HNB · Fixed Deposit
Rates as of 2026-07-18 · 7 days ago · Benefit terms as of 2026-07-21
Minimum deposit
Rs 25,000
Early withdrawal
Not published. Check hnb.lk
Auto-renewal
Not published. Check hnb.lk
Senior bonus
Senior rate card available
↳ Page states: "For as low as Rs 25,000, you can choose from a range of Fixed Deposits for a tenure of your choice" — phrased as a floor ("as low as"), not confirmed as the firm minimum.
Product features
- ·Interest may be remitted to a party of your choice
- ·Can be opened jointly; interest collected monthly or at maturity
- ·Soft loan available for up to 90% of the deposit value
| Payout | 1 month | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 8.30%coupon 8.00% +14.80% | 9.31%coupon 9.00% +12.99% | 9.99%coupon 9.75% |
AER history
LKR at-maturity AER by tenor over time. It thickens as we capture more.
References
- Product detailsprimary ↗·hnb.lk·updated 4 days ago
- Rates feed (JSON) ↗·venus.hnb.lk·updated 3 days ago
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme. Both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.