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Sampath · Fixed Deposit
Rates as of 2026-06-10 · just now · Benefit terms as of 2026-06-08
Minimum deposit
Rs 25,000
Early withdrawal
Not published — check sampath.lk
Auto-renewal
Not published — check sampath.lk
Senior bonus
Senior rate card available
↳ General minimum is Rs. 25,000/-. Headquarters Branch and Colombo Super Branch require Rs. 50,000/- for Personal/Business accounts.
Who can open
Sri Lankan citizen over 18 years of age; valid identification document required (National Identity Card or Passport); minimum initial deposit Rs. 25,000/-.
Product features
- ·No requirement to hold an existing Sampath Bank account to open a Fixed Deposit
- ·Interest (monthly or annually) can be automatically transferred to a linked Current or Savings account for existing Sampath Bank account holders
| Payout | 1 month | 2 months | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|---|
At maturity Interest compounds to the end — highest effective return. | 8.30% 0.00% | 8.81% 0.00% | 8.77% 0.00% | 9.73% 0.00% | 9.50% 0.00% | 10.68% +11.95% | 9.97% +9.08% | 10.30% +17.31% | 10.20% +11.35% |
Monthly payout Interest paid out monthly — steady income, slightly lower AER. | 8.30% 0.00% | — | — | — | 9.49% 0.00% | 10.60% +11.46% | 9.95% +9.10% | 10.23% +16.91% | 9.96% +8.97% |
Senior · maturity Senior-citizen rate card, interest at maturity. | — | — | — | 9.73% 0.00% | 9.50% 0.00% | 10.68% +11.95% | 9.97% +9.08% | 10.30% +17.31% | 10.20% +11.35% |
Senior · monthly Senior-citizen rate card, monthly payout. | — | — | — | — | 9.49% 0.00% | 10.60% +11.46% | 9.95% +9.10% | 10.23% +16.91% | 9.96% +8.97% |
References
- Product detailsprimary ↗·sampath.lk·updated 1 day ago
- Rates feed (JSON) ↗·sampath.lk·updated 3 hr ago
AER (Annual Effective Rate) is compounding-normalised, so payout cadences compare fairly. Sparklines show movement over the past year; a flat or single-point line means the rate hasn't changed since tracking began.
FD interest is subject to withholding tax and deposits are covered by Sri Lanka's statutory deposit-insurance scheme — both are uniform across licensed banks and change with policy, so confirm current figures with the bank or the IRD. This is a comparison aid, not a quote; verify on the bank's own page before applying.