Ravi Jewellers — Up to 36-Month Extended Settlement Plans with NTB American Express

Only Point-of-Sale (POS) transactions eligible. Minimum single transaction LKR 50,000. Cardmember must call 0114414141 (or convert at merchant outlet for select merchants: Dialog, Abans, Damro, Singer/Sisil World, Singhagiri, Dinapala, Hayleys Fentons Solar, Abans Solar, Raja Jewellers, Cinnamon Lakeside Colombo, Mount Lavinia Hotel, Cinnamon Resorts, Hilton Residences) within 30 days of transaction date. Processing fee of LKR 2,500 applies for most merchants/categories except: Sri Lanka Insurance, Sri Lankan Airlines, Sri Lanka Telecom/SLT Mobitel, Dialog, Raja Jewellers, Abans, Damro, Singer/Sisil World, Singhagiri, Dinapala, Hayleys Fentons Solar, Abans Solar, Cinnamon Lakeside Colombo, Mount Lavinia Hotel, Cinnamon Resorts, Hilton Residences (no processing fee). Airline transactions not eligible under Travel Agent-related ESP conversions. Valid only for personal-nature transactions. Bank may reject non-compliant requests at its sole discretion. Early settlement fees apply per bank tariff. General credit card and Cardmember agreement terms continue to apply.

Valid for all American Express Credit Cards issued by Nations Trust Bank PLC. Minimum single transaction value LKR 50,000 or above to be eligible for ESP conversion. Call and Convert ESP: cardmember must inform the Call Centre of the eligible transaction within 30 days from the transaction date, valid only for personal-nature transactions, requests may be rejected at the Bank's sole discretion. Total transaction amount is blocked within the existing credit limit and reduced gradually as installments are repaid. Credit card interest applies to any unsettled due balance. Early settlement fees apply per the Bank's Tariff. Outstanding installments become immediately due and payable in full if the card is terminated, cancelled, not renewed, or suspended, or on breach of terms. General credit card terms and conditions continue to apply.

Processing fee of LKR 2,500 applies for: overseas transactions, other insurance providers, other travel agents, other jewellers (Ravi Jewellers, Tiesh, Colombo Jewellery Stores, Chatham Luxury Watches, DINIDU Jewellery), Arpico Furniture, Seetha Holdings, Lanka Wall Tile, Asiri/Nawaloka/Durdans/Kings/Hemas/Ninewells hospitals, Joseph Fraiser. No processing fee for Sri Lanka Insurance, Sri Lankan Airlines, SLT Mobitel, Dialog and its listed device partners, Raja Jewellers, Abans, Damro, Singer/Sisil World, Singhagiri, Dinapala, Hayleys Fentons Solar, Abans Solar, and banquet hall venues (Cinnamon Lakeside Colombo, Mount Lavinia Hotel, Cinnamon Resorts, Hilton Residences). Minimum single transaction value LKR 50,000. Conversion to 6 or 12 equal monthly instalments via call centre (0114414141) within 30 days of transaction, except select merchants convertible at the outlet directly. Only POS transactions eligible; airline transactions excluded from Travel Agent ESP; personal-nature transactions only; Bank may reject non-compliant requests at its discretion; early settlement fees apply per tariff; outstanding instalments become immediately due if card is terminated/cancelled/suspended.