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HNB · Fixed Deposit

Rates as of 2026-06-10 · just now · Benefit terms as of 2026-06-08

View on bank site ↗
Minimum deposit
Rs 25,000
Early withdrawal
Not publishedcheck hnb.lk
Auto-renewal
Not publishedcheck hnb.lk
Senior bonus
Senior rate card available
Product features
  • ·Interest may be remitted to a party of your choice
  • ·Can be opened jointly
  • ·Interest can be collected monthly or at maturity
  • ·Soft loan available for up to 90% of the deposit amount
Payout1 month3 months6 months1 year2 years3 years4 years5 years
At maturity
Interest compounds to the end — highest effective return.
1.75%
2.75%
3.00%
4.00%
4.02%coupon 4.10%
3.99%coupon 4.15%
4.00%coupon 4.25%
4.14%coupon 4.50%
References

AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.

FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme — both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.