Sri Lanka
Fixed Deposit Rates
Annual Effective Rates (AER) across Sri Lankan banks, compounding-normalised so monthly-payout and at-maturity rates compare on the same basis. Every rate shows its trend. Pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.
4banks · USD · At maturity · latest as of 2026-06-25
| Bank | 1 month | 2 months | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|---|
-2.25%nominal 3.25% 0.00% | — | -1.75%nominal 3.75% 0.00% | -1.50%nominal 4.00% 0.00% | -1.25%nominal 4.25% 0.00% | -1.10%nominal 4.40% 0.00% | -0.96%nominal 4.54% 0.00% | — | -0.94%nominal 4.56% 0.00% | |
-2.97%nominal 2.53% 0.00% | — | -1.44%nominal 4.06% +23.40% | -1.20%nominal 4.30% +13.46% | -1.00%nominal 4.50% +12.50% | -0.86%nominal 4.64% +18.37% | -0.96%nominal 4.54% +5.34% | -1.06%nominal 4.44% 0.00% | -0.94%nominal 4.56% 0.00% | |
-2.00%nominal 3.50%— | — | -1.50%nominal 4.00%— | -1.25%nominal 4.25%— | -1.00%nominal 4.50%— | -1.10%nominal 4.40%— | -1.10%nominal 4.40%— | -1.06%nominal 4.44%— | -0.94%nominal 4.56%— | |
-1.68%nominal 3.82% 0.00% | — | -1.18%nominal 4.32% 0.00% | -0.95%nominal 4.55% 0.00% | -1.00%nominal 4.50% 0.00% | -1.58%nominal 3.92% 0.00% | -1.65%nominal 3.85% 0.00% | -1.72%nominal 3.78% 0.00% | -1.79%nominal 3.71% 0.00% |
Showing AER (Annual Effective Rate) for the standard adult-retail FD. Hover any rate for the maths behind it, or see the full methodology for worked sums (coupon vs AER, per-payout cadences, simple-interest annualisation). Tap any column header to sort. Sparklines show each rate's movement; click a bank for its full term structure.
Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit. Both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.