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HNB · Fixed Deposit
Rates as of 2026-06-10 · just now · Benefit terms as of 2026-06-08
Minimum deposit
Rs 25,000
Early withdrawal
Not published — check hnb.lk
Auto-renewal
Not published — check hnb.lk
Senior bonus
Senior rate card available
Product features
- ·Interest may be remitted to a party of your choice
- ·Can be opened jointly
- ·Interest can be collected monthly or at maturity
- ·Soft loan available for up to 90% of the deposit amount
| Payout | 1 month | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 8.30% +14.80% | 9.31% +12.99% | 9.99% +18.65% | 10.00% +17.65% | 10.70% 0.00% | 9.95% 0.00% | 9.55% 0.00% | 10.55% 0.00% |
Senior · maturity Senior-citizen rate card, interest at maturity. | — | — | — | 10.50% +16.67% | — | — | — | — |
References
- Product detailsprimary ↗·hnb.lk·updated 2 days ago
- Rates feed (JSON) ↗·venus.hnb.lk·updated 3 hr ago
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme — both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.