Seetha Holdings — 6 & 12 Month 0% Installment Plan (Call & Convert ESP)

Available on single/multiple purchases converted to easy payment plans of up to 6 months, for transactions between Rs. 10,000 and Rs. 1.0 Mn, within the available balance and authorized credit limit. Purchases must be made during the promotional period and reported to the HNB Call Centre (011 2462 462) or via hnb.lk within 5 calendar days of the transaction date to be converted. Transactions made within 5 days prior to the billing cycle will be converted only in the next billing period, and the cardholder must settle the amount shown in the interim statement. Transactions funded by depositing over the credit limit are not eligible. Full bill settlement must be made via HNB credit card(s). Offers cannot be exchanged for cash or combined with other promotions. Disputes are settled at the final discretion of the service establishment and Hatton National Bank PLC.

Valid only for Sampath Mastercard & Visa Credit Cardholders; full payment must be settled with a Sampath Mastercard or Visa Credit Card; not valid for Gift Vouchers and non-discountable items; cannot be combined with any other existing offers; minimum bill value must exceed Rs. 5,000/-; all instalment amounts paid are non-refundable and instalment period cannot be varied once approved; instalment plan details cannot be changed once submitted, part acceleration not allowed; Bank accepts no responsibility for goods/services purchased, disputes to be resolved directly with the Partner; spending under this promotion will not qualify for Ultra Rewards Loyalty points accumulation; general Terms and Conditions of Sampath Bank PLC and Seetha Holdings apply; Bank's decision is final in any dispute; Bank reserves the right to modify or change the Terms and Conditions.

Valid for transactions till 30th September 2026. Minimum single transaction value LKR 50,000 to qualify. Only POS transactions eligible; airline transactions not eligible under Travel Agent-related conversions. Cardmember must call 0114414141 within 30 days of the transaction date to request conversion to 6 or 12 monthly instalments (some merchants convert at the outlet directly instead — Dialog, John Keells Office Automation, Francium/Apple Asia, ONEi, LuxuryX, GNEXT Sri Lanka, Greenware Mobile, Raja Jewellers, Abans, Damro, Singer/Sisil World, Singhagiri, Dinapala, Hayleys Fentons Solar, Abans Solar, Cinnamon Lakeside Colombo, Mount Lavinia Hotel, Cinnamon Resorts, Hilton Residences). A processing fee of LKR 2,500 applies for most categories/merchants (Automobile — All merchants incl. Overseas Transactions; Education; Other Insurance Providers; Other Travel Agents; Arpico Furniture, Seetha Holdings, Lanka Wall Tile; Ravi Jewellers, Tiesh, Colombo Jewellery Stores, Chatham Luxury Watches, DINIDU Jewellery; Asiri, Nawaloka, Durdans, Kings, Hemas, Ninewells Care Hospitals, Joseph Fraiser); no processing fee for Sri Lanka Insurance, Sri Lankan Airlines, SLT Mobitel, Dialog and its listed partners, Raja Jewellers, Abans, Damro, Singer/Sisil World, Singhagiri, Dinapala, Hayleys Fentons Solar, Abans Solar, and the listed Banquet Hall venues (Cinnamon Lakeside Colombo, Mount Lavinia Hotel, Cinnamon Resorts, Hilton Residences). The Bank may reject any ESP request at its sole discretion. Only personal-nature transactions qualify. Outstanding balance remains within existing credit limit and reduces gradually as instalments are repaid. Interest applies on any unsettled due balance per the Cardmember agreement. Early settlement fees apply per the Bank's Tariff. On card termination/cancellation/non-renewal/suspension or breach, all outstanding instalments become immediately due and payable in full. General credit card terms and conditions continue to apply.