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NDB · Fixed Deposit
Rates as of 2026-06-10 · 5 hr ago · Benefit terms as of 2026-06-08
Minimum deposit
Rs 10,000
Early withdrawal
Not published — check ndbbank.com
Auto-renewal
Automatic renewal at maturity according to renewal instructions given at time of placement. Provide 2 working days' notice prior to maturity date to make changes.
Senior bonus
Not published — check ndbbank.com
↳ LKR 100,000 for 1-month, 36-month, 48-month, and 60-month tenors; LKR 10,000 for 3-month, 6-month, 12-month, and 24-month tenors
Who can open
Requires National Identity Card (NIC) and billing proof for residential address verification (electricity bill, water bill, or landline bill).
Product features
- ·Withdraw from any branch
- ·View deposit details via mobile banking and Internet Banking
| Payout | 1 month | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 3.82%coupon 3.75% 0.00% | 4.32%coupon 4.25% 0.00% | 4.55% 0.00% | 4.50% 0.00% | 3.92%coupon 4.00% 0.00% | 3.85%coupon 4.00% 0.00% | 3.78%coupon 4.00% 0.00% | 3.71%coupon 4.00% 0.00% |
Monthly payout Interest paid out monthly — steady income, slightly lower AER. | 3.82%coupon 3.75% 0.00% | — | — | 4.00%coupon 3.93% 0.00% | 4.00%coupon 3.93% 0.00% | — | — | — |
References
- Product detailsprimary ↗·ndbbank.com·updated 2 days ago
- Rates page ↗·ndbbank.com·updated 5 hr ago
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme — both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.