NDB · Fixed Deposit
Rates as of 2026-07-25 · 8 hr ago · Benefit terms as of 2026-07-21
Minimum deposit
Rs 10,000
Early withdrawal
Not published. Check ndbbank.com
Auto-renewal
Automatic renewal at maturity according to renewal instructions given at time of placement; provide 2 working days' notice before maturity date to change instructions
Senior bonus
Not published. Check ndbbank.com
↳ Minimum amount varies by tenor: 1 month and 36-60 months require Rs. 100,000; 3-24 months require Rs. 10,000.
Who can open
Requires National Identity Card (NIC) and billing proof for residential address verification (electricity bill, water bill, or landline bill).
Product features
- ·Withdraw from any one of the Bank's branches
- ·View deposit details via mobile banking and Internet Banking
| Payout | 1 month | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 8.30%coupon 8.00% 0.00% | 9.84% |
AER history
LKR at-maturity AER by tenor over time. It thickens as we capture more.
References
- Product detailsprimary ↗·ndbbank.com·updated 4 days ago
- Rates page ↗·ndbbank.com·updated 7 hr ago
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme. Both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.