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Sri Lanka · ComBank

ComBank UnionPay Asia Prestige Diamond Card

UnionPay · Diamond · Verified 2 hr ago

By invitation only
DragonPass loungeConcierge

Overall ranking

Why this rank? · methodology
#73
rank
22.67
score / 100

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.

  • Purchase APR26%+12 / 12
  • Benefits depth11 listed+4 / 4
  • Contactless paymentsYes+2 / 2
  • Foreign-transaction fee3.5%+4.67 / 7
  • Active offers strength0+0 / 15
  • Annual feeLKR 15,000+0 / 12
  • 0% installment plans (EPP)0 plans+0 / 8
  • Interest-free period51 days+0 / 8
Data gaps
  • Airport lounge access—— / 12
  • Dining cashback—— / 8
  • Supermarket cashback—— / 8
  • Fuel cashback—— / 4
Total22.67 / 100 · captured 22.7%
Score history · 2 changesshow
  1. 1 hr agoscore up 3.98 · rank up 2This card changed
    • offer strength0 → 41.292(+3.64 pts)
    • epp quality0 → 52(+0.34 pts)
  2. 6 hr agoscore steadyNow ranked
    • interest rate purchase— → 26(+12 pts)
    • foreign tx fee— → 3.5(+4.67 pts)
    • key benefits · length— → 11(+4 pts)
    • contactless— → 1(+2 pts)
Alert me if this card's rank changes

Fees

Annual feeLKR 15,000
Joining feeLKR 0
Supplementary card feeLKR 0
Late payment feeLKR 1,500
Over-limit feeLKR 0
Cash advance fee4.5%
Foreign currency markup3.5%

Interest

Revolving APR26%
Cash advance APR26%

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published
Reward typeNot published

Offers you can use (70)

See all →

0% Instalment plans (17)

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Split purchases into 0% easy payment plans of up to 48 months at 17 partner merchants& categories.

Go Solar and Go Green with ComBank Credit Cards — Instalment Payment PlanBrandix Corporate CampusEducationhealthJewelleryOnline & foreign spendTravel & airlinesTudo.lk+9 more

Full details

Interest & rates

Purchase APR26%
Interest-free days51
Minimum payment4%

Rewards

Fuel surcharge1%

Perks

Lounge programmeDragonPass
ConciergeYes
Instalment planYes

Eligibility & card

Minimum credit limitRs. 2,500,000
TierDiamond
NetworkUnionPay
CurrencyLKR
Full fee schedule (12)
Annual feeRs. 15,000
Joining feeRs. 0
Supplementary annual feeRs. 0
Late payment feeRs. 1,500
Over-limit feeRs. 0
Cash advance fee4.5%
Cash advance fee (min)Rs. 300
Foreign-transaction markup3.5%
Card replacementRs. 1,000
Statement copyRs. 250
PIN replacementRs. 0
Cheque returnRs. 0

Other

Availability gateBy invitation only
Balance transfer availableYes
Cash advance apr26%
ContactlessYes
Is affinityNo
Loan on card availableYes
Loan on card tenure months max24
Rewards programmeMax Loyalty Reward Points
Sources1 source

Primary source · card_list_page

https://www.combank.lk/personal-banking/cards/credit-cards

Last fetched 6 hr ago · LLM confidence 50%

Cited quotes (8)

  • supports fees.annual_fee_lkr

    “UnionPay Asia Prestige Diamond Primary Card Annual Fee Rs 15,000/-”

  • supports fees.joining_fee_lkr

    “UnionPay Asia Prestige Diamond Primary Card Joining Fee Free”

  • supports fees.supplementary_card_fee_lkr

    “UnionPay Asia Prestige Diamond Supplementary Card Annual Fee Rs 2,500/-”

  • supports interest_rate_apr_pct

    “Interest Monthly (26% APR) w.e.f 01.09.2024 2.16% 2.16%”

  • supports late_payment_fee_lkr

    “Late Payment Fee Rs 1,500/- or 2.5% whichever is higher”

  • supports cash_advance_fee_pct

    “Cash Advance Fee - Through ATM Rs.300/- or 4.50% of the Cash Advance amount, whichever is higher”

  • supports max_interest_free_days

    “Interest Free Period Minimum 21 Days - Maximum 51 Days”

  • supports foreign_currency_markup_pct

    “Forex margin ... 3.50%”

Before You Pick is independent. We don't take fees from card issuers to influence rankings.