Before You Pick
Alerts๐Ÿ‡ฑ๐Ÿ‡ฐ

Sri Lanka

Fixed Deposit Rates

Annual Effective Rates (AER) across Sri Lankan banks, compounding-normalised so monthly-payout and at-maturity rates compare on the same basis. Every rate shows its trend. Pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.

Showing real returns โ€” each AER minus CCPI inflation of 5.50% (the latest CBSL reading). A rate at or below inflation means your money loses purchasing power. The nominal rate is shown beneath each cell.

4banks ยท EUR ยท At maturity ยท latest as of 2026-06-25

Bank1 month2 months3 months6 months1 year2 years3 years4 years5 years
DFCC
23 hr ago
min Rs 10K
-3.99%nominal 1.51% 0.00%
โ€”
-3.48%nominal 2.02% 0.00%
-2.72%nominal 2.78% 0.00%
-2.50%nominal 3.00% 0.00%
-2.54%nominal 2.96% 0.00%
-2.35%nominal 3.15% 0.00%
-2.17%nominal 3.33% 0.00%
-2.00%nominal 3.50% 0.00%
Sampath
15 days ago
min Rs 25K
-4.00%nominal 1.50% 0.00%
โ€”
-3.00%nominal 2.50% 0.00%
-2.75%nominal 2.75% 0.00%
-2.50%nominal 3.00% 0.00%
โ€”โ€”โ€”โ€”
HNB
3 mo ago
min Rs 25K
-4.00%nominal 1.50%โ€”
โ€”
-3.50%nominal 2.00%โ€”
-3.25%nominal 2.25%โ€”
-2.75%nominal 2.75%โ€”
-2.54%nominal 2.96%โ€”
-2.49%nominal 3.01%โ€”
-2.44%nominal 3.06%โ€”
-2.40%nominal 3.10%โ€”
NDB
6 hr ago
min Rs 10K
-4.24%nominal 1.26% 0.00%
โ€”
-3.74%nominal 1.76% 0.00%
-3.49%nominal 2.01% 0.00%
-3.25%nominal 2.25% 0.00%
-3.27%nominal 2.23% 0.00%
-3.30%nominal 2.20% 0.00%
-3.32%nominal 2.18% 0.00%
-3.34%nominal 2.16% 0.00%

Showing AER (Annual Effective Rate) for the standard adult-retail FD. Hover any rate for the maths behind it, or see the full methodology for worked sums (coupon vs AER, per-payout cadences, simple-interest annualisation). Tap any column header to sort. Sparklines show each rate's movement; click a bank for its full term structure.

Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit. Both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.