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Sri Lanka

Fixed Deposit Rates

Annual Effective Rates (AER) across Sri Lankan banks, compounding-normalised so monthly-payout and at-maturity rates compare on the same basis. Every rate shows its trend. Pick a goal, tap a column to sort, or compare directly. We re-fetch daily at 10:30 AM LKT.

Showing real returns โ€” each AER minus CCPI inflation of 5.50% (the latest CBSL reading). A rate at or below inflation means your money loses purchasing power. The nominal rate is shown beneath each cell.

4banks ยท AUD ยท At maturity ยท latest as of 2026-06-25

Bank1 month2 months3 months6 months1 year2 years3 years4 years5 years
DFCC
23 hr ago
min Rs 10K
-2.20%nominal 3.30% 0.00%
โ€”
-1.95%nominal 3.55% 0.00%
-1.71%nominal 3.79% 0.00%
-1.50%nominal 4.00% 0.00%
-1.34%nominal 4.16% 0.00%
-1.19%nominal 4.31% 0.00%
-1.06%nominal 4.44% 0.00%
-0.94%nominal 4.56% 0.00%
HNB
3 mo ago
min Rs 25K
-3.50%nominal 2.00%โ€”
โ€”
-2.50%nominal 3.00%โ€”
-2.25%nominal 3.25%โ€”
-1.75%nominal 3.75%โ€”
-1.58%nominal 3.92%โ€”
-1.56%nominal 3.94%โ€”
-1.54%nominal 3.96%โ€”
-1.53%nominal 3.97%โ€”
NDB
6 hr ago
min Rs 10K
-3.48%nominal 2.02% 0.00%
โ€”
-2.46%nominal 3.04% 0.00%
โ€”
-1.75%nominal 3.75% 0.00%
-1.82%nominal 3.68% 0.00%
-1.88%nominal 3.62% 0.00%
-1.94%nominal 3.56% 0.00%
-2.00%nominal 3.50% 0.00%
Sampath
15 days ago
min Rs 25K
-3.50%nominal 2.00% 0.00%
โ€”
-2.50%nominal 3.00% 0.00%
-2.25%nominal 3.25% 0.00%
-1.75%nominal 3.75% 0.00%
โ€”โ€”โ€”โ€”

Showing AER (Annual Effective Rate) for the standard adult-retail FD. Hover any rate for the maths behind it, or see the full methodology for worked sums (coupon vs AER, per-payout cadences, simple-interest annualisation). Tap any column header to sort. Sparklines show each rate's movement; click a bank for its full term structure.

Tax & insurance:FD interest is subject to withholding tax and balances are covered by Sri Lanka's deposit-insurance scheme up to a statutory limit. Both are the same across licensed banks and change with policy, so confirm the current figures with the bank or the IRD. FCY FDs may require minimum balance / KYC checks at the bank's discretion.