Nations Trust Bank American Express Credit Cardholders can convert eligible transactions above LKR 50,000 into 6 or 12 month 0% interest instalment plans via the Call and Convert Easy Settlement Plan (ESP), across a wide range of merchant categories including automobile, education, insurance, travel, mobile phones, jewellery, homecare & electronics, hospitals, and banquet hall reservations. A processing fee of LKR 2,500 applies for most merchants; select merchants (e.g. Sri Lanka Insurance, SriLankan Airlines, SLT Mobitel, Raja Jewellers, Abans, Damro, Hayleys Fentons Solar, Cinnamon Lakeside Colombo) have no processing fee.
- Min spend
- Rs. 50,000
- Valid
- Until Sep 30, 2026
- Eligible networks
- Amex
- Valid at (36)
- Dialog Axiata, ONEI, Luxury X, Greenware Mobile, Raja Jewellers, Vogue Jewellers, Ravi Jewellers, Colombo Jewellery Stores, Chatham Luxury Watches, DINIDU, Abans, Damro, Singhagiri, Dinapala Group, Arpico Super Centre, Seetha Holdings, Asiri Health, Nawaloka Hospital, Durdans Hospital, Kings Hospital Colombo, Hemas Hospital, Ninewells Hospitals, Joseph Fraser Memorial Hospital, Cinnamon Hotels & Resorts, Mount Lavinia Hotel, Hilton Colombo Residences, JKOA, Francium, GNEXT Communications Retail, Tiesh, Singer Sri Lanka, Lanka Wall Tile, Hayleys Fentons, SLIC Insurance, Sri Lanka Airlines, SLT-Mobitel
- Categories
- automobile, travel, jewellery, electronics, health, online
ConditionsMinimum single transaction of LKR 50,000 to be eligible for ESP conversion. Only Point-of-Sale (POS) transactions eligible; airline transactions not eligible under Travel Agent-related ESP conversions. Processing fee of LKR 2,500 applies for most merchants/categories (e.g. all automobile, overseas transactions, education, Other Insurance Providers, Other Travel Agents, Dialog, John Keells Office Automation, GNEXT Sri Lanka, Greenware Mobile, LuxuryX, Francium/Apple Asia, ONEi, Idealz, Ravi Jewellers, Tiesh, Colombo Jewellery Stores, Chatham Luxury Watches, DINIDU Jewellery, Singer/Sisil World, Singhagiri, Dinapala, Arpico Furniture, Seetha Holdings, Lanka Wall Tile, Asiri Hospital, Nawaloka Hospitals, Durdans Hospital, Kings Hospital, Hemas Hospital, Ninewells Care Hospital, Joseph Fraiser); no processing fee for Sri Lanka Insurance, SriLankan Airlines, SLT/Mobitel, Raja Jewellers, Vogue Jewellers, Abans, Damro, Hayleys Fentons Solar, Abans Solar, Cinnamon Lakeside Colombo, Mount Lavinia Hotel, Cinnamon Resorts, Hilton Residences. Cardmember must inform the Call Centre (0114414141) within 30 days of the transaction date to convert (some merchants require in-store conversion instead). Bank may reject any ESP request at its sole discretion. Valid only on personal-nature transactions. Converted amount is blocked within existing credit limit, reduced as instalments are repaid; early settlement incurs fees per the Bank's Tariff; general credit card and Cardmember agreement terms continue to apply.
Official offer page ↗
NTBValid to Sep 30, 2026
