_insurance

    β€œEnjoy peace of mind with complimentary travel insurance cover of up to USD 60,000 for medical expenses and USD 200,000 for travel accidents”
  • supports travel_insurance_cover_usd

    β€œcomplimentary travel insurance cover of up to USD 60,000 for medical expenses”
  • supports lounge_programme

    β€œA special Priority Pass membership card issued to you separately, along with your World Mastercard Card.”
  • supports lounge_access

    β€œAccess to over 1300 airport lounges in more than 300 cities in over 100 countries worldwide.”

Editor verification

operator 2026-06-27: NTB Credit Card Tariff PDF (assets.nationstrust.com/2091, eff 1 Oct 2025)

by admin Β· 2026-06-27T00:00:00Z

Before You Pick is independent. We don't take fees from card issuers to influence rankings.