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NDB · Fixed Deposit

Rates as of 2026-06-10 · 5 hr ago · Benefit terms as of 2026-06-08

View on bank site ↗
Minimum deposit
Rs 10,000
Early withdrawal
Not publishedcheck ndbbank.com
Auto-renewal
Automatic renewal at maturity according to renewal instructions given at time of placement. Provide 2 working days' notice prior to maturity date to make changes.
Senior bonus
Not publishedcheck ndbbank.com

LKR 100,000 for 1-month, 36-month, 48-month, and 60-month tenors; LKR 10,000 for 3-month, 6-month, 12-month, and 24-month tenors

Who can open
Requires National Identity Card (NIC) and billing proof for residential address verification (electricity bill, water bill, or landline bill).
Product features
  • ·Withdraw from any branch
  • ·View deposit details via mobile banking and Internet Banking
Payout1 month3 months6 months1 year
At maturity
Interest compounds to the end — highest effective return.
0.50% 0.00%
1.00% 0.00%
1.25% -17.22%
1.50% -25.00%
References

AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.

FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme — both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.