Sri Lanka · NTB

NTB Amex SriLankan Airlines Platinum

American Express · Platinum · Verified 10 hr ago

Affinity · SriLankan Airlines

Overall ranking

Why this rank? · methodology

#95

rank

score / 100

This card didn’t change. Its score held steady · rank 2 since 3 hr ago because the ranking field re-normalised — other cards were added or changed. Its own fees and rates are unchanged.

What drives this score

Every card runs through the same 12 factors. The bar shows how much of the available points this card captured. 4 factors below lack data and score 0 by default; an operator can fill them in.

Purchase APR26%+12 / 12
Contactless paymentsYes+2 / 2
Foreign-transaction fee1%+7 / 7
Benefits depth6 listed+3 / 4
Active offers strength0+0 / 15
Annual feeLKR 15,000+0 / 12
0% installment plans (EPP)0 plans+0 / 8
Interest-free period50 days+0 / 8

Data gaps

Airport lounge access—— / 12
Dining cashback—— / 8
Supermarket cashback—— / 8
Fuel cashback—— / 4

Total24 / 100 · captured 24%

Score history · 2 changesshow

3 hr agoscore steady · rank down 2Cohort shifted
3 hr agoscore steadyNow ranked
- interest rate purchase— → 26(+12 pts)
- foreign tx fee— → 1(+7 pts)
- key benefits · length— → 6(+3 pts)
- contactless— → 1(+2 pts)

Alert me if this card's rank changes

Fees

Annual feeLKR 15,000verified by editor

Joining feeLKR 0

Supplementary card feeLKR 3,000

Late payment feeLKR 2,000

Over-limit feeLKR 2,000

Cash advance fee5%

Foreign currency markup1%

Interest

Revolving APR26%

Cash advance APR26%

Eligibility

Minimum incomeNot published

Rewards

Reward rateNot published

Reward typeNot published

Offers you can use (66)

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Full details

Interest & rates

Purchase APR26%

Interest-free days50

Minimum payment4%

Rewards

Fuel surcharge2%

Eligibility & card

TierPlatinum

NetworkAmerican Express

CurrencyLKR

Full fee schedule (11)

Annual feeRs. 15,000

Joining feeRs. 0

Supplementary annual feeRs. 3,000

Late payment feeRs. 2,000

Over-limit feeRs. 2,000

Cash advance fee5%

Cash advance fee (min)Rs. 1,250

Foreign-transaction markup1%

Card replacementRs. 2,000

Statement copyRs. 200

Cheque returnRs. 5,000

Other

Affinity partnerSriLankan Airlines

Cash advance apr26%

Is affinityYes

Rewards programmeFlySmiLes

Sources1 source · 2 editor overrides

Primary source · tariff_pdf

https://www.americanexpress.lk/images/pdf/american-express-tariffs.pdf

Last fetched 3 hr ago · LLM confidence 85%

Cited quotes (13)

supports fees.annual_fee_lkr
“SriLankan Airlines Platinum American Express Card ... Annual fee-Primary Rs.15,000”
supports fees.joining_fee_lkr
“SriLankan Airlines Platinum American Express Card ... Joining fee-Primary Nil”
supports annual_fee_supplementary_lkr
“SriLankan Airlines Platinum American Express Card ... Annual fee-Supplementary Rs.3,000”
supports interest_rate_apr_pct
“SriLankan Airlines Platinum American Express Card ... Finance Charge 2.2%p.m(26%p.a.)”
supports cash_advance_apr_pct
“SriLankan Airlines Platinum American Express Card ... Cash advance interest 2.2%p.m(26%p.a.)”
supports cash_advance_fee_minimum_lkr
“Cash advance fee (Locally) Rs.1,250+5%onfacevalue”
supports max_interest_free_days
“Maximum credit period on new purchases 50days”
supports minimum_payment_pct
“Minimum amount due whichever is higher 4%orRs250”
supports fees.late_payment_fee_lkr
“Late Payment Fee Rs.2,000”
supports card_replacement_fee_lkr
“Card replacement fee Rs.2,000”
supports cheque_return_charge_lkr
“Returned cheques (lack of funds) Rs.5,000”
supports fuel_surcharge_pct
“Fuel surcharge fee: 2% applies for American Express cards”
supports fees.foreign_currency_markup_pct
“a cross boarder fee of 1% will be added to the converted amount”

Editor verification

operator 2026-06-27: SriLankan Airlines Platinum Amex — american-express-tariffs.pdf (Rs 15,000 / 26%)

by admin · 2026-06-27T00:00:00Z

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