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Sri Lanka

Fixed Deposit Rates

Annual Effective Rates (AER) across Sri Lankan banks, compounding-normalised so monthly-payout and at-maturity rates compare on the same basis. Every rate shows its trend. Pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.

Showing real returns โ€” each AER minus CCPI inflation of 5.50% (the latest CBSL reading). A rate at or below inflation means your money loses purchasing power. The nominal rate is shown beneath each cell.

4banks ยท GBP ยท At maturity ยท latest as of 2026-06-25

Bank1 month2 months3 months6 months1 year2 years3 years4 years5 years
NDB
6 hr ago
min Rs 10K
-3.48%nominal 2.02% 0.00%
โ€”
-1.95%nominal 3.55% 0.00%
-1.46%nominal 4.04% 0.00%
-1.25%nominal 4.25% 0.00%
-1.34%nominal 4.16% 0.00%
-1.42%nominal 4.08% 0.00%
-1.50%nominal 4.00% 0.00%
-1.57%nominal 3.93% 0.00%
DFCC
23 hr ago
min Rs 10K
-2.20%nominal 3.30% 0.00%
โ€”
-1.95%nominal 3.55% 0.00%
-1.71%nominal 3.79% 0.00%
-1.50%nominal 4.00% 0.00%
-1.58%nominal 3.92% 0.00%
-1.65%nominal 3.85% 0.00%
-1.28%nominal 4.22% 0.00%
-1.36%nominal 4.14% 0.00%
HNB
3 mo ago
min Rs 25K
-3.75%nominal 1.75%โ€”
โ€”
-2.75%nominal 2.75%โ€”
-2.50%nominal 3.00%โ€”
-1.50%nominal 4.00%โ€”
-1.48%nominal 4.02%โ€”
-1.51%nominal 3.99%โ€”
-1.50%nominal 4.00%โ€”
-1.36%nominal 4.14%โ€”
Sampath
15 days ago
min Rs 25K
-3.75%nominal 1.75% 0.00%
โ€”
-2.75%nominal 2.75% 0.00%
-2.50%nominal 3.00% 0.00%
-1.50%nominal 4.00% 0.00%
โ€”โ€”โ€”โ€”

Showing AER (Annual Effective Rate) for the standard adult-retail FD. Hover any rate for the maths behind it, or see the full methodology for worked sums (coupon vs AER, per-payout cadences, simple-interest annualisation). Tap any column header to sort. Sparklines show each rate's movement; click a bank for its full term structure.

Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit. Both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.