Sri Lanka
Fixed Deposit Rates
Annual Effective Rates (AER) across Sri Lankan banks, compounding-normalised so monthly-payout and at-maturity rates compare on the same basis. Every rate shows its trend. Pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.
4banks Β· JPY Β· At maturity Β· latest as of 2026-06-25
| Bank | 1 month | 2 months | 3 months | 6 months | 1 year | 2 years | 3 years | 4 years | 5 years |
|---|---|---|---|---|---|---|---|---|---|
-4.50%nominal 1.00% 0.00% | β | -3.99%nominal 1.51% 0.00% | -3.49%nominal 2.01% 0.00% | -3.25%nominal 2.25% 0.00% | β | β | β | β | |
-4.50%nominal 1.00% 0.00% | β | -3.99%nominal 1.51% 0.00% | -3.74%nominal 1.76% 0.00% | -3.50%nominal 2.00% 0.00% | β | β | β | β | |
| β | β | -5.40%nominal 0.10%β | -5.30%nominal 0.20%β | -5.00%nominal 0.50%β | β | β | β | β | |
-5.48%nominal 0.02% 0.00% | β | -5.48%nominal 0.02% 0.00% | -5.48%nominal 0.02% 0.00% | -5.48%nominal 0.02% 0.00% | β | β | β | β |
Showing AER (Annual Effective Rate) for the standard adult-retail FD. Hover any rate for the maths behind it, or see the full methodology for worked sums (coupon vs AER, per-payout cadences, simple-interest annualisation). Tap any column header to sort. Sparklines show each rate's movement; click a bank for its full term structure.
Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit. Both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.